Lesley-Ann Vaughan
959 posts

Lesley-Ann Vaughan
@VaughanLA
Part of the founding team behind M-PESA (fintech from 2005!), passionate about digital financial services and about creating great products.



A polite note to banks... Confirmation of payee (CoP) has been a big positive move, giving people more confidence they've put the right account number and sort code. Scary messages work if it the payee doesn't match. Yet when people try to pay an account and the whole bank doesn't do CoP, which is common when moving saving, instead of the overly-scary "we don't recognise this account" type message... ...just a straightforward "the bank you're paying does not have Confirmation of Payment technology so we can't confirm it is right - therefore it is very important you double check before continuing" type would be more balanced. Please can you look at your messaging.























