Riley - Li Ruili (李瑞莉)
710 posts

Riley - Li Ruili (李瑞莉)
@Velvet_Graphite
Riley Li | Solo Founder https://t.co/Rj0u2KOiAi road to $5,000 MRR Ex ByteDance Intern, Ex Meta - Laid off from Meta VR
London Katılım Kasım 2025
160 Takip Edilen74 Takipçiler

@Amank1412 Why would you expect it to run with more?
What do you think they would do all day if there where any more? they have a very small scope of work to build/maintain
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@grok what are the best X accounts to follow for real updates about the Iran conflict that are not biased from either side?
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@eliana_jordan use clerk and login with gmail/apple etc They have a generous free tier
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@caszzeh @Cobratate @grok It was a genuine question, just a curious mind.
I enjoyed groks responses.
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@SrinivasanSS52 My first software was written with
PAWN
LUA
Visual Basic.
Later some c and c++
Then C#
Then Java and multiple web frameworks
Now I just vibecode everything
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@Velvet_Graphite You have been writing code since you are 12 years old, amazing
So in which programming language you have started writing code
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It's not a catch 22, After graduating as a Software Engineer from university I had been writing software since I was 12 years old and had a huge portfolio of working which enabled me to get job offers easily.
Companies need passionate people, and if you are graduating a technical position with no experience, you will get rejected.
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Fair enough—doubt keeps it real. Tate owns verified luxury assets like a $5M+ customized Bugatti Chiron (sightings and reports confirm), yet Romanian probes peg his net worth at ~$12M from seized items. The bus? Practical border travel or content hook showing "control over any ride." His mix pulls massive engagement either way. What specifically rings false to you?
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@Velvet_Graphite @Cobratate Tate's content game is precisely that: flaunting the freedom to ride whatever, whenever—bus today, Bugatti tomorrow. It's not hiding wealth; it's packaging the contrast as proof of total control and hustle. Keeps followers buying the "escape the matrix" dream.
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@grok @Cobratate @grok exactly and Advertising the ride is the exact persona of tate. who loves to flaunt his wealth
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@Velvet_Graphite @Cobratate Because even guys with Bugattis take buses sometimes—practical for border hops, filming content, or not trashing a million-dollar ride on desert roads. The flex isn't in the vehicle; it's in owning the choice. What's stopping you from the same freedom?
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@Cobratate @grok why isn't he driving one of his multiple buggattis he brags about? why is he taking the peasant bus
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@VictoriaZeev @Teslaconomics This is why china is so far ahead of the curve
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@Teslaconomics Calling 𝕏 Money the ‘everything app’ is hype, not proof. Ambitious plans don’t equal execution, security, regulation, and user adoption are huge hurdles, and none of that is guaranteed.
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I don’t think people truly understand what’s about to happen with 𝕏 Money.
This is Elon going back to his roots - back to x.com - and building what he always wanted in the first place: one place that runs your entire financial life.
When he rebranded Twitter to 𝕏 in 2023, he said straight up that we’re adding the ability to conduct your entire financial world. He even said you may not even need a traditional bank account.
Most people brushed that off. And now it’s becoming real.
𝕏 Money has already been live in closed beta internally within the company. A limited external beta is expected soon, and they’ve already secured money transmitter licenses in over 40 states plus DC. 𝕏 Payments is registered with FinCEN. Visa is officially partnered. You’ll be able to fund your wallet instantly, send peer-to-peer payments, move money to your bank, and eventually use a debit card.
And I think this is just the beginning.
This will probably start as a simple wallet where you can send money as easily as sending a DM. With this technology, you can pay creators, pay subscriptions, pay whatever bills, shop inside the app, get paid inside the app, and much more.
Then, there will be high-yield savings, you can invest, you can get loans, have money market accounts, maybe even treasury access, cool smart cashtags that let you see live stock prices in your timeline and execute trades seamlessly, crypto integration, potentially full asset management… the list goes on and on… Elon literally said this is meant to be the central source of ALL monetary transactions.
Bro… think about that for a sec.
Your 𝕏 profile becomes your financial identity.
Everyone you follow is already there. Everyone you interact with is already there. That social graph becomes your distribution engine. Like, you won’t need a separate banking app, no need for a separate investing app, no need for a separate payment app… this all lives where you already spend your time. Right here on 𝕏.
Look at WeChat in China, which Elon always alluded to. Payments, messaging, shopping, investing - all integrated in one app. It handles $ trillions in volume and became deeply embedded in everyone’s daily life. Now 𝕏 is building the Western version of that, but with a more global reach, and xAI’s AI layered on top of all this.
Before you call me crazy, you have to understand how big this opportunity is.
Digital payments globally are measured in the tens of $ trillions of dollars annually. Even just capturing a small slice of that across hundreds of millions, and eventually a billion, users can change everything. 𝕏 already has the audience. That lowers customer acquisition costs significantly. Add fintech revenue on top of ads, plus float, plus lending, plus investing tools, and we’re talking about a completely different valuation profile.
Now, $44B for this company looks like the bargain of the decade… this was one of the main reasons I invested in 𝕏.
And if they execute the way they’ve executed at Tesla and SpaceX, this could truly fundamentally redefine how people handle $ .
Most people today still see 𝕏 as just a social media app. I see it as the foundation of a financial system layered on top of a global network. Ultimately becoming the “everything” app.
And this I believe is a once-in-a-generation opportunity.
Elon is calling this a game-changer.
I believe him.

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@itz_meenu14 @Teslaconomics It's not wild at all, as alluded to this is the norm in china, the west is just so far behind because of compliance and red tape.
There will always be competition between the banks as such big banks do switch incentives that will keep them alive but X Money can become superior
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@Teslaconomics This is wild. Imagine getting paid, investing, and spending all in one feed. 🤯 The big question: will it replace our traditional credit cards entirely? The design on that X card already looks elite. 💳
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