Viola Appleton

@Stephencheatley @DawnSunrise1 I pay for everything with my phone. Quick and convenient.

@DawnSunrise1 I’ve not payed for anything with my phone yet Dawn, but I know someone who does it for everything.

@sdmat123 @llynuscaldwell @verrsane Yet in the UK far more people are able to travel & enjoy more leisurely pursuits. No worry of medical bankruptcy.

Those comparisons typically count UK pensions as wealth but ignore social security entitlements. Capitalize social security for an apples to apples comparison and Americans are much richer. UK median wealth is largely overpriced primary residences, which doesn't mean much for quality of life as you need housing to living. Look at income and it's downright bleak. The UK comes in next to the poorest US state, Mississippi, on median income. And of course mean wealth and income in the US is drastically higher.

My wife used to work at a UK bank and said her coworkers used to flag accounts with a couple thousands in them…. These people are broke asf😭

@MartisimoII @rawespresso Duty free is soooo much cheaper leaving the country. Won't be bringing fags back, but maybe some drinks and always treats for work 😂

@ViolaAppleton6 @rawespresso 🤣🤣🤣🤣🤣🤣🤣 Remember and leave plenty time to get your duty free fags!

The salary you actually need to feel comfortable in the UK in 2026 has more than doubled in the last 15 years. In 2010, £35,000 was a solid graduate salary. You could rent decently, eat out, take a holiday, save a bit. In 2026, the equivalent number — same lifestyle, same level of comfort — is closer to £75,000. That's the difference between 'affording your life' and 'getting by.' £35K used to put you on the comfortable side of that line. £75K is now the entry point. Most people earning £45-£60K in 2026 are quietly running paycheck to paycheck, feeling vaguely confused about why a salary that sounds substantial doesn't actually go very far.

@ProlifeLowlife @elcrabbito @rawespresso The whole point is that £35k isn't a comfortable wage on average. Yes people can survive on it if they live in a cheaper area, but it's not a comfortable wage across the country.

@ViolaAppleton6 @elcrabbito @rawespresso Well if it was within means then it would be comfortable so why you complaining 😅

@WoocashWombat @elcrabbito @rawespresso Yes it should, that's the issue. £250k house is pretty average in the country these days and mortgage for that is around £1000 then instantly £250 council tax.

@ViolaAppleton6 @elcrabbito @rawespresso A decent area is subjective and varies wildly in value across the country, but I take your point. I don't disagree with that summary. The issue is, it doesn't take account for spending habits on brands, tech, or keeping up appearances. What you've described should be affordable.

@C_3C_3 @alpha_brav0 Why?

@alpha_brav0 Something isn’t right!

Anyone else get the feeling that we’re going to find out Ozempic kills people? Something is just off with it.

@WoocashWombat @elcrabbito @rawespresso House in a decent area, at least 1 holiday a year , meal out per month. 1/2 cars with a bit for savings.

@ViolaAppleton6 @elcrabbito @rawespresso What is comfortably, in your mind?

@elcrabbito @rawespresso Yes, so we don't fall into this group. We actually are.comfortable. bit dual income no kids. We had friends having kids.reducing hours, mat leave. It's not a big wage with a family.

@ViolaAppleton6 @rawespresso You say “our” so I assume there’s two of you contributing. No excuse whatsoever.

@ProlifeLowlife @elcrabbito @rawespresso No, higher income. But that's average mortgage cost with average wage

@ViolaAppleton6 @elcrabbito @rawespresso So what you’re saying is you live beyond your means 🤣

@MartisimoII @rawespresso Well you clearly aren't because housing costs etc don't allow that on a £35k wage. So you may have a nice life because you live in a shit area, don't drive or other reason. But living comfortably is different....funny enough from poolside.

@ViolaAppleton6 @rawespresso I'm living pretty comfortable! But retards are bitching about living paycheck to paycheck. Nice bitch about your 2023 holiday by the way, was that the last time you travelled 🤣🤣🤣 Oh poor me I couldn't buy duty free fags!🤣🤣🤣 Fucking pauper!

@MartisimoII @rawespresso Ok so you live basic not comfortable 😂

@ViolaAppleton6 @rawespresso Don't buy what you can't afford! If you buy what you can't afford then you're a fucking idiot!

@DarkAnonymousUK @rawespresso It's only £3400 a month, if you're paying higher pension it's less than that. Most people's rent/mortgages would take about 1/3 of that.

@rawespresso This is utter bullshit, sorry. £60k is not paycheck to paycheck. Not even close, unless you’re diabolical with spending and living within your means. I pay myself £50k a year and live very well off it.

@MartisimoII @rawespresso You either don't own a house or bought it cheap/low interest rates.

@rawespresso I earn just under 30G and I save, eat out and aim for 3 or 4 holidays abroad a year. If you're running paycheck to paycheck on 45-60G then you need to get educated and stop being a fucking mong!

@AnubisRaHorus @rawespresso That's £2700-£2800. Mortgage £1000, council tax £200, other bills £400, food £100 per week. That's £1700 before you even consider fuels, TV subscriptions etc.

@rawespresso If you're living paycheck to paycheck on £45-60k in the UK you are retarded.

@elcrabbito @rawespresso It'sad how people think everyone should just have the bare minimum . Our mortgage is £1000 a month car £260. So already down to just over £1000 for the month on £35k.

@rawespresso If you can’t live comfortably on £35k, there’s no hope for you.

@CherylGrainger4 Absolute bollocks though isn't it 🤦

Told yesterday of a couple in their 80’s who went to their GP surgery to make an appointment to change her tablets as she has cancer. She was told she couldn’t have an appointment for several weeks. They sat in shock, then a woman who couldn’t speak much English came in to book and was given one the following day. The gentleman went to complain and was told they get paid £184 to give an appointment to the other lady. Shocking. 2-tier system.

@LobsterSnob @Stacie243546 @lizzkelly7 The bride should lay for the bridesmaid dress. The bridesmaids also likely need to pay for a hotel etc.

@ViolaAppleton6 @Stacie243546 @lizzkelly7 It's usually split up between several people, except your personal dress/shoes. A bridesmaid pays for that themselves. The shower etc is split between all the brides party.

A "friend" invited me to be a bridesmaid in her destination wedding. She "forgot" to pay me back for the $800 bachelorette Airbnb, the $300 dress, and $200 in hair/makeup. At the reception, she bragged about how the wedding was "under budget." For her wedding gift, I gave her a beautiful, heavy Tiffany box. Inside was no jewelry, just a printed, itemized invoice for $1,300 with a "PAID" stamp across it. I included a note: "Since the wedding was under budget, I figured you’d love to know your debt to me is officially settled! Consider this my gift. Congrats!" I finished my champagne and took the early shuttle back to the hotel.

@randeeeeznugs @Stacie243546 @lizzkelly7 If you can't afford to buy your bridesmaid a dress, don't get married. It's ridiculous to expect people to spend thousands on your wedding. You also shouldn't be expecting your bridesmaids to fund the full bachelorette.

@ViolaAppleton6 @Stacie243546 @lizzkelly7 Nah, you sound like you’ve never been in a wedding. Especially for someone you care for deeply! If you can’t afford a $200 bridesmaid dress and hair/makeup that is a CHOICE for the bridesmaid, and contribute to the Bach like every other attendee, don’t commit and don’t go. Simple

@Stacie243546 @lizzkelly7 Nah, your wedding shouldn't cost someone else $1000. You want people in your wedding, pay for them.

As a bridesmaid it is the responsibility of the bridesmaids to pay for the bachelorette party/getaway, their own dress, and if they choose to get their hair/makeup done. So honestly it was kinda crappy on your part to gift them nothing but an invoice of things that was your responsibility in the first place.

@Element_M1ller @JHTBFC Nah I disagree, even if you can afford it £10k on a week away with the lads is ridiculous. That's multiple family holidays. Priorities 🤷

@JHTBFC Certainly is if you either haven’t got that money in the first place or have to whack it on a credit card. But if you can afford it, like he claims he can, then you’d be all over it.

My old man was the tightest fucker on this planet. Had a fair few quid tucked away along with pensions etc for his retirement and then dropped down dead out of the blue and didn’t enjoy a penny of it. It went to me, but I’d give every penny to see him enjoy his own money like I told him to. You can still plan for the future whilst living for today and not sacking off trips away with your pals.