Umang Visaria

@connectgurmeet sir post Aditya Puri took exit from HDFC bank the bank customer service is in shambles. I asked them to group my family account and dedicate a RM for those account its been 1 year they not able to group 3 accounts and no RM has been assigned.

There was a time when private banks- HDFC ,Kotak and others were market favourites and used to run up at good earnings & at much higher earnings & price to book Multiples Today they r flat despite good earnings n much lower valuations Markets can humble d very best.. Keep learning n keep investing in tech n people. Most imp- treat customers and employees well. Sales targets on 3rd party products specially insurance is taking a toll..

@sudhir_bheda For eg Semiconductor , till we were push to wall there was never a thought to start manufacturing them in India Oil and Gas , we have seen this so many war still there is no push to be self reliant. We have such a huge coal reserves still we import coal and use our reserves

Lesson to be learned from this war is that the country of 140 cr people will always be vulnerable unless we reduce the import dependency in oil, gas and coal core energy drivers. We import more then 80% of crude oil requiment We import more than 50% of natural gas consumption. We import more than 20% of requiment of coal. We have to move towards increasing oil , gas & coal production (We have good reserve ) , more use of renewable energy, bio gas and ethnol to de risk ourselves. Government will certainly put more thurst on above in coming time.

@sudhir_bheda Hi sudhir bhai. can u single out the reason why is india always lagging behind in this case? why are we almost never an innovator and always do things once we experience the situation? why is it that almost all the innovative idea around the world either comes from USA or China

@SahilKapoor @dspmf @KalpenParekh @PragatiAggarwa8 @ParthShah_01 also sahil sir i am a very conservative investor.. i intend to earn wealth in long term. so which dsp mutual fund shall i start ?

Read this slowly and carefully. What Are We Saying: Buy Stocks We are dropping our conservative stance on equities. A few signs that make the current correction suitable to add equity allocation in moderate proportions: 1. Valuations, especially for large caps with Nifty Index at 22,500, are now close to long term average. Banks, IT, Healthcare, insurance, housing finance and a few FMCG names (these collectively constitute more than half of market cap) are at or below long-term valuations. 2. For several large caps with ROEs of 15% to 16%, and multiples of less than 17x, even at current earnings growth of 10% to 12%, it would make sense to have suitable allocation. Whenever earnings revive, they can deliver better outcomes than bonds. One can find many of these stocks today. 3. For SMIDs, a more cautious stance is needed or allocation to active managers with focus on valuations and quality is key, in a SIP mode. 4. The bond yield to earnings yield gap is now just 1%. This is an ideal zone to own stocks and has become more favourable only in full blown panics like COVID crash or GFC’08. 5.India VIX went over 25 and has started to recede. This is a sign that there is reasonable amount of panic. 6. Most indices and large cap stocks are at extremely oversold readings. Only 15% of Nifty 500 Index constituent stocks are over 200 day moving average. Only 11 percent are over 50-day average. These readings are approaching extreme reading, although aren't at extremes yet. 7. Indian Rupee, as per REER, is at an oversold reading. 8. Indian GSec stands at 160 bps premium to repo rate, limiting the extent of where rates could be. 9. A time to add aggressively to stocks can come when value starts to emerge in SMIDs as well. Hence this is a time to raise equity allocation by a notch. More details to follow in DSP Navigator, to be released shortly and in DSPNetra April 2026 edition.

@SahilKapoor @dspmf @KalpenParekh @PragatiAggarwa8 @ParthShah_01 Sahil sir what is the best way to allocate in stocks? 1) flexi cap 2) nifty 50 3) nifty 500 4) midcap growth can u help?

@1shankarsharma Sir just one advice is it right time to start sip in small and midcaps funds with 5+ year horizon? would be helpful if you reply

Given the ferocious Indian Bear Market, It is my prediction that over the next few weeks/ months/ years, all celebrities of fin social & TV, who were recognised by airport security guards, taking selfies, will be beaten up by the same security guards. (Since I am not on TV, and I usually sit near the bathroom (32) row of a bust carrier called Spicy, nobody thankfully recognises me. So safe)

@BRICSinfo again fake news spread by the media

JUST IN: 🇮🇷🇮🇳 Iran gives Indian oil tankers permission to pass through the Strait of Hormuz.

@safiranand @DrSJaishankar Iranian sources have denied that sir .

Well done sir in these tough times @DrSJaishankar 👍 The country stands by you and hopes things get better External Affairs Minister S. Jaishankar has negotiated safe passage for Indian oil tankers through Iran’s blockade amid a worsening global energy crisis, according to an IANS report. The relief came after talks between External Affairs Minister S. Jaishankar and Iran’s Foreign Minister Abbas Araghchi.” hindustantimes.com/india-news/ind…

@varinder_bansal Varinder bhai you have been in news business you know enough of these tricks how these channels spread fake news in the name of sources 🙏🙏🙏

some ray of hope 🤞

@InvesysCapital These news channels can do anything for money sir

@darshanvmehta1 kesar da dhaba for palak paneer and kulcha, phirni and gulab jamun.. the best ever

Headed to Amritsar over weekend....recommend 3-4 hidden gems for veg food

@sandipsabharwal hi sir any update on whether 25% extra tarrif on india over an above 25% initial tarrif?

Nothing can be done for foolish people who don't realize the magnitude of what is happening

@_anujsinghal what about additional 25% ?

BIG BREAKING US president Trump announces trade deal with India with a tariff of 18%.

@safiranand Hi sir other than Stt being a negative dont you think the overall budget is balanced and in right direction? yes the sentiments is negative with the STT increase but the foundation laid for the growth of Data centre companies etc , buyback shifted to CG are positive isnt it?

Market breath is still not good in adv to declines. Needs focus

@safiranand Hi Sir.. you view on Pharma if any? would be greatful for a reply 🙏

Well done govt of India in imposing excise duty on cigarettes, pan masala, tobacco and similar products. For once I support high tax ✅

@cheranthaiyan EAM attitude really? what wrong has he done?

@gautam_icma Our EAM attitude Soon IT services too will be taxed

Looks like Trump has personal issues to settle. It's high time India should retaliate.

@safiranand @AxisBankSupport yes sir ICICI, Hdfcbank , bank of india .. i have account in these 3 and they do that

Is there any bank other than @AxisBankSupport that needs you to approve their clearing cheques issued by you from your chequebook for anything above 5 lacs?

@safiranand hi Safir bhai are you still bullish on hospital stocks?

Headlines should not be axis bank stock tumbles 4 pct It should be mgt fails to walk the talk and stock ends in worst performing banking stocks for its shareholders last few years.

@SahilKapoor how can we buy this via sip? any provision sir?

Nifty Top 10 Equal Weight Index constituents account for 8% of India's GDP (by sales) and 1.2% profits to GDP. Markets optimize for two of the following three: 1. Macroeconomic stability 2. ROEs 3. Scale In India, 1 & 2 takes precedence. Hence over the long term, firms which can also get 3 (scale) become large wealth creators. These LARGEST stocks have showcased that they can get scale. Not only Nifty Top 10 EW constituents are better priced but are also relatively better in valuations versus rest of the market. But because of widespread valuations richness, it still remains only a relative play for now. Better prices will make it an absolute play. The boats are titled in favour of finding multibaggers of future from SMID universe and, in process, missing out on the boring and big. Choose your tilt wisely.