WMGotscha

@damienslash Come to the U.S. and try that. We could always more dummies for target practice.

Air conditioning is not okay

@Jason2bartlett Huntsville is a hidden gem of a city that I hope the Northeasterners NEVER find out about. Because if they do, they'll ruin it.

Alabama is freaking cool!!!

@KurtSupeCPA Good plan. I'd add: If a woman says she's on the pill - wear a condom. If she says you don't need to wear a condom because she's on the pill - wear TWO condoms or better yet, run away. She's looking for a baby daddy. Better yet - get married THEN start a family. Crazy, I know.

My son graduated college last month. He started his job the following week. I watch a lot of kids his age chasing a good time. He's serious, he's got a great job, and here's how I'm helping him start. Here's the plan we're running: I told him to live at home for the next 2 to 3 years. Not to coast. To build. Stack the emergency fund first. Before anything fun, before a nicer car. A real cushion so the first flat tire isn't a crisis. Max the Roth while he's in the lowest bracket he'll ever see. Roth 401k and Roth IRA, both. At 22 on an entry level salary, every dollar he puts in grows tax-free for 40 years. He'll never get this rate again. Build the down payment quietly in the background. I'm charging him rent. What he doesn't know yet is I'm setting it aside and handing it back to him for his first house. Knock out the CFP now. He's still in study mode straight out of school, no kids, no distractions. This is the easiest the credential will ever be to earn. My whole thinking is simple. Get him started on the right foot. Teach him to save and build wealth while the habits are still forming. Help him a little for 2 to 3 years now, so I'm not bailing him out for the next 20. The best inheritance isn't money. It's teaching them how to not need it.

@ThreeCons1 @alphafox I lived in a neighborhood once w/o an HOA and my neighbor would tan deerskins each fall 3' from the property line and leave the 'scrapings' lying in a pile on the ground to rot. The county wouldn't do anything because it was a 'natural accumulation.' He was white trash with $.

@alphafox I live in a community with a very restrictive HOA. Are they a pain in the butt? Sometimes. It's better than neighbors with orange and tourquoise houses, broken-down cars in their yard, and fences falling over. I've lived in both places. Bad neighbors are worse than HOAs.

HOA files complaint that during a power outage, he used a gas powered generator - and it's not fair that the rest of the community did not have power.

@SigourneyKer @danielgothits @LeDindonFiscal Not in American English. It’s a very odd turn of phrase.

@danielgothits @LeDindonFiscal Non non... "I quit" est souvent utilisé pour dire qu'on s'en va en colère. S'il avait dit "I Left" c'est juste "je suis parti"

Le touriste américain qui m'a loué mon AirBnB vient de m'envoyer ça ... Je sais pas quoi lui répondre ...

@matt_olavi @WallStreetApes Crap like this is why I'm going to build my retirement home on rural land in Missouri, just outside any city limits in a county that does not have a building permit requirement. I'll still build to code - I just won't rely on government to enforce it. My checkbook will do that.

@WallStreetApes Is someone going to say where this occurred? Why am I having to ask. Should have said right up front!

We are not mad enough. This is a print out of all the fees just for a permit to build a 747 square foot 2 bed, 1 bath single family dwelling Impact Fees: - Sheriff Residential SMI Fee: $1,979.00 - Fire Department Impact: $1,979.00 - General Government: $2,174.00 - Library: $421.00 - Park: $1,033.00 - County Public Protection: $2,557.00 - Other Impact Fees (including Road/Country Road): $17.23 – $145.52 Building Permit and Plan Check Fees - Base Building Permit/Plan Check: $7.60 per sq ft (living area) - Automation/Software Fee (Automation Maintenance + Plan Check Software): $19,096.00 Supplemental / Trade Fees - Electrical Living Area Fee: $895.50 - Mechanical: $141.00 - Plumbing: $67.00 Development Review Fees - Environmental Health: $75.00 - Fire Safety: $52.00 - Planning: $99.00 Other Development Review (various): - $69.00, $75.00, etc. Total Fees: $30,803.22 This is JUST FEES, this includes no building Government is way too big. We are being robbed blind. This is a major factor of why housing is so expensive and why so many people don’t even bother building anymore Every state is different but this is outrageous

@ApexSeeker_ Massive oceans to our east and west. Makes us incredibly safe from invasion. Plus we have virtually every natural resource we need at our fingertips- especially arable land.

🇯🇵 I am Japanese. Question for Americans. What is America’s most unfair advantage? 🇺🇸💪 Brag as much as you wan😉😂

@tanpukunokami The Japanese are very welcome in the United States. Just keep in mind that our culture is very different and personal space is more valued than in most Asian countries. Meaning, if I can stick my thumb in your ear, you’re probably too close! 🤣

I’ll be moving to the United States in a few years as a manager. To be honest, I’m a little worried about whether I might face discrimination as an Asian person, especially as a Japanese manager. Are there any important things I should be careful about, or any advice you would give me before going?

@KB_Gators @KurtSupeCPA I prefer the flexibility of a spreadsheet. Obviously not everyone can be an expert using Excel, but if you are, it is the best tool possible.

@WMGotscha @KurtSupeCPA Or use this. apps.apple.com/us/app/nestpla…

If I retired tomorrow with $2 Million and had to make it last 30 years, here's exactly what I'd do first: 1. Forget the number. Open a calendar instead. 👇

@jordannnhere 84

Sadece birkaç kişi bunu doğru çözebiliyor! 🤔 √(M + 16) = 10 Hesap makinesi kullanmadan çözebilir misin?

@Vita3ali If you get a trailing wind, you can really increase your speed without burning more fuel. It can make a very big difference at 30k feet.

“We’re 45 minutes early” HOW HOW HOW DO PILOTS DO THAT- you just take a quick little shortcut IN THE SKY??? Are you SPEEDING?? Not complaining but I just don’t understand how they save THAT much time

@SqSehrish 005.

Can you make this number smaller by moving just 2 sticks... 99% will fail 😭

@Builder_Brigade You forgot to mention that web trusses can span much further distances unsupported than engineered I-beam lumber. I saved an entire row of steel I-beam supports in my basement (serious $$) by going with web trusses - and the floors don't squeak!

Drop and extra $5k for this on your home build...

@Milajoy The gasoline you're pumping today came from barrels of oil purchased on contracts weeks or months ago. Guess what the price of oil was weeks or months ago?

The price for a barrel of oil today is $70. Usually when it's $70 the price for a gallon of gas in Washington State (where I'm at) is $2.80-$3.50. Well, today it's $4.79. Gas companies are RIPPING US OFF.

@wrathoconn @WallStreetApes Our son's pediatrician had us switch to whole milk when he was about 6 months old. Never had an issue.

@WallStreetApes Make your own Baby formula. Condensed milk, spring water, karo syrup and vitamin drops... have you seen the crap they put into formula now ?!

American mother says she can’t have a second kid, not because she doesn’t want one but because she can’t afford it This mother bought one can of formula and one box of diapers. It was $92 “Who in the f*ck decided we could make diapers and formula, the 2 most needed things when you have a child, the most expensive things on this planet? These 3 things just costed me $92. Oh, you want me to start thinking about having a second kid? Simply how? How? I can't afford that. Abso-f*cking-lutely not” I looked into this, over the last 10 years - Diapers have increased 50%+ in price - Baby Formula is up about 40%, sometimes way more if you want without seed oils - A better brand can cost $52+ and only last about 5 days We need to make having a baby much more affordable

@WallStreetApes Use cloth diapers and breastfeed. That solves the problem for the vast majority of families. Except in rare circumstances, both items are conveniences (aka 'luxuries'), not necessities.

@fire_starter457 They have. Justice has determined that they caused their own deaths through their own actions.

A large majority of Americans are still waiting for the killers of Renee Good and Alex Pretti to be charged and brought to justice.

@TimPaulino @iam_biglad1 I think you meant "You can lead a socialist to financial education, but you can't make him think." Socialists refuse to accept reality and instead prefer to focus on how they think people ought to behave - not how they actually behave.

Thousands of books have been written on the subject most of which are under $20 or free at your local library. You can lead a socialist to water, but you can’t make him drink. In fact, he’ll probably complain that the capitalist who provided the clean drinking water did not provide a cup for free.

SERIOUS QUESTION: We've had capitalism for a while. Why haven't the capitalists taught everyone financial education, if it's a necessary condition for success in that system?

@iam_biglad1 We teach everyone to read and yet there are still many who can't read proficiently. Just being taught about finance doesn't guarantee good financial decisions will be put into practice. Some people are just stupid or slaves to their emotions.