@cyndaquilking @HazeyCats I have never and will never pay a cent for a toploader in my life. I don't use them for display. Just storage. So scatches don't matter at all. I have a pile of them that will last me til the end of time
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Wicken
3K posts
@HazeyCats Tbh, I throw out every top loader I get from sellers cause they’re always nasty and dirty. Cars with go in my binder or I give them a fresh new top loader from my stash
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@nosilverv why not just use a pdf reader like acrobat, copy the text out, and paste it into the program and format of your choosing? why do you think this requires ai
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@AJMardirosian @countrypilled Only way you'd make 200k would be by sucking cock
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@givemebudlight Why do you respect him being controlled, and why do you respect a person that hates your guts
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@Wicken_Chings because i respect him his gf and their relationship?
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i respect it fully but i’m laughing my dick off why spotify messages he’s so funny
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@Iam_Beyondit @Airbnb Lots of review systems view anything that's not a 5 star as a fail without nuance. A 4 star is the same as a 1 star.
I worked at a couple companies with surveys the customers could fill out about the employees. Anything that wasn't a 5 star was considered bad.
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My air bnb host deleted my great review because I left a 4 star review. How is that fair @Airbnb
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@jeremykauffman Every cheat sheet I was ever allowed to use needed to be turned in alongside the test. This method would have gotten burned after the first exam or 2.
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when taking 400-level E&M (physics) we were allowed one sheet of paper
I discovered the teacher was using test questions from a different physics textbook
I pirated the teacher's edition of that textbook, put all questions on my cheat sheet, and aced every subsequent test
avery 🪐@smilesinmay
seeing discourse on cheat sheets bc of this is so funny. at my school it was common knowledge that if you have a class that lets you have a cheat sheet in the exam you’re fucked. they let you bring the sheet because it won’t help unless you actually understand
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@JoshB5630772560 @MelvinVanHorne7 @financedystop You circled some text that says you're wrong and tried to laugh like it was a gotcha😆 Banks don't seek out and purposely take on fraud. They do lose money from it. But they're also expecting certain amounts of it and are prepared and have insurance on it. You're learning!
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@Wicken_Chings @MelvinVanHorne7 @financedystop Ok bud 😂 remember 2008? But they have insurance payouts and they’re not really lending money, it’s accounted for before someone even files for a card. They wouldn’t exist if it was an actual risk.
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Imagine starting adulthood and finding out your parents already speedran your credit score into the ground
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@Flanz111 @financedystop Yeah in the US you can apply for credit cards and loans online with just info like name, address, social security number. And as such you can do so fraudulently.
Anyone who's smart freezes their credit so it requires actual identified approval to apply for credit.
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@Wicken_Chings @financedystop Yeah I mean in the EU, setting up a bank account of any sort to even get a CC issued requires having been ID identified, either in person at the bank, or some have started doing the take a picture of your id and do a face scan thing, literally impossible to get one otherwise
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@Flanz111 @financedystop The 8 year old part is an aspect I'm not too familiar with, but this happens with people around 18 as well.
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@Wicken_Chings @financedystop The real question is why the fuck were they able to get a credit card in the name of an 8 year old in the first place, sounds like the US system of doing things is stuck in the 70s
Maybe start enforcing rigorous ID checks or something
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@JoshB5630772560 @MelvinVanHorne7 @financedystop Banks don't make money from someone fraudulently running up $3k of debt with them and not paying it back.
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@Wicken_Chings @MelvinVanHorne7 @financedystop Yeah but they DO know. Thats what I’m saying. They claim they don’t because they are getting paid from it and aren’t the guilty party. They’re being “taken advantage of” but no they’re not. They have all of everyone’s information. They sell that shit to the government
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@JoshB5630772560 @MelvinVanHorne7 @financedystop It's about them knowing it was fraudulent. Bank fraud is not an uncommon thing. People are able to get away with this kind of stuff all the time.
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@Wicken_Chings @MelvinVanHorne7 @financedystop This is complete bullshit btw. The banks have ALL the information they need. I know this because my girlfriend got her own insurance and they knew who I was and her father. Neither of whom ever used this insurance company. If they know, the bank does. They play stupid until
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@MelvinVanHorne7 @financedystop In order to inform the bank this has happened, you have to be informing them the accounts were opened fradulently, which will lead back to the parents. The bank often has no idea anything is wrong until you tell them
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@Wicken_Chings @financedystop That’s insane. Not arguing w you but child shouldn’t be responsible for crazy parents. The banks should be liable for issuing the card!
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@Someone21037192 @financedystop the only way to fix it is to report your own parents for fraud and likely get them sent to prison
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@financedystop Question from outside of the US: is this legal? If not, if your parents did this illegally, can you somehow get rid of the bad credit score?
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@tacoboutpics What would happen if it started raining while you were on the highway
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@Wicken_Chings @INEEDAMEDlC @jakebrodes You definitely do believe everything you see on the internet
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Im this guys Joker I think. If you lend me money and you’re a corporation institution or whatever and not a personal friend you’ve been robbed. “You have HOW much debt??” I don’t have that debt. It’s been sent to collections. “What about your credit score?” Fuck em.
Traeyz ♠️@TraeyzX
Caleb Hammer almost had a literal stroke listening to this. Imagine going $14,000 into credit card debt for season tickets when you only make $50k a year, and then financing the financing. Caleb Hammer: "Explain this to me like a toddler. You made $51,000 last year, correct?" Guest: "Yeah, roughly." Caleb Hammer: "Then why am I looking at a $14,000 charge on your Discover card for NFL season tickets?!" Guest: "It’s an investment in my happiness. Plus, I financed it through a third-party app to spread out the payments." Caleb Hammer: "You financed a credit card charge?! You put a financing plan on a card charging you 28.9% interest?!" Guest: "Yeah, because the app gave me zero interest for thirty days. I’m financing the financed payments to save money." Caleb Hammer: "THAT IS NOT HOW MATH WORKS! You are paying a fee to finance a payment to pay off a card that is bleeding you alive! You are financing your own financial execution!"
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@elonisabigfagg @INEEDAMEDlC @jakebrodes your only tweet is about needing fentanyl you definitely still have some striving to do
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@Wicken_Chings @INEEDAMEDlC @jakebrodes Ofc u have everyone on twitter has a house a dog 3 kids and a loving wife
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@Wicken_Chings @jakebrodes keep striving buddy
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Work as hard as you’re paid even then don’t kill yourself over it. Take the trip go to the game put it on credit figure it out later. Pay your car note or learn how to hide from the Repo Man. I’ve done both it’s fine. Never had a problem getting an apartment. Mas Vida dumbass
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