V e r i f y o

Our Finextra interview is now live. Victor Mendez (CMO, Verifyo) and John Cavebring (CIO, Verifyo) break down why zero-knowledge proof is becoming the new gold standard for KYC, and how you can meet stronger compliance expectations without creating a bigger “data honeypot.” Inside the piece: what tokenised attributes look like in practice why this matters more once wallets enter the picture the breach scenarios most teams don’t model properly If you’re building KYC/AML infrastructure, this is worth the read. (link below)

The "data products and mechanistic decisioning" passage is the most underread part of the debanking debate. Banks are not the bottleneck — the bottleneck is that customer identity-evidence sits only inside the bank that collected it. Reusable, portable attestations dissolve that.

As someone that has taken a deep personal and professional interest in "debanking" this is the most interesting article I've read all year courtesy of @patio11 and I encourage you all to spend some time this weekend reading it bitsaboutmoney.com/archive/nonpro…

@CoinDesk Banning stablecoin yield on reserves shifts effort from "where does yield come from" to "who is on either end of the transfer". That is an AML / sanctions evidentiary question scaling with rail throughput — issuers need attestation pipelines, not just reserve disclosures.

ICYMI: The U.S. Senate releases CLARITY Act compromise text, banning stablecoin yield on reserves while preserving activity-based rewards, clearing the path for a Banking Committee markup after months of negotiations between crypto firms and bank lobbyists.

@a16zcrypto @SamBroner "Wells Fargo / Bank of America" framing nails the asymmetry. The harder layer is what the wallet boundary surfaces — once payments stop being correspondent-mediated, identity attestation has to travel with the transfer instead of being re-collected by every counterparty.

"Imagine if you had to sell Wells Fargo dollars to buy Bank of America dollars." @SamBroner on why stablecoin interoperability is broken, and how to fix it: "When you want to go from USDC to PYUSD, you sell USDC to buy PYUSD. That is not at all how traditional payments work."

Each consultation page linked from our running architecture coverage on what 'effectiveness' and 'evidence-based' mean in programme design — verifyo.com/insights

The through-line. Each deadline rewards what you can demonstrate today, not what you promise to fix. Programmes built on reusable, auditable attestations answer once and reuse. Programmes built on stored documents answer again every reporting cycle. Reference below.

Six regulatory deadlines close between 10 May and 15 June across the EU, UK and US. Each one rewards what an obliged entity can demonstrate today — not what it can promise to fix later. The architectural through-line ↓

FCA CP26/13 maps the UK perimeter into seven regulated cryptoasset activities: issuance, safeguarding, trading-platform operation, principal/agent dealing, arranging, staking. Each carries its own identity and AML obligations. ⚠ Comments close 3 June. fca.org.uk/publications/c… #FCA

OFAC named 35 entities running Iran's 'rahbar' shadow banking layer on 28 April. UK-incorporated Shuqun LTD moved $70M+ for Iranian oil in 2024. Counterparty due diligence on static documents cannot keep pace with shell-network speed. home.treasury.gov/news/press-rel…

Privacy is not the opposite of compliance. In many cases, it is what makes compliance safer to operate. In this short video, our co-founder Victor Mendez explains how data minimization, audit trails, and proof-based verification can work together under MiCA and AML. youtube.com/shorts/M7T2wRh…

MiCA does not mean collecting everyone’s passport. It means being able to show that due diligence happened. In this short video, our co-founder Victor Mendez explains how proof-based KYC can satisfy compliance requirements without turning user data into a liability. youtube.com/shorts/XJynOub…

MiCA and AML do not require a honeypot of user data. What they require is due diligence you can prove. In this video, our co-founder Victor Mendez explains how Zero-Knowledge KYC separates identity checks from data exposure, supports auditability, and fits a privacy-first compliance model. youtu.be/5ta9ERueerc

MiCA and AML do not require endless copies of user documents. They require due diligence, screening, and records that checks were performed. Our latest article explains how Zero-Knowledge KYC separates verification from data storage, supports auditability, and aligns privacy with compliance design. Read the full breakdown:(verifyo.com/insights/is-zk…)

Privacy and compliance are not opposites. Our CMO Victor Mendez explains how Zero-Knowledge KYC helps platforms prove eligibility, reduce unnecessary data exposure, and meet compliance requirements without turning every onboarding flow into a document warehouse. For teams rethinking identity architecture: youtube.com/shorts/h5NIaEg…

Collecting more identity data doesn’t make your platform safer. It can do the opposite. Our CMO Victor Mendez explains why traditional KYC creates breach-prone data honeypots—and why proof-based verification is a better path for teams that need compliance without unnecessary exposure. youtube.com/shorts/fxtd4lh…