Yyzcap

@MarkMcGrathCFP Must not be a Canadian real estate investor

Credit score competition let's go

@beehivebadboy Everything in NZ is about to get a whole lot more expensive when so many ppl come into the country. Look at the UK, Canada and Australia.

🚨 Fake Doctor in Auckland Hospital Exposes Massive Risk to New Zealand For six months, Yuvaraj Krishnan treated patients at Middlemore Hospital using completely forged medical qualifications. He wasn’t caught by background checks — he was recognised by a colleague who knew him from years earlier, when he had already posed as a fake medical student at the University of Auckland. This wasn’t a one-off. Sophisticated document fraud networks in India are mass-producing fake degrees, transcripts, and professional certificates for jobs and student visas abroad. From massive fake degree scandals involving tens of thousands of bogus qualifications, to migration agents specialising in forged documents — the problem is global and growing. Now, with New Zealand’s new India FTA removing caps on Indian students and fast-tracking skilled workers, the risks are about to skyrocket. How many more unqualified “doctors”, nurses, and professionals are already here — and how many more are coming? Read the full article exposing how weak verification systems, organised fraud, and open-door policies are creating a serious threat to patient safety and trust in New Zealand’s immigration system. 👉 @beehivebadboy/note/p-195808164?r=86qdtg&utm_medium=ios&utm_source=notes-share-action" target="_blank" rel="nofollow noopener">substack.com/@beehivebadboy… What do you think — is New Zealand prepared for this? Share your thoughts below.

@AllStreetsWolf No do this for companies. Which have done the most financings.

Where Canadian Mining Capital Flows... Tracking 4730 financings cumulatively valued at $36 Billion over the last 5 years for Canadian listed junior miners on the TSXV & CSE to their specific commodity focus/flagship project location. Follow the money?

@MarkMcGrathCFP @altruafinancial If my job was to charge fees on peoples capital I would say the same thing. lol. Same reason real estate agents say buy or sell. Everyone wants to get paid

There are always payments, whether you rent or own. Not a market timing decision at all. I do believe, however, that as a 100% equity investor, I have a higher expected return on that capital by investing in index funds vs. owning a home. Having 100% of our net worth liquid brings me incredible peace of mind as well. And having that capital available to buy without it being subject to sale is an advantage. This wasnt the driving factor in our decision but running this calculator also showed a significant benefit for us to renting, which boosted our confidence: research-tools.pwlcapital.com/research/rent-… @benjaminfelix @WarwickBraden @PWLCapital

I'm selling my house and going back to renting and I'm legit stoked about it. Also if anyone wants to buy a house I have one

@noahiglerSEO What type of business.

Talked to a business owner who's on track to do $3M this year. He still works a full-time corporate job. Runs the business on the side with his brother handling day-to-day operations and has a team of about 10 people. 80% of his leads come from Google Business Profiles. No paid search and he doesn't have an agency doing his SEO. He just set up exact-match business names for each location, got reviews consistently, and built a decent website himself using an AI site builder. That foundation alone got him to $3M in a competitive metro. When I looked under the hood though, there's a clear ceiling. His website has almost no backlinks outside of social profiles and a few directories. He's ranking well in maps for his main keyword but barely shows up in organic search results at all. And when it comes to AI search like ChatGPT or Gemini, he's completely invisible. He also has a massive opportunity he hadn't even thought about. His average ticket for one service line is around $6,500 but he has another service line where average tickets run $25K to $35K and occasionally go north of $200K. He's been running all of it under the same profile when he could spin up a separate GBP specifically targeting that higher-ticket service and capture an entirely different pool of leads. There's a version of this company doing $6M+ within 18 months with the right link building strategy, a multi-location GBP approach, and actual visibility in SERPs and AI search. The foundation is already there (and very impressive for DIY SEO). Most businesses at his stage just don't know what the next unlock looks like. Scrappy execution gets you further than 95% of the competition. Knowing where to invest next is what gets you to that echelon

@ronmortgageguy @ManyBeenRinsed @ryangerritsen They cannt get finance jobs because the managers want Asian and Indian kids that will work 80hr weeks without complaining and saying they have to leave early to go to the cottage or skiing

@ManyBeenRinsed @ryangerritsen That's just fucking sick Assholes anonymously abuse people who just want to work Canadians must wake the fuck up People who are willing to work a repetitive job with lousy shifts at all times of the day & weekends Young white Canadians never applied: they all want Finance jobs

Ottawa’s OC Transpo just deleted this post.

@profitwithant Doesn’t make sense. How does he only have 1 property

Met an older Black man that’s been working HVAC since the 80s/90s Long story short, the trade has brought in a good amount of income. He says he was buying up properties like crazy in 2008… Right now he has 1 property, 4 rooms, brings in $7,000 profit A MONTH!

@theficouple That’s his target market probably a rental apartment investor. I would say the same thing

@Adamental2 What industry is this?

25 years experience, university degree (top of my class), 2 post graduate designations, celebrated pillar of my former department, could do laps around the competition But you know what - I don't want to work any more, and I'm not even 50 Fuck that I'm taking my ball and going home The modern corporate environment is a humiliation ritual for white men now that we live in the brave new world of DEI and representation I will not go into a place dominated by girl bosses, gays and indians/muslims and be subjected to that kind of slow decay and death, no amount of $ is worth it You want to be so inclusive go ahead, shun the meritocracy system and punish the best performers who give their all so you can maintain the delusion your idiotic left wing commie ideology demands of you - i.e, that white men were "over-represented" in society b/c of racism, oh noooo it had nothing to do with merit mhmm ok And don't get me started about the taxes here in Canada FFS how do you expect me to want to give 40%+ of my income each year to pay into a system that fucks me over at every turn I'm not going into a lobotomized day care for adults to pour my heart and soul into making someone else rich while being relentlessly force fed demoralizing ideology just to be a tax farm slave in a system that hates me Wow man fuck this place

@theficouple Higher level Ice hockey is about $10k/yr

@JimChuong What are the 5 methods to get a severance package?

When I worked in corporate, I always looked to get laid off or fired. Always. In Ontario, Canada, severance/notice period under common law could amount to tens or hundreds of thousands of dollars. It doesn’t matter how long you were employed, and it doesn’t matter how large the employer is. I once helped a senior coworker with 30 years of tenure bag over $350,000+ instead of a faux gold watch for their retirement. If I was a non-union employee and had a lot of tenure, I would never ever voluntarily quit, resign, change jobs, retire, stop coming in to work, or otherwise decide to leave myself. Not only would I forfeit a potentially large severance package, but I may also disqualify myself from Employment Insurance benefits. If I wanted to force a corporation to pay me severance, I had 5 different methods that always worked. The easiest (but most expensive) method is to use an employment lawyer. But what if I don’t have money for a lawyer? What do I do? No problem. Canada has me covered. I visit the Law Society of Upper Canada website and use their Lawyer Referral Service (LRS), where I can find an employment lawyer to give me a 30-minute free consult. Ignore anyone who quotes the Employment Standards Act (ESA) who is not an employment lawyer. They are wrong 100% of the time. Talk to an employment lawyer. The corporation will try to get you to sign away your rights and accept less, so make sure to sign nothing. Just take whatever document HR gives you and show it to your employment lawyer so they can throw it in the trash. The win rate is so high that employment lawyers always took my case on contingency. That means they don’t get paid unless they win. But when they win, they take a third of the winnings. Too high? You don’t have money, remember? If I can afford to pay, then of course it would be cheaper for me to pay. It’s a good deal either way. If I was a non-union employee with a lot of tenure, I would never ever quit, resign, retire, take a new job, or stop coming to work. I want my severance. Education. Not advice. Consult your employment lawyer.

@Frank_Giustra When the gius speaks you listen.

Read my latest article- “The mining business is miserable when supply is abundant and prices languish. But when the world really needs what you have—and can’t get it elsewhere—the rewards can be life-changing. Copper is at that inflection point” frankgiustra.com/posts/is-coppe…

@IceCapGlobal The exodus out would be real.

Coming to Canada.

@BitcoinNewsCom And this is when you move to another country

NEW: Dutch Parliament Member Michel Hoogeveen explains how the 36% unrealized capital gains tax, just passed by the House of Representatives, will work. Here is a more detailed example: Step 1. Starting position You own 500 shares. Value on Jan 1, 2028: €50,000 Value on Jan 1, 2029: €100,000 So the paper gain is: €100,000 − €50,000 = €50,000 unrealized profit You did not sell. But for tax purposes, that €50,000 is treated as income. Step 2. Apply exemption You are married, so you get a €3,600 exemption. €50,000 − €3,600 = €46,400 taxable amount Tax rate: 36% €46,400 × 36% = €16,704 tax bill That bill is due in May, even though you never sold anything. Step 3. Market falls before you pay Now suppose by May the shares drop in value. New total value: €60,000 So your portfolio is no longer worth €100,000. It’s worth €60,000. But the tax bill is still €16,704, because it was calculated based on the January 1 valuation. Step 4. You must sell shares to pay tax To raise €16,704, you sell part of your shares. After paying the tax, you’re left with: €60,000 − €16,704 = €43,296 Originally you had 500 shares. Now you have 360 shares left. You were forced to sell 140 shares. 140 ÷ 500 = 28% of your shares gone. Step 5. What happened economically? Before the correction: Paper gain was €50,000. After the correction: Portfolio is worth €60,000. Original cost basis was €50,000. Real gain is only €10,000. But you paid €16,704 in tax. So instead of being up €10,000, you are now: €43,296 − €50,000 = €6,704 below your original starting value. You turned a €10,000 real gain into a €6,704 net loss. And you lost 28% of your shares permanently.

@marlowxbt @grok how is this possible. Explain to me like a 10 year old

Chinese student in the US spent three years telling his parents he was studying finance. Last Tuesday they accidentally saw his screen during a WeChat video call. Browser tab. Three seconds. That was enough. 432614799197. $2,853,666 profit. 2,731 predictions. Joined January 2026. → Wallet: @432614799197?via=marlowxbt" target="_blank" rel="nofollow noopener">polymarket.com/@432614799197?… He did study finance. Just not at university. The wallet: Every trade sports. NFL, Premier League, NBA, NHL. All leagues simultaneously. Biggest single win: $1,500,000. One game. Bills vs. Jaguars put in $1,130,000, walked away with $2,459,799. PSG won't win put in $824,000, walked away with $2,288,844. He doesn't guess winners. He finds where the crowd mispriced. Buys at 35 cents. Collects $1. 2,731 trades. Zero losses. Hasn't graduated yet. Wallet is already active.

@Bay2WallCRE Where can someone find real estate excel case studies?

One productivity hack I’ve noticed helps is not having my charger near my bed I moved it to my desk and now when I get home at night instead of scrolling in bed I now have this 9:15-10:45pm block I can now be productive with Been doing real estate excel case studies and trying really hard to bridge that gap

@Tablesalt13 @grok They never become self sufficient because the the government pays them more than working. And if they do work it for cash jobs.

@grok how much can 5 adults on the RAP program in Canada get for money, how much for statup costs.....and can they work too. totals only. 3 sentences

NEW A housing application form has been LEAKED online Showing some permanent residents to canada are getting $15000 upfront and almost $7500 per month from the Federal government.

@RomanCabanac What do you do for work or an income?

@Stocks_Stones Awesome job. Do you hold any mining names? What’s your biggest conviction right now

After being the best small/micro-cap fund in Canada in 2024 (according to eVestment) with a 92.8% return, the Rivemont MicroCap Fund had another excellent year in 2025, up 25.6%! This increased our net return (after fees) since inception to 12.6% per year over 8 years. Additionally, this has been achieved during one of the worst stretches of small-cap underperformance relative to large caps in history. Our best investment in 2025 was D-BOX Technologies $DBO.TO $DBOXF with a 213% return on our average cost base. Our worst investment was Covalon Technologies $COV.V $CVALF with a 46% decline. We remain long both stocks. We begin 2026 with several high-conviction names in the portfolio that have 20%+ revenue growth prospects and trade at less than 10 times forward earnings (a stark contrast to current large-cap valuations). My DMs are open if you'd like to learn more about the fund or know how to invest. I am very excited about what's in store this year. Let's go! 🔥

@Hamp_Allen If you want to be in power in Canada you go through the 905 and 604. Guess which community in those areas come out and vote.

Canadian taxpayers have, for years, indirectly funded the #Khalistan movement in Canada through public grants, security programs, and cultural investments. In 2007, Ontario Premier Dalton McGuinty visited the Malton Gurdwara in Toronto, a site known for displays that include images of armed mil!tants and a photo of Talwinder Singh Parmar, linked to the Air India Flight 182 b0mbing. Afterward, the Ontario government allotted $750,000 in grants to several Gurdwaras: Malton received $100,000, Dixie Gurdwara $250,000 (later the subject of a lawsuit over missing revenues), and Rexdale $100,000, which later hosted Khalistan-linked meetings. Video Credit: Canuck Politics (1/3)