My Opinions Are Mine

33.4K posts

My Opinions Are Mine

My Opinions Are Mine

@ZeroDebt4All

Need to take break. Hoping for a recovery of my health.

New Jersey, New York. Katılım Aralık 2013
554 Takip Edilen360 Takipçiler
David Santa Carla 🦇
David Santa Carla 🦇@TheOnlyDSC·
@nypost Wait, it’s fine to literally shoot heroin in your tent 50 feet from a children’s school but you can’t cook food on your private property? Deport.
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World Cup HQ
World Cup HQ@WorldCup26HQ·
Some restaurants have planned an automatic 20% tip for U.S. visitors. 💰🇺🇸
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My Opinions Are Mine
My Opinions Are Mine@ZeroDebt4All·
@JonahLupton You would need every Nike to be connected to an AI center to serve as connected computers for it to have any growth at this point. It's a dead brand.
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Jonah Lupton
Jonah Lupton@JonahLupton·
The collapse of $NKE is quite remarkable... down -70% from the highs... growth has flatlined... revenues peaked a few years ago... revenues down almost -20% since then... margins continue to get squeezed... gross margins are expected to fall below 40% for the first time in a long time. Looking at the charts... $NKE is approaching the .786 fibs from the dot com lows to the ATHs... back in 2021 the market cap was $270B and the stock was trading at 50x earnings... management was pretty stupid for not doing any acquisitions of emerging apparel and/or footwear brands... some of which are now crushing them. I will admit that $NKE is starting to look a little interesting at these prices... I think it's close to a bottom... however I think management has been dogshit for many years... it's now a turnaround story and I have no idea if Elliott Hill is the right person for the job... he's spent 30+ years at $NKE so I'm inclined to say he's not the right guy because he's been part of this sinking ship. $NKE still trades at 25x EPS which seem too expensive for a company with flat revenue growth and compressing margins... with that said... the sell side thinks EPS bottoms out in FY2026 at $1.50 per share and starts to improve... getting back to $2.50 per share in FY2028 which would be a 29% CAGR over the next 2 years which might justify the current P/E multiple. Anyone out there bullish on $NKE? if so, why? Can $NKE get back to top line growth and margin expansion? What will turnaround this company? Do you think Elliott Hill is the right person to fix $NKE? Please share any and all thoughts on $NKE -- this is a fun company to bash because they've done almost nothing right for 5+ years.
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cyberpepe
cyberpepe@cybrpepe·
@MarioNawfal @PravdaPereira The US government is completely against the American citizens. Everything they do is ultimately not for our benefit. Especially if you are not a boomer..
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Mario Nawfal
Mario Nawfal@MarioNawfal·
🇺🇸 The Biden admin was letting H-1B visa holders access FHA loans with up to 100% financing. Stack that with local first-time buyer programs and you've got temporary visa holders getting better housing access than many citizens. By 2024, these loans hit nearly 6% of all new mortgages. FHA loans exist to help low-income Americans and first-time buyers get into homes. That's the stated purpose. Extending 100% financing to temporary visa workers, while other groups face stricter limits, is a policy choice worth examining. Source: U.S. Department of Housing and Urban Development (HUD)
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Favian Renkel
Favian Renkel@FavianRenkel·
The World Cup page on TicketData now has a composite chart tracking the average get-in price across all group stage matches. Whether the free fall stops over the next week or so will be very telling. #WorldCup #FIFA #FIFAWorldCup #FIFAWorldCup2026
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Culper
Culper@CulperResearch·
NEW: We are short Nvidia $NVDA. We believe Nvidia has a significant China problem. Please see our full report and disclosures now available on our website, link in bio.
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My Opinions Are Mine
My Opinions Are Mine@ZeroDebt4All·
@RobertMSterling Absolutely. With the way how the previous administration handle the migration, there is no reason to give another vote to a Democrat administration again for some time.
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Robert Sterling
Robert Sterling@RobertMSterling·
During the Biden administration, H-1B visa holders were buying houses with 97-100% financing. 97% would come from the FHA, with the rest coming from state first-time home buyer programs. Zero money down. Thanks to programs that were supposed to be helping low-income American families buy their own homes. FHA loans to non-permanent residents quickly grew to represent 6% of mortgage issuances. The percentage was undoubtedly higher in places like the DFW area, where H-1B visa holders are disproportionately concentrated. I don’t have anything against people in America on H-1B visas. I’ve said it before—and I’ll say it again—that I’ve found many of them to be great people on an individual level, and I wish them all nothing but the best. Individual immigrants—especially those here legally—are not at fault for flawed US immigration policy. But this might be the most radicalizing thing I’ve ever seen. Not only are American workers forced to compete for jobs, they’re also forced to compete in the housing market against people bringing 0-3% of a house’s cost to the closing table, versus the 10-20% most people have to pay. First, companies import mass numbers of H-1B visa holders, largely in "back office" white-collar fields like IT and accounting. This essentially imposes a lower ceiling on domestic wages in these job categories. Next, these workers—who are generally concentrated in certain geographic areas—create more demand for housing (especially in good school districts), driving up home prices and the cost of living. Then, to top it off, they don’t even have to save up money for a down payment. They can close on a $500k house with $0-15k plus a 97% FHA loan. Meanwhile, ordinary American families are forced to come to with $50-100k for the same down payment. I don’t care how you feel about Trump or what your preferred immigration policies are; there’s no defending this. It screws over hard-working American citizens several different ways over, and it’s yet another reason why I will always be glad Trump won and Kamala Harris lost in 2024.
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Amy Nixon@texasrunnerDFW

We basically did NINJA loans again but this time with non-US citizens Many homebuilders, such as Bloomfield Homes in Celina, TX offered access to FHA loans for H-1B visa holders through their preferred lenders until May of 2025, when Trump had HUD shut these lending practices down Some of these FHA loans offered 100% financing through a combination of a standard FHA loan and access to State assisted first time homebuyer grants for the 3% downpayment Yes, you read that correctly, your tax dollars funded home-buying grants for non-US Citizens during the Biden administration Is it just a coincidence that home prices began falling at a rapid pace in Celina, TX almost immediately after Trump shut this program down? How many people bought a brand new home with zero money down at peak 2022-2024 pricing? You won’t see an impact at a national level, but you WILL see it in certain markets with a lot of H-1B tech workers and new construction

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James Blunt
James Blunt@JBlunt1018·
@NCMan2020 I agree… Fraud needs to be rooted out. But you don’t see any of this being extreme? Having a non functioning website and phone number isn’t a crime; is it? We are convicting people with social media videos. That’s not the America I believe in.
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James Blunt
James Blunt@JBlunt1018·
Reminder to every business owner: you are under NO obligation to allow random activists, influencers, or self-appointed investigators onto private property or into your office without proper legal authority. If someone shows up demanding Public Access Files, stay calm and professional: — Ask for identification — Ask who they represent — Record the interaction — Decline entry to non-public areas — Offer lawful compliance through counsel if appropriate — Have your attorney handle document requests Public Access Files are governed by specific DOL rules, not social media ambush tactics. And if false statements, selective editing, trespassing, harassment, or defamatory claims damage your business, there may absolutely be legal remedies available. America is a country of laws and due process, not trial-by-viral-video. In Texas, homeowners generally have strong private property protections. A clearly visible ‘No Soliciting’ or ‘No Trespassing’ sign can help establish notice that entry is not permitted. If someone refuses to leave after being told to do so, that can potentially become criminal trespass territory under Texas law.
Sara Gonzales@SaraGonzalesTX

This H-1B business owner FREAKED OUT when I confronted him about his ghost office and non-working phone number. He sent us a cease-and-desist letter immediately. He REALLY doesn't want you to see this:

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Sara Gonzales
Sara Gonzales@SaraGonzalesTX·
This H-1B business owner FREAKED OUT when I confronted him about his ghost office and non-working phone number. He sent us a cease-and-desist letter immediately. He REALLY doesn't want you to see this:
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Mila Joy
Mila Joy@Milajoy·
REP. AOC’S ILLEGAL HIRE SCANDAL EXPLODES AOC knowingly put an illegal alien—zero work papers, pure lawbreaker—on payroll as her Legislative Assistant. AOC IS GOING TO JAIL. Straight-up violated 8 U.S.C. § 1324a, the fed law banning this exact move. She KNEW, hired anyway, and now faces the heat: $3,200–$16,000 in fines, maybe $3,000 more plus 6 months in jail. Congress can’t shield her—IRCA doesn’t care about titles. X’s buzzing: is this hypocrisy or just reckless? Proof’s out there—where’s ICE when you need ‘em? Thoughts? ⬇️
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Amy Nixon
Amy Nixon@texasrunnerDFW·
We basically did NINJA loans again but this time with non-US citizens Many homebuilders, such as Bloomfield Homes in Celina, TX offered access to FHA loans for H-1B visa holders through their preferred lenders until May of 2025, when Trump had HUD shut these lending practices down Some of these FHA loans offered 100% financing through a combination of a standard FHA loan and access to State assisted first time homebuyer grants for the 3% downpayment Yes, you read that correctly, your tax dollars funded home-buying grants for non-US Citizens during the Biden administration Is it just a coincidence that home prices began falling at a rapid pace in Celina, TX almost immediately after Trump shut this program down? How many people bought a brand new home with zero money down at peak 2022-2024 pricing? You won’t see an impact at a national level, but you WILL see it in certain markets with a lot of H-1B tech workers and new construction
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My Opinions Are Mine
My Opinions Are Mine@ZeroDebt4All·
@GovKathyHochul With tickets at $500 plus, this is the least accessible world cup ever and transportation is the least of these folks' worries
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Governor Kathy Hochul
Governor Kathy Hochul@GovKathyHochul·
Getting to the World Cup should be as accessible as possible. That’s why we’re lowering the round-trip price of bus tickets to World Cup matches from $80 to $20. And because New Yorkers are helping host the world, 20% of those tickets will be reserved exclusively for New Yorkers. Game on!
Adam Crafton@AdamCrafton_

Exclusive interview on @TheAthleticFC with @GovKathyHochul, on the cut-price school bus plan. “When they said $80, I said we can do better. I put up some state money ($6m) to drive it down. They said $60. I said no. They said $40. I said no. $20 round trip is a good price.”

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Jari Sulkimo
Jari Sulkimo@spfooz·
@TheRabbitHole I'm glad AI is soon able to create tailored movies to individual tastes. Wokism will die off in darkness.
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The Rabbit Hole
The Rabbit Hole@TheRabbitHole·
This is why we are getting Woke Odyssey. Look at some of the standards films must meet to be considered for the Oscars: - At least one of the lead actors or significant supporting actors is from an underrepresented racial or ethnic group in a specific country or territory of production. - At least 30% of all actors in secondary and more minor roles are from at least two underrepresented groups - The main storyline(s), theme or narrative of the film is centered on an underrepresented group(s). - At least six (6) other crew/team and technical positions (excluding Production Assistants) are from an underrepresented racial or ethnic group. - At least 30% of the film’s crew is from at least two underrepresented groups Incentives explain behaviors.
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The Assembly
The Assembly@InTheAssembly·
Cathie Wood might be the most expensive lesson retail investors have ever paid for. Her flagship ARK Innovation ETF is down 23% in the last 5 years. The S&P 500 is up 77% over the same period. She has underperformed the index by 100 percentage points. And she has done it while collecting BILLIONS in management fees. A quick reminder of the highlight reel: – She predicted Tesla would hit $3,000 per share by 2025. It is currently $432. – She predicted Tesla revenue would hit $234 to $367 billion in 2025. The actual number came in under $100 billion. – She made Teladoc her single largest position around $80 per share. It trades at $7 today. – She loaded up on Zoom near $300. It trades at $110. – She dumped almost her entire Nvidia position in January 2023 around $20 per share. Nvidia is now at $220, which means she sold the single greatest stock of this generation right before it 10x’d. Morningstar officially labeled the ARK family of funds a “value destroyer,” noting that her funds lost roughly $14 billion in shareholder value from 2014 to 2024. But here’s the part nobody talks about: ARK Investment Management has been one of the most profitable asset managers of the last decade. Wood has personally made tens of millions in fees while her investors have collectively lost real money. This is the part of Wall Street most retail investors do not understand. You’re not paying for performance, you’re paying for marketing. The people who win are the ones running the fund, not the ones holding it. This Friday, May 15, every fund managing over $100 million is legally required to disclose their Q1 2026 trades to the SEC. We will be breaking down EVERY major filing right here the moment they drop. Follow us with notifications before it’s too late. If you don’t follow us, you might regret it.
The Assembly tweet media
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