Amy Nixon

The USA is weird now. If you’re a person under 30, you probably think it’s normal but that’s because you don’t know Trust me. It’s weird.

@Iamthird111 Didn’t like Belgium USA home was fun but a little bit of a “Where’s Waldo” vibe 😂

@texasrunnerDFW Nahhhh.... Too traditional! How about USA Home, S. Korea and Belgium?

Spain’s jerseys are my favorite color combo in the whole tournament 🇪🇸

@fundmyfund Yeah I don’t like these ones as much but all the fans are wearing the good ones with the red, gold and navy

@texasrunnerDFW these are currently their warmups tho but yes nice kit

@stateracetami @financedystop Agree, so the correct response to this post is the kid should choose a cheaper college rather than all the comments chastising the parents for not saving enough to pay 300k of overpriced tuition Perfectly reasonable for parents to say, “here’s 75k for college, use it wisely”

@texasrunnerDFW @financedystop The kid will Be saddled with 2-400k in student loan debt. How are they ever supposed to get out of the hole? And they are forced to take meaningless classes, like women’s studies, Egyptology, etc to support other people with meaningless degrees

Upper-middle-class families are in a weird dead zone with college. They make too much to qualify for meaningful financial aid, but not enough to casually write $100,000 checks every year without it completely changing their life. So the kid looks rich on paper, gets little help, and the parents are expected to absorb the cost of a house down payment every single year. College pricing has also obviously become absurd.

@esaagar Prepare yourself for an onslaught of boomer rage comments 😂

I have the courage to say what no politician will: If we're going to have property tax relief for any cohort by age it should be for those under age 35 All incentives should be explicitly age gated to EXCLUDE seniors

@rickjeff78 Correct

I've been warning people for months. They are not hiking, they are never hiking under Warsh/Trump/Bessent. 0.0% chance. They will cook every book imaginable to make it so. If you're waiting for hikes, you're going to get wrecked.

@theficouple Eh, that payment can be very manageable on that income depending on the circumstances If cars are paid off and no daycare, it’s easy If multiple kids in daycare and car payments, it will be tight

If a middle class couple earns ~$190,000/yr before tax & they buy a home with a $4,200/mo payment? ...That home is now a trap & that never ends well.

@Camp4 It’s a well known saying during marathon training that the marathon is the 16 weeks of training and race day is the celebration It was true for me. The marathon is mostly fun with a few really tough miles between 18 and 26, IF you trained correctly and the weather is decent

🎾 Nearly 40 years ago, my high school tennis coach said something that stuck with me: “We win matches in practice. We only go to tournaments to collect trophies.” At 16, I thought it was just a clever motivational line. Now, at 55, I understand the power of that advice. In every area of life: The thing is usually decided before the thing happens. Here’s a real-world example we can all relate to: Years ago, I worked with a woman named Cathy who was an exceptional public speaker. She wowed audiences every time. It seemed effortless. One day I asked Cathy what her secret was. She grinned sheepishly and said: “I’m not a naturally gifted speaker, so I write every speech out word for word and practice it ten times.” Cathy’s secret to dazzling crowds was… brute force preparation. Now, if you asked either of my daughters what Dad taught them about public speaking, they'd roll their eyes and answer: “Practice ten times.” They know Cathy’s secret works. Here’s my point: 
The best don’t wing it at anything. They stack the deck heavily in their favor through simple preparation. It’s so obvious—the success secret hiding in plain sight. And yet… Most people won’t do the work. They show up to the tournament hoping to win the trophy—not knowing it was already claimed by someone who hit a million balls in practice. 🎾

@MaricopaMRDR I’ve had good experiences with their Whole Foods services—both order pickup and delivery Saves a lot of time and hassle

@texasrunnerDFW I've been using Amazon Fresh/Grocery for ages great service

A diarrhea causing parasite has given us more deflation than any politician:

@DonMiami3 Hard to answer since between 2006 and now I got married, and had kids—which are big quality of life boosters But overall I think friendship quality, social life, and even parenting experience has degraded because of smartphones. And everything is expensive now

Is your quality of life higher today than it was in 2006? It's a question I ponder frequently.

@AdamSinger The optimism of a coming baby! Seriously though, the whole podcast scene seems muted lately. Ripe for disruption, though I’m not sure by what yet

The age of internet friends is back, the age of doomer/nihilistic Podcastistan is winding down

@TraceyRyniec .03% of the US population lives to 103 He’s already made it to the .03 of wealth. Rare for people to defy all the odds across multiple facets of their lives. But you never know

Will he live another 8 years???

@zerohedge There will be rate cuts in the next 6-ish months Sunbelt housing market is bottoming and will begin a slow recovery when lower rates come

Biggest drop in monthly headline CPI (-0.4%) since covid crash. Core CPI also lowest since covid.

Once again, I reiterate, there will be rate cuts by year end

@cremieuxrecueil Agree. And we also should be trying to play as many games as possible in cooler regions or climate-controlled stadiums like Dallas Some teams like England were absolutely walloped on scheduling with back-to-back games in outdoor stadiums with extreme heat and humidity

It's becoming increasingly clear that FIFA would like the U.S. to host every World Cup. And they should. America might not win the Cup, but America is the best host possible.

@Hedgeye This is more of a marriage story than a housing story, because without two incomes most people won’t be able to afford to buy at 30 A lot of people also don’t have much incentive to buy and maintain a home as a young single person who wants freedom and flexibility

In 1960, more than half of 30-year-olds were both married and homeowners. Today, it’s roughly one in eight. The share of married young adults (25-34) collapsed from 59% in 1990 to 39% by 2021. The typical first-time homebuyer is now 38 years old, up from 33 in 2020. A spouse and a deed used to define the average 30-year-old. Now, they describe a shrinking minority.

@chrisNYY15 @financedystop There are plenty of unemployed college grads getting lapped by trade workers and children of poor immigrants The “start in life” you give your kid is 18 years of raising them—teaching them life skills, morals, social skills, and how to be a hard worker

@texasrunnerDFW @financedystop I disagree anyone who had kids in the past 25 years should have been saving for college …If you can’t afford to give your kid a start in life maybe rethink having them

@BoringBiz_ I’ve read a lot of biographies of successful businessmen and their families and the one thing that stands out is they almost always work in as much capacity as they can until they die, even at 90 they’re at board meetings They have purpose and do it for the name and legacy

The FIRE (financial independence retire early) movement has done an immense amount of harm to society This is coming from someone who used to be a believer in FIRE, but I have realized just how much of a fallacy it is, as I have grown older Taking a bunch of high potential income earners and convincing them that their life goal should be to pursue a net worth that allows them to check out of society is immensely damaging to the social fabric Many of these people sit on the upper echelon of office jobs, have built great businesses, or are at the top of their field in their career field They should be inspired to continue doing what they are best at, and ultimately, mentor and give back to the next generation who want to pursue those same goals Instead, many of these FIRE folks become wandering retirees with a meaningless life who are trying to grasp on to money as their north star It is a false sense of security and accomplishment. Becoming wealthy should never be a goal in the first place. It should have always been to pursue something that adds meaning to your own life and to society It is a completely fallacy to believe that retiring will be your source of happiness. More often than not, it has the complete opposite effect

@TheImmortalHonk @financedystop Yeah I looked it up and only 1/3 of students have all their college tuition paid by their parents The majority receive some help from parents towards the costs but also take out loans 6-10% receive zero help

@financedystop It sounds like they'll have to.... take out a loan like most college kids??