Aliya

Most banks still treat lending as a point in time decision. Pull a score. Make a call. Wait. That approach limits growth and weakens earnings durability. In this episode, I speak with Wije Wijegoonaratna, CEO of @aftanalytics, on how AI is reshaping lending into a continuous process. Watch the latest episode: youtu.be/mwy4gGNFUAU

[New Episode] AI Is Finally Fixing the Way Banks Lend Money. Interview with Wije Wijegoonaratna, CEO of @aftanalytics. Watch the latest episode now: youtu.be/mwy4gGNFUAU

Two things our CEO S.P. "Wije" Wijegoonaratna said on the Banking Transformed podcast that every bank leader needs to hear: 1️⃣ "We're at an inflection point. It's not about the deposit account — it's about the availability of liquidity on demand." 2️⃣ "Focus on revenue-generating AI. The customer side and the automation come for free." 🎧 Full episode with host @JimMarous : youtube.com/watch?v=mwy4gG… #BankingTransformed #AIinBanking #DigitalBanking

“We bring operational intelligence to banks, turning transaction data into intelligence that runs lending automatically—with better risk controls. We can run an entire loan program with 5 people when it used to be run by 50+.” Our Co-founder & CEO S.P. “Wije” Wijegoonaratna joined @mikulaja on FinTech Business weekly to discuss how AI is changing the operating model of banking. 🎧 Listen: bit.ly/3N9kNmt

Traditional banks built relationships starting with deposits. Digital lenders discovered something different: Trust forms fastest when institutions solve a liquidity need. Lending became the front door to the relationship. What the SoFi model reveals ↓ bit.ly/4s00KGl

“The inputs and outputs in banking aren’t changing. It’s the middle that’s being transformed.” AI isn’t just improving banking workflows — it’s fundamentally changing how financial decisions get made. Our Co-founder & CEO S.P. “Wije” Wijegoonaratna joined @peterrenton on Fintech One-on-One to discuss the future of AI-native banking. 🎧 Listen here: fintechoneonone.com/transforming-m… #BankingTech #banking #digitalbanking

Customers rarely leave banks in dramatic ways anymore. They leave quietly—in the moment they need liquidity and the bank isn't there. That moment now defines customer-centric banking. Our new paper explores why lending decisions increasingly determine bank primacy and how banks can defend their franchise in the AI era. 📄Check out the full white paper. bit.ly/47iNsMv #banking #AIinbanking #digitalbanking

Stay up to the date with the latest innovation on customer experience at Future Digital Finance from March 26-27 at Amelia Island, FL! bit.ly/2ttbtfg

What is #blockchain? We love this beginner's crash course on what the fuss is all about and why it's important for #banking: bit.ly/2nacjML

Check out this stat from @Forbes and @FINRA. This is why we're here—to help get #credit to those who need it most.

"The power of #fintech should be, at its root, about the inclusivity and democratization of #financialservices.” stanford.io/2zTu4UA

How far does a dollar go? It depends. Check out the #dollardisparity between states. bit.ly/2mFs5ho

Weak spot in banks' earnings: Fee income trib.al/vpx1mhT

Check out @AmerBanker's Big Ideas for Banking in 2018. We're all about no. 2: using #behavioraleconomics to win over customers. bit.ly/2CEt3kW

The national average #creditscore is 675, up two points from 2016. usat.ly/2mhUNVy

Happy Martin Luther King Jr. Day!

At Aliya, we take care of our customer's #data as if it were our own. bit.ly/2A6K3TF

#FunFactFriday: Only 8% of the world’s #currency is actual physical money.

Open APIs are the future for #banking. bit.ly/2CGEppn

Culture is anchored in unspoken behaviors, mindsets, and social platforms. s.hbr.org/2BB3Dbs