Andy

I've #justsponsored L and A Snuggs, who's fundraising for Cystic Fibrosis Trust on @JustGiving. Donate now justgiving.com/page/rubencfra…

Do you remember when you joined X? I do! #MyXAnniversary

@MartinSLewis @TheFCA I have tried this. Told by Stellantis finance who own FCA Automotive Services, who my finance was through. We can not find any record of your agreement. I can no longer email them as it just bounces back saying case closed.

Pls share. The new PPI? HUGE announcement from @theFCA this morning that has gone totally under the radar. It may mean a pay-out for millions who bought a car/van on Motor Finance before 2021. I’ve done back of the envelope numbers and at the top end this could be PPI type scale (that was £40bn), big enough to be a form of Quantitative easing (so real consequences for the next govt as it’ll likely take a year). It is to look at the handling of complaints about commissions when people got motor finance (pre 2021). Two big Ombudsman cases revealed today indicate that firms are falsely rejecting complaints and the FCA is now to do a full review of complaint handling. The FCA wouldn’t do this unless it was likely to find they were doing it wrong. So my suspicion is when it finishes its investigation it will (in order of likelihood) set up either a) A redress scheme where it orders all the firms to pay redress to every effected customer even if they've not complained. b) Redress rules where it orders them to pay out redress based on a set formula, to those that complain The pay out would be either the interest on loans (which is big), the commission (which is big), or the whole loan (which is huge). We're possibly talking thousands back for many. Clearly this means getting complaints in if you were mis-sold is going to be crucial especially if they choose scheme b) and there is a cut off involved. It should be noted part of the announcement is the FCA has put a freeze on firms handling complaints for now, so if you complain now they don’t have to do anything, but my provisional thoughts are it is worth people who think they’ve been mis-sold getting in a complaint now as a marker. So my team and I will be working on a full guide on how to do that which we’ll have out in the next couple of weeks to talk you through this step-by-step. Please watch this space and share with people who may have been impacted.

@gavwalker64 Just seen Gav. Very sorry to hear that Pal

Thanks for all your kind words and thoughts , means a lot

@BBCNews No Shit!

Government may have failed to regulate sewage companies bbc.in/3PfYOXN

@gavwalker64 @hullfcofficial Cause we've done diddly squat since he has been on the coaching staff. Not saying it is his issue alone, but we need to try something different

@hullfcofficial Why is such an influential member of staff leaving

🤝 Hull FC can confirm that club legend Gareth Ellis will leave his position as assistant coach at the end of the 2023 Betfred Super League season... 🖤 Everyone at Hull FC would like to thank Gareth for his incredible service to the Black & Whites over the last decade.

@crux_richard @BBCNews Hosepipe ban incoming!

@BBCNews Ooooo lovely . Bit of sun to warm the cockles

UK weather: Heat-health alert in place as temperatures to hit 32C bbc.in/3sB4WlX

@shaunturner1604 Classic case of every 50 50 going the same way and a lot of 90 10's as we'll wow

How is that a penalty? Penalised for tackling legs #bullshit

@BarryF107 @KarlTurnerMP @RishiSunak @UKLabour Still clinging onto that load of rubbish! Take your head out the sand look around and see just how bad it is after 13 years of the Tories

@KarlTurnerMP @andytaylor40 @RishiSunak @UKLabour 🤣🤣🤣 Oh dear, oh Lor' 🤣🤣🤣 Labour don't have any plans other than throwing money at problems & hoping they'll go away... #NeverLabour

@KarlTurnerMP @RishiSunak @UKLabour That doesn't answer the question of. Why does the cap keep going up? They are making obscene profits so they don't need to raise prices. Lower cap. I (the bill payers) see instant reductions in our outgoings.

A MESSAGE TO ALL POLITICIANS: Healthcare should be free for everyone It's our NHS and we don't want it sold off and privatised If you agree please reply with a ❤️ #SaveOurNHS

Perhaps @GregHands would like to explain this.

@LADbibleUKNews Travel to the east coast, its bloody freezing here!

🔔 | Health warning issued to parts of the UK as heatwave set to scorch this weekend ladbible.com/news/health-wa…

Today’s Daily Mirror front page.

@BBCNews And we are surprised? 🤔😡

Supplier of 'not fit for use' Covid PPE receives £47m dividends bbc.in/3MWAXMS

@MartinSLewis @GMB And conveniently go back up in September when it cools down again

NEWS: Ofgem head of strategy, Neil Kenward, confirmed on @GMB this morning the price of energy (via price cap) "will drop considerably" in July. Feel free to share

@LouHaigh Try forcing them to lower prices to us struggling customers instead

I just earned the 'Better Together (Level 30)' badge on @untappd! untp.beer/s/b1096457552