Arun - Eighty Twenty Investor

I'm super excited to announce that my debut book, 'The 80-20 Money Makeover: A Simple Yet Powerful System to Transform Your Financial Future' is getting published by Harper Collins India and is now up for pre-order on Amazon! 😃 amzn.in/d/2tZqnWO Happy investing :)

@RJGyanchandani Very nice videos Rohit. Thanks for sharing 🙏

@arun_kumar_r Exactly what I’ve been saying for a lot of time. In fact I did a webinar on this topic: Capital Before Returns - why your capital base matters far more than the % returns you chase, and what to do at every stage of your investing journey. 🎥 youtu.be/VTacIxMCGkA?t=…

The smaller your portfolio, the less important your portfolio returns. And the more important your future savings potential. That changes how you should think about asset allocation! Contrary to popular advice, in the early stages of wealth creation, 100% diversified equity portfolio can make a lot of sense as future earnings and savings may be much larger than the current portfolio. Here is a simple framework to think this through: 100% equity works best when you have: 1) High savings relative to portfolio Rule: SAP Rate (Annual Savings as % of Portfolio) >15% 2) Long earning runway Rule: 15+ earning years remaining with stable income 3) Long investment horizon Rule: 10+ year time frame 4) High ability to handle declines Rule: Can tolerate a 40-50% decline without panicking out When does asset allocation become more important? As wealth grows: • Savings become smaller relative to portfolio size • Portfolio becomes harder to rebuild after losses • Financial goals move closer • The same percentage decline starts feeling very different on a larger base - making it psychologically and financially harder to absorb Simple Takeaway Early stage wealth building: Prioritize increasing earnings, aggressive savings and equity heavy portfolios. Later stage wealth building: Prioritize asset allocation and risk management. In the beginning, your future income is your biggest asset. Over time, if done right, your portfolio becomes your biggest asset!

Compounding is powerful.But thinking in doubles makes it actionable! I recently joined Kavita Thapliyal on The Money Show to decode this idea. Key themes we discussed: Doubling as the most practical framework for wealth creation The math and intuition behind the Rule of 72 Compressing time to double SAP Rate as a hidden lever of compounding Multi-asset Investing All Terrain Equity Strategy Full interview below 👇 youtu.be/pS2NoaPzH3g?si…

Simplify compounding by thinking in doubles!

COMING UP @ 5 PM | The Money Show Process over predictions. Compounding over quick wins. Boring investing might just be the real winner — Arun Kumar shares why👇 📺 Tune In: etnownews.com/live-tv @kavitath @arun_kumar_r

Most of us find it hard to wrap our heads around the true power of compounding. Because we’re taught through formulas, not intuition. What if we break compounding down into something far simpler: DOUBLES! Once you see it this way, it changes how you think about money. eightytwentyinvestor.com/2026/05/02/cou…

Goal Based Investing: Many a Slip Between the Cup and the Lip! linkedin.com/pulse/goal-bas…

@DrSherlockkkkk Was on a small break to spend time with my 2 year old daughter. Will be back soon 😄

@arun_kumar_r One doubt. Any reason we are not seeing regular articles from you for a long time?

Happy to share a recent interview I did for a Tamil podcast where we discussed investing, wealth creation, and the importance of managing money well. If you are interested in personal finance and long term investing, you might find this useful. youtu.be/c2fG12uJAoA?si…⁠�

@AmitLuharuka Amit as of now it's an excel based work sheet which is not for public circulation. But the key outcomes were shared in the presentation.

@arun_kumar_r in the presentation, you had mentioned about a tool to arrive at returns basis the allocation chosen. Pls let me know if one can access it online somewhere.

@arun_kumar_r I am a huge admirer of your blog and practical insights on investing. I was not in mfd galaxy but keenly watched your insightful presentation on YouTube today twice !!

@AmitLuharuka @MFDGalaxy Thanks Amit. Very kind of you and happy you found it useful :)

@arun_kumar_r @MFDGalaxy It was brilliant presentation!

Recently did a presentation on 'How to construct portfolios via 4 levers' for @MFDGalaxy 1) A - Asset Allocation 2) B - Balanced Portfolios within Assets 3) C - Choice of Right Products 4) D - Delta Opportunities You can watch the entire video here youtu.be/jOX7yP3h_Yg?si…

The weekend issue of “The Infant Learner” is out with some good reads on: · Buying The DIP · Financial Independence is Easy · Bounce or Rally after Smallcap Pessimism is Crazy & Sharp · Thinking to Sell Now and Buy Back Cheaper? – Here’s What It Costs: blog.mfp.co.in/the-infant-lea…

Gold in a Bubble? 🤔 Find out with @arun_kumar_r Link 👇 youtu.be/ghfl6nibYjc

@BalajeeSP I guess it will be uploaded in YouTube in a few days

@arun_kumar_r Is the recording available for public?

Thank you MFD galaxy for inviting me. Had a wonderful time meeting all of you 🙏

Mr. Arun Kumar presenting a very high data driven presentation Portfolio Construction Framework for MFD on how asset allocation is a very important factor for long term returns. #MFDGalaxy

@arun_kumar_r presenting on portfolio construction framework for investors based on their goals at the @MFDGalaxy Summit.

@westernghatribe Thanks and glad you found it useful 🙏

dear @arun_kumar_r , first inspite of ur bad cough, u have enlightened us with data's and logic..pls take care sir.. next, as #charliemunger is always compared to his minimum talks with maximum stuff.. you are in that school.. thank u ..