breeze retweetledi

A friend of mine from college days just bought a house in Katy last year.
Makes $200K/year in Texas. Wife and kid.
Called me last week like "bro, the economy is actually cooked."
I laughed.
"you make $200K, man. what you crying about"
He then showed me the math...
$200K in Texas = $12,800/month take-home
> $2,510 mortgage
> $620 property taxes (Texas will bleed you quietly)
> $350 homeowners insurance
> $150 HOA (for a gate, a pond, and a newsletter nobody reads)
> $1,800 health insurance for the family
> $1,000 daycare for ONE kid
> $1,050 groceries
> $500 car note
> $220 car insurance
> $350 utilities
> $375 home maintenance
Total: $8,925
He's left with $3,875.
Then, he still has student loans, date nights and holidays sitting on the side.
A decade ago…
A quarter of that salary is what somebody needed to buy that same house and raise that same family.
Now $200,000 a year and you're still watching your account like something is wrong.
The economy is really cooked for 9-5ers
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