Chargeblast

"I forgot I ordered that" - customer no. 34 filing a dispute...again. 🤦🏼‍♂️ Business owners, who can relate? 🙋🏼‍♂️

PSA: Shopify Merchants Getting Shut Down for AI Reviews and Videos with CB Rates <1% 🚨 I'm seeing the first wave of Shopify Payments shutdowns for merchants with "misleading content," which include AI-generated content and fake reviews. These merchants had chargeback rates <1% INCLUDING RDRs, so this isn't a chargeback problem, it's a merchant transparency problem. Remember - there's no shortcuts in this came. Play clean and focus on buyer satisfaction.

LTVX x Chargeblast LTVX.ai is teaming up with Chargeblast to help merchants reduce chargebacks and protect payment performance We’re excited to partner with @chargeblast - an industry-leading fintech platform that integrates with payment processors to reduce chargeback rates and fight fraud. 💪Together, we will build stronger alignment between networks, focusing on: ☑️Selective lead sharing ☑️Stronger authorization + fewer disputes across the full lifecycle ☑️Compliance alignment across VAMP, RDR, Ethoca, PCI, and issuer rules ☑️Scalable infrastructure for high-volume, multi-MID merchants ($5B+ processed) ☑️End-to-end intelligence from approval optimization to dispute prevention ☑️Shared operator-led ecosystem focused on real merchant outcomes

1 in 10 online orders faces a chargeback risk Here's what actually happens at $1M, $5M, and $10M GMV — and why most founders find out too late: ↓ At $1M GMV, chargebacks feel manageable. Maybe 3–5 disputes a month. You handle them. What you don't see: your dispute rate is already at 0.4%. At $5M GMV, it stops being manageable. You're now seeing 15–25 disputes a month. You've missed 2 response windows this quarter. That's $4,200 in uncontested losses. At $10M GMV, it's a crisis. 40–60 disputes a month. You're one bad month from the 1% threshold where processors terminate accounts. Your ops team spends 6+ hours a week on this. You've hired someone part-time just to manage it. The cost isn't just the chargebacks. It's the salary, the fees, and the lost margin. The problem isn't that chargebacks happen. THE PROBLEM is you find out 30 days after and by the time you know, you've already LOST the money, the fee, and a point on your dispute ratio. Don't let this happen to your business.

Chargeblast is now natively embedded inside Fyntek's payment orchestration platform. ⚡️ This exciting partnership means iGaming operators and payments teams managing high transaction volumes no longer have to treat chargeback prevention as a separate workflow. It’s now built directly into the Fyntek infrastructure already powering your payments! Fyntek connects merchants to 700+ PSPs through a single API. With Chargeblast integrated at that layer, merchants gain real-time chargeback alerts and dispute intelligence seamlessly. See how it works → lnkd.in/eaBgCQNG

You are a CEO, not a private investigator. 🕵️‍♀️ Stop losing hours and money to dispute claims. Let us handle the investigation so you can focus on growth.

Check where your MID's BIN is domiciled 🚨 Issuer fraud models weight cross-border indicators heavily because historically that's where the organized fraud has been. Card-not-present + foreign acquirer + US cardholder is one of the oldest fraud patterns in the book. So when a legitimate US merchant ends up on a non-US BIN (usually because a reseller or "consultant" placed them there), every single one of their transactions gets scored against a risk model built to stop something they're not doing. The merchant eats the declines. The cardholder gets a false positive. The issuer thinks their model is working. Nobody has visibility into why auth rates are 5 points lower than they should be.

The job search is tough when everyone wants experience you haven't had the chance to build yet. 

 April 7 is your chance to change that.
 Join the Chargeblast Job Academy Virtual Hiring Event and start earning while you learn.
 👉 Register now: hubs.ly/Q048FY5j0 #Chargeblast #JobAcademy

Visa flags at 0.9%. Mastercard flags at 1.5%. That's just one of the differences most merchants don't know about. Here's a full breakdown of how their chargeback rules differ 👇

The UK wants to reduce dependence on Visa and Mastercard. Europe's pushing Wero (their own digital wallet system) as the alternative. But here's the reality: Wero isn't even available across the entire EU yet, doesn't support NFC, and just started doing e-commerce payments. Meanwhile, Visa and Mastercard are everywhere, secure, and merchants/customers are already used to them. The irony? Countries are telling citizens to keep cash on hand for "emergencies" because they're worried about payment system vulnerabilities. So the solution to payment network risk is... reverting to physical money? Read more: hubs.ly/Q048wqKg0

Got a friend who graduated and still hasn't found the right opportunity? This might be it. Chargeblast is hiring fresh grads for a paid 6-week training program. No experience needed. Fully remote. And a full-time role waiting for the right people at the end. Pass it on. 👉 Send this their way: hubs.ly/Q048v_w70

Winning a chargeback dispute doesn't mean it's over. The dispute still counts toward your chargeback ratio — even if you won. Here's what most merchants don't know: → Funds take 5–10 business days to return → The customer can still file pre-arbitration → Winning without fixing the root cause means it'll happen again A win is only useful if you learn from it.

The hardest part of starting out isn't the work. It's finding someone willing to give you a chance. Consider this yours. 👉 Apply now: sites.google.com/chargeblast.co…

A paid program that actually prepares you for the real thing. No busywork, no guesswork — just 6 weeks of structured learning with a team that's invested in where you end up. 👉 Get paid to learn — apply here: sites.google.com/chargeblast.co…

Chargeback ≠ Refund Here's the difference: 💸 Refund = you choose to return the money 🏦 Chargeback = the bank takes it back without your approval Why it matters: → Chargebacks come with fees ($15–$50) → Too many can get your account flagged → A proactive refund can actually prevent a chargeback → Refunds don't hurt your chargeback rate One costs you a sale. The other can cost you your merchant account. ⚠️

Just graduated and figuring out your next move? We have an answer for you. Breaking into a competitive industry is tough when everyone wants experience you haven't had the chance to build yet. Chargeblast flips that — we give you the experience, the mentorship, and a front-row seat to how modern fintech actually works. All you need to bring is the drive. Looking for your first job in fintech? Stop scrolling — this is it. 👉 Apply now: hubs.ly/Q047FW8f0

Nobody in these photos knew they'd end up in fintech. Meet the team behind Chargeblast. 👶

Our team works across different time zones, schedules, and locations. Whether it's from home, a cafe, or wherever you're most focused — that flexibility is something we build around. We're growing our team with people who value that independence and want to make an impact in fintech. Open roles: linkedin.com/company/charge…

Even if you're "average" for your industry, you're still at risk. That's why Chargeblast helps businesses stay at 0%

Here's where it gets tricky: Card networks set universal thresholds regardless of your industry. 📊

What's a "normal" chargeback rate? It depends on your industry. And even "normal" can get you penalized. 🧵