Ravi Shankar (aka) இரா. ரவி ஷங்கர்

Dear ICICI Lombard, As requested, I am sharing screenshots captured during the proposal and purchase stage from ICICI Lombard’s official website for vehicle model “ATHER 450 APEX.” The screenshots clearly show: * add-on covers being displayed as applicable, * add-ons actively selected during proposal creation, * premium being dynamically calculated based on those selections, * and final payable premium generated accordingly. The selected covers included: * IL Smart Assist * Consumables * Tyre & Wheel Rim * Return to Invoice * Battery Protect * Personal Protect Policy * Driving Accessories This directly contradicts the earlier explanation provided by your team stating that these covers were “not applicable” due to vehicle configuration or system limitations. Kindly confirm clearly: 1. Whether these add-ons are covered under the issued policy; 2. If yes, issue corrected endorsement immediately; 3. If no, explain why ICICI Lombard’s platform enabled selection and premium collection for unsupported covers. Regards, Ravi

Dear Ravi, We hope this message finds you well. We would like to inform you that your case has been thoroughly reviewed in connection with your query regarding add-on covers. We are pleased to confirm that the policies bearing numbers 3**5/43*****75/00/0*0 and 4**1/E*P/43*****76/00/0*0 have been processed successfully as per the details provided by you at the proposal stage. We request you to kindly share the list of add-on covers selected at the proposal stage for our records and further verification. We understand that waiting for the resolution may not have been easy, and we sincerely appreciate your patience and cooperation throughout the process. Should you require any further clarification or assistance, please feel free to reach out to us at 022 6687 7111, between 10:00 AM and 7:00 PM, Monday to Friday. Thank you for giving us the opportunity to serve you.

Bought insurance for my new Ather Apex directly from @ICICILombard website. Their system showed multiple add-ons, allowed selection, increased premium, and collected payment for them. But after policy issuance, the add-ons were missing. When reported, customer support initially acknowledged the premium difference due to add-ons and asked for screenshots. After sharing all proof, the final response was: “Vehicle not eligible due to configuration” and “it was a glitch.” So customers are expected to trust the website, pay extra based on displayed coverage, and later accept that the insurer’s own system made a mistake? This is not just poor UX. This raises serious concerns about: digital insurance transparency, premium collection accuracy, and accountability for platform errors. Consumers should carefully verify every line item before trusting online policy flows. @irdaindia @ndtv @CNNnews18 @republic @FinMinIndia #ICICILombard #Insurance #ConsumerRights #IRDAI #Ather #InsuranceClaim #ConsumerAwareness #India

Dear ICICI Lombard, Your latest response contradicts the earlier explanation provided by your team stating that the add-on covers were “not applicable” for the vehicle due to configuration/system limitations. As requested, I am sharing the add-on covers explicitly selected and reflected in the quotation generated through ICICI Lombard’s official platform for vehicle model “ATHER 450 APEX”. Selected Add-on Covers: * Road Side Assistance * Tyre Protect * Zero Depreciation (Silver) * Consumables * Return to Invoice * Battery Protect The quotation documents generated by ICICI Lombard also clearly included: * add-on premium computation, * total own damage add-on premium, * and enhanced premium payable based on these selections. This is already supported by the quotation screenshots/documents previously shared with your team. Further, your earlier communications explicitly stated that these add-ons were “not applicable” due to vehicle configuration and referred to the issue as a “system glitch.” However, your present response now states that the policy was processed “as per proposal stage details.” These two positions are inconsistent. Accordingly, I request ICICI Lombard to clearly confirm in writing: 1. Whether the above add-on covers are actually part of the issued policy coverage; 2. If yes, provide revised policy endorsement explicitly reflecting all add-ons; 3. If no, explain why premium was calculated and collected for those add-ons during quotation and proposal generation. Please treat this as an official request for clarification before further regulatory escalation. Regards, Ravi

It’s a NEW BEGINNING for Tamil Nadu! Vazhthugal @actorvijay na — Tamil Nadu’s Chief Minister! But one concern, Chief…. Why was Tamil Thaai Vazhthu played third instead of first? Tamil identity should always come first. Way to go, but let’s correct this! 💪 #Vijay #Thalapathy #TamilThaaiVazhthu #NewTN #VazhthugalVijay

#TVK + Congress + VCK ? TVK + #ADMK? #TNelections2026

As tweeted before the option 1 will be executed soon.

Tale of Three States Bengalis are struggling to get resignation letter, while the Tamils are struggling to get appointment letter. Malayalis have both the resignation letter and the appointment letter. But don't have a name for the appointment letter!! *Beauty of democracy* 😀 #WhatsappMsg #TNelection2026 #TVK #DMK #ADMK #TMC #Vijay

icicilombard SCAM or sheer laziness? Bought comprehensive e-scooter insurance with ALL essential add-ons. Paid full amount in ONE go Policy lands: ONLY basic covers mentioned. Add-ons? GONE. Vanished. How is this even legal?! @ICICILombard fix this NOW or explain! #ICICILombard #InsuranceScam #Escooter #ConsumerRights

@mani_knpet @actorvijay @EPSTamilNadu @INCIndia Options are open. And narratives are open too. Let’s see.

@claythoughts @actorvijay @EPSTamilNadu @INCIndia No chance.

இதுவும் நடக்கலாம்… @actorvijay ஆட்சி அமைக்க @EPSTamilNadu ஆதரவைக் கேட்கவில்லை . @INCIndia பக்கம் சென்றதுமே #விஜய் #BJP பக்கம் சாயவில்லை என்று உறுதியாகிவிட்டது. அதனால் தமிழ் நாட்டின் நலன் கருதி #DMK வெளியில் இருந்து #TVK-க்கு ஆதரவு அளிக்கலாம். 6 மாதம் உத்திரவாதமுடன்… இதற்கு வாய்ப்பு இருக்கிறதா? உங்கள் கருத்து என்ன?

@actorvijay உடன் பழகியிருப்பதால் சொல்கிறேன்… முன்பு அவரை உருவக்கேலி செய்தது, படம் வெளிவராமல் தடுத்தது எல்லாம் அவரை இந்த அளவுக்கு போராடி முன்னணிக்கு வரச் செய்திருக்கிறது. இப்போது இருக்கும் அசாதரண சூழ்நிலை அவரை அரசியலிலும் அடுத்த கட்டத்திற்கு கொண்டுச் செல்லும். காலம் காத்திருந்து பதில் சொல்லும்! @TVKVijayHQ #TVK #TNElection2026 #Vijay #tamilnadupolitics

Deeply saddened by the sudden passing of legendary producer RB Choudary sir. The man behind Super Good Films gave us countless family entertainers, launched stars, and backed bold cinema for decades. From Nattamai to Jilla — his legacy lives on in every frame. Father to @jiiva_official. A true pillar of South Indian cinema. Tamil Cinema is missing you ‘முதலாளி ‘ Rest in Peace, sir. 🙏 #RBChoudary #RIPRBChoudary #Kollywood

BIG POLITICAL BUZZ in TN! If not #Trisha, then @thirumaofficial himself is gearing up to contest from Tiruchirapalli East in the next 6 months! He wants to take oath as a Minister in the government formed by @TVKVijayHQ TN politics just got spicier! Who’s ready for the storm? #TNPolitics #TVK #Thirumavalavan #Vijay

2026 தேர்தல் : உதயநிதி Vs விஜய். இவர்களுக்கு இடையேதான். ஒரு கல். ஒரு கண்ணாடி. இதில் யார் கல்..யார் கண்ணாடி..என்பதில் இருக்கிறது தமிழ் நாடு அரசியலின் திருப்புமுனை. @arivalayam @tvkvijayhq

ஆளுங்கட்சிக்கு எதிரான வாக்கு + பாஜக-விற்கு எதிரான வாக்கு = தவெக-வின் இலக்கு!! @TVKVijayHQ @arivalayam @BJP4India TNElection

திருச்சி கிழக்கில் த்ரிஷா? #TNElections2026 #TVK #trisha

#TVK’s ‘Vote early . Before 11 am’ Strategy reflects now. Let’s see how will the lead sustain. Tough competition is loading #TNelection2026 @TVKVijayHQ @arivalayam @ADMKofficial

TN ELECTION 2026: 2 Probabilities: 1.#DMK COALITION GOVT: For the first time in TN, power-sharing is on the cards. No single-party rule! 2.#NDA + TVK MEGA COMBO: #Vijay as Deputy CM? The "Common Enemy" formula to form govt Historical shift or status quo? #TNElection2026