Credem Banca

Il confronto tra Luca Trotta e @EMCervellati al #SaloneDelRisparmio conferma la validità del modello #Wellbanking di @Credem. La longevità richiede una visione integrata dove finanza comportamentale e consulenza umana collaborano per un futuro di valore. #SaloneDelRisparmio

Un longennial non è solo chi vive a lungo ma chi ha un progetto per il futuro. Proteggiamo gli smartphone ma spesso trascuriamo la previdenza. Aiutare il cliente a visualizzare il proprio io futuro è la missione della pianificazione moderna. #SaloneDelRisparmio #Wellbanking

Per @EMCervellati il benessere si fonda su quattro pilastri. Oltre al capitale finanziario è essenziale proteggere il capitale sociale delle relazioni, quello culturale dei valori e quello personale che comprende salute e resilienza delle persone. #SaloneDelRisparmio #Wellbanking

In merito all'innovazione @EMCervellati ha chiarito che l'intelligenza artificiale fornisce risposte eccellenti ma non sa porre le domande giuste. Il compito del consulente è usare la tecnologia per liberare tempo da dedicare alla cura delle relazioni. #SaloneDelRisparmio

Il ruolo del consulente evolve nella longevità. Luca Trotta ha descritto il Financial Wellbanker come un professionista capace di porre domande scomode per far emergere i reali bisogni. La relazione profonda è il presupposto per generare valore. #SaloneDelRisparmio #Wellbanking

Non serve solo una vita più lunga ma una vita più larga. @EMCervellati ha invitato a riflettere su come impiegare le risorse in ciò che rende davvero soddisfatti. Il significato è il vero motore per costruire un progetto di longevità coerente. #SaloneDelRisparmio #Wellbanking

Il benessere si articola in tre dimensioni fondamentali nell'analisi di @EMCervellati. La dimensione esperienziale legata alle emozioni quotidiane, quella valutativa sulla soddisfazione della propria vita e quella di significato sulle scelte profonde. #SaloneDelRisparmio

Secondo @EMCervellati la finanza comportamentale 3.0 supera l'analisi dei limiti cognitivi per abbracciare la gestione del benessere globale delle persone. Il denaro deve essere considerato uno strumento al servizio della qualità della vita. #SaloneDelRisparmio #Wellbanking

Luca Trotta ha evidenziato come la liquidità ferma sui conti sia una sfida per il sistema. Il compito del Financial Wellbanker evolve: non basta gestire l'emotività, serve prendersi cura dell'uomo intero e della sua serenità complessiva. #SaloneDelRisparmio #Wellbanking

Abbiamo approfondito il legame tra longevità e benessere finanziario all’incontro dedicato all’educazione finanziaria comportamentale al @salonerisparmio. Se la vita si allunga la felicità va costruita nel tempo con una pianificazione attenta e consapevole. #SaloneDelRisparmio

@0xSweep That's us! The most stable bank in Italy, one of the most stable in Europe. As for cheese, if you're interested, we also offer revolving collateral, leaving wheels of Grana Padano in customers' vaults and tracking them with blockchain technology. en.ilsole24ore.com/art/ecco-come-…

This $200M bank is backed by Parmesan Cheese and is lending people money for cheese In Northern Italy, Credito Emiliano treats cheese like gold The bank currently holds 430,000 wheels of Parmesan worth about $200 million Real Parmesan takes two to three years to get ready This leaves farmers with millions of dollars in premature products they can’t sell, while still needing to pay for cows, bills, and workers By using young cheese as security for a loan, farmers get cash immediately The bank provides up to 80% of the value upfront so these businesses stay running While the loan is active, the cheese stays in high tech vaults where experts look after it If a farmer can't pay, the bank simply sells the aged cheese for a profit

@VictorKvert2008 That's us! The most stable bank in Italy, one of the most stable in Europe. As for cheese, if you're interested, we also offer revolving collateral, leaving wheels of Grana Padano in customers' vaults and tracking them with blockchain technology. en.ilsole24ore.com/art/ecco-come-…

In Northern Italy, Credito Emiliano treats cheese like gold The bank currently holds 430,000 wheels of Parmesan worth about $200 million Real Parmesan takes two to three years to get ready This leaves farmers with millions of dollars in premature products they can’t sell, while still needing to pay for cows, bills, and workers By using young cheese as security for a loan, farmers get cash immediately The bank provides up to 80% of the value upfront so these businesses stay running While the loan is active, the cheese stays in high tech vaults where experts look after it If a farmer can't pay, the bank simply sells the aged cheese for a profit

@Bitcoin_Teddy That's us! The most stable bank in Italy, one of the most stable in Europe. As for cheese, if you're interested, we also offer revolving collateral, leaving wheels of Grana Padano in customers' vaults and tracking them with blockchain technology. en.ilsole24ore.com/art/ecco-come-…

This $200M bank is backed by Parmesan Cheese and is lending people money for cheese In Northern Italy, Credito Emiliano treats cheese like gold The bank currently holds 430,000 wheels of Parmesan worth about $200 million Real Parmesan takes two to three years to get ready This leaves farmers with millions of dollars in premature products they can’t sell, while still needing to pay for cows, bills, and workers By using young cheese as security for a loan, farmers get cash immediately The bank provides up to 80% of the value upfront so these businesses stay running While the loan is active, the cheese stays in high tech vaults where experts look after it If a farmer can't pay, the bank simply sells the aged cheese for a profit

@chillforge1 That's us! The most stable bank in Italy, one of the most stable in Europe. As for cheese, if you're interested, we also offer revolving collateral, leaving wheels of Grana Padano in customers' vaults and tracking them with blockchain technology. en.ilsole24ore.com/art/ecco-come-…

High Stakes Cheese Banking POV: You're sprinkling cheese over your pasta oblivious that it’s basically collateral for an Italian bank. 😭 Credito Emiliano out here accepting 80-lb wheels of Parmigiano-Reggiano as loan security since 1953. They store 430,000 of them in vaults worth $200M. Meanwhile I'm using what might be future bank assets on pasta. 🧀🍝

@0xweb3wizard That's us! The most stable bank in Italy, one of the most stable in Europe. As for cheese, if you're interested, we also offer revolving collateral, leaving wheels of Grana Padano in customers' vaults and tracking them with blockchain technology. en.ilsole24ore.com/art/ecco-come-…

This $200M bank is backed by Parmesan Cheese and is lending people money for cheese In Northern Italy, Credito Emiliano treats cheese like gold The bank currently holds 430,000 wheels of Parmesan worth about $200 million Real Parmesan takes two to three years to get ready This leaves farmers with millions of dollars in premature products they can’t sell, while still needing to pay for cows, bills, and workers By using young cheese as security for a loan, farmers get cash immediately The bank provides up to 80% of the value upfront so these businesses stay running While the loan is active, the cheese stays in high tech vaults where experts look after it If a farmer can't pay, the bank simply sells the aged cheese for a profit

@saylordocs That's us! The most stable bank in Italy, one of the most stable in Europe. As for cheese, if you're interested, we also offer revolving collateral, leaving wheels of Grana Padano in customers' vaults and tracking them with blockchain technology. en.ilsole24ore.com/art/ecco-come-…

A $200 million bank in Northern Italy is backed by Parmesan cheese. Credito Emiliano holds around 430,000 wheels of Parmesan worth roughly $200 million — treating it like gold. Because real Parmesan takes two to three years to age, farmers are left sitting on valuable inventory they can’t yet sell while still needing cash to run their businesses. So the bank lends against the young cheese, providing up to 80% of its value upfront. The wheels are stored in secure vaults during the loan period. If a farmer defaults, the bank simply sells the fully aged cheese.

Nuovi incarichi nei ruoli apicali del gruppo @Credem: ecco tutte le nomine 24emilia.com/nuovi-incarich… 24emilia.com/nuovi-incarich…

@DrJamal11 نحن! البنك الأكثر استقرارًا في إيطاليا، وأحد أكثر البنوك استقرارًا في أوروبا. أما بالنسبة للجبن، إذا كنت مهتمًا، فنحن نقوم أيضًا بضمانات متجددة عن طريق ترك قوالب جبن جرانا بادانو في مستودعات العملاء وتتبعها باستخدام تقنية البلوك تشين. corriere.it/economia/consu…

🧀💰 أغرب بنك في أوروبا… رأس ماله جبن! في شمال إيطاليا، بنك Credito Emiliano يعامل جبن البارميزان كأنه ذهب — حرفيًا. 🔒 ماذا يفعل البنك؟ •يحتفظ بـ 430 ألف قرص جبن بارميزان •بقيمة تقارب 200 مليون دولار •داخل مخازن عالية التقنية تشبه الخزائن البنكية ⏳ المشكلة: جبن البارميزان الحقيقي يحتاج 2–3 سنوات لينضج خلال هذه الفترة: •المزارعون لا يستطيعون البيع •لكن عليهم دفع رواتب، أعلاف، فواتير، وتشغيل المزارع 🐄💸 💡 الحل العبقري: •البنك يقبل الجبن غير الناضج كضمان •يمنح المزارع حتى 80% من قيمته نقدًا فورًا •الجبن يبقى في خزائن مراقَبة من خبراء 📈 وإذا لم يُسدَّد القرض؟ •لا محاكم •لا مشاكل •البنك يبيع الجبن بعد نضوجه… وغالبًا بربح 📌 في إيطاليا: 🧀 الجبن أصل مالي 🏦 النضج = فائدة ⏱️ الوقت = قيمة هذا ليس اقتصادًا تقليديًا… هذا اقتصاد إيطالي بنكهة بارميزان 🇮🇹✨

@gundemio İşte biziz! İtalya'nın en istikrarlı bankası. Peynir konusunda ise, ilgileniyorsanız, döner teminat da sunuyoruz. Grana Padano peynirlerini müşterilerimizin kasalarında saklıyor ve blok zinciri teknolojisiyle takip ediyoruz. corriere.it/economia/consu…

İtalya'da 430 bin parmesan tekeri ve 200 milyon dolarlık değeriyle Credito Emiliano bankasının peynir deposu.

@tutueme @thechosenberg That's us! The most stable bank in Italy, one of the most stable in Europe. As for cheese, if you're interested, we also offer revolving collateral, leaving wheels of Grana Padano in customers' vaults and tracking them with blockchain technology. corriere.it/economia/consu…

Since 1953 Credito Emiliano has specialized in giving loans to Parmigiano-Reggiano makers. The cheese ages for 1 to 3 years, and the producers need more cash to start a new batch each year. The bank stores the cheese and looks after it properly in climate-controlled vaults. If the loan is not paid, the bank sells the cheese.

There’s always money in the cheese wheel