Deathcab Capital
18.9K posts

Deathcab Capital
@deathcab
Evil speculator. Austrian economist. Cycle theorist. Market trends and analysis. Bitcoin Ex Machina.






Five years ago, telling your mortgage lender you owned Bitcoin was a red flag. Today, Fannie Mae is backing home loans where Bitcoin IS the down payment. That's not a crypto startup. That's the U.S. government's mortgage backbone treating Bitcoin as collateral with the same protections as a conventional 30-year home loan. Here's what changed: 41% of American families fail to buy a home because they can't scrape together the cash for a down payment. Not because they're broke. Because their wealth is locked in assets they'd have to sell, triggering capital gains, paperwork, and a tax bill that eats the down payment itself. Bitcoiners know this trap better than anyone. You're sitting on life-changing wealth and the system punishes you for trying to use it. This product eliminates that wall. Pledge BTC or USDC as collateral, receive a loan for the down payment, keep your Bitcoin, pay no capital gains. Rate is 0.5 to 1.5 points above standard depending on borrower profile. The key detail: no margin calls. No collateral top-ups. If Bitcoin drops in value, the mortgage terms remain unchanged and no additional collateral is required. Market movements alone never trigger liquidation. The only liquidation risk is a 60-day payment delinquency, same as any conventional mortgage. This is how billionaires have operated for decades. Borrow against assets, never sell. Private banks built empires on this model for the ultra-wealthy. The difference now: it's available to anyone holding Bitcoin on an exchange. The real story isn't the product. It's what Fannie Mae's involvement signals. A government-sponsored enterprise formally underwriting Bitcoin-collateralized debt means the U.S. housing system no longer views Bitcoin as speculation. It views it as wealth. That's a classification shift that took 15 years to happen and will be impossible to reverse.


The bitcoin space seems to have lost its vitality. No HODL or 6.15. The memes suck. The new generation of bitcoiners are ETF holders and don’t contribute much. Podcasts are just on recycle and repeat. No fresh takes. For the record, I am still here. Running two nodes. Self custody, sovereign as possible. Also, despite it all…I remain bullish. What happens to Preston?

We’re saying goodbye to the Sora app. To everyone who created with Sora, shared it, and built community around it: thank you. What you made with Sora mattered, and we know this news is disappointing. We’ll share more soon, including timelines for the app and API and details on preserving your work. – The Sora Team

If Linux is so great why do most people still avoid it?


🚨 Simulation Theory: The Double Slit Experiment proves particles act like waves until observed then they snap into particles. What if our reality only "renders" when we're looking, just like a video game optimizing resources? Check out this episode from The Why Files breaking it down, tying it to Simulation Theory. Are we in a sim? This could be the key to unlocking the true nature of existence! The Why Files video did a great job on explaining the Double Slit Experiment & Simulation Theory What do YOU think—real or rendered? Drop your thoughts below!






Time for the gold / silver bull trap imo.



JUST IN: Meta announces they'll be shutting down the Metaverse, after pouring $80,000,000,000.00 into the project.













