christine deborah auma

I think we need to hold a space about insurance payments and those insurers that don't pay . Car owners are struggling with economy

I have lost all fear of starting again. I can start again on a Thursday at 3 AM. I can rebuild at any age. I will uproot, replant, rebrand and reroute until I end up where I envision myself. That fear and shame of losing and trying again no longer has a home in me.

@alexnjenga Sometimes back i thought you had claimed the issue was sorted when you brought it here in Twitter?

@Randongab001 @ICEALION They have already done enough damage. They don’t understand the concept of time value of money.

Good afternoon @ICEALION kindly process my claim (KDV 187J) of Ksh 7,800,000. I’m tired of the everyday lies from Magdalene Nekesa of the claims department.

What limits individuals as well as nations is the inability to confront reality, to see things for what they are. As we grow older, we become more rooted in the past. Habit takes over. Something that has worked for us before becomes a doctrine, a shell to protect us from reality. Repetition replaces creativity.

Smart people aren’t aggressive, they’re OBSERVANT. they let you talk , reveal yourself, cross lines, and expose motives, then they ACT once they know exactly who you are.

@kahome_steve For most Kenyans, debt is never about personal finance but survival. Most Kenyans are in debt not because they lack financial discipline but because they are barely scratching buy. This means the number one financial choice they should be making is advocating for social justice

Neverrrrrrrrr everrrrrrrr underestimate how much God is protecting you from things you don’t even know about.

Normalize disappearing for an extended period of time to do a factory reset on your focus and creativity.

The longer you postpone building the life you actually want, the more likely you are to settle for a life you merely drifted into.

@BRNKit @ayielar Kindly help me understand how buyer beware messages work. Isn't it by displaying the defrauder to warn others of them. As long as you have evidence to your claim?

@ayielar Displaying his photos can land you in trouble if he knows his way legally and you end up paying him 200k or more in damages.

Learn to imagine more possibilities than you generally consider. Avoid fixating only on what is present. Ponder what is absent.

Start caring less what people think of you. You will feel a tremendous sense of liberation.

Kenya Power says it is deducting up to 50% of tokens to recover last-mile connection debt. So a Sh500 token can leave only about Sh250 for actual units.

One mistake Africans make when it comes to money is that they do not maintain capital. They earn money and build a house, buy a car, help people in the village, throw parties. They do not keep capital, they do not collaborate with others who have capital. Ownership of capital is how keep wealth over the long run. If 5 people can jointly field 1bn, they can make more from the 1bn together than if they each had 200m. Always grow your capital, and collaborate with people who also have capital so you can join deals. And never be greedy - the bigger your capital, the safer your investment target should be. Work with the same people for long - if you know a retailer who regularly needs 10s of millions for restocking, be their capital provider over years. You too will know the business, and you will have a good sense of how at-risk your capital is. Chasing new ideas is often poor. Many people have technical knowledge or access, but lack cash to execute - if you see them do it 2-5 times, join them on the 6th time with 10% of their need, then 20%, etc. Try to never cross 30% financing, otherwise you are taking all the risk. Keep your capital liquid when it is small and lock up in safe, interest producing assets when it is large. Only ever buy private homes or cars from your interest - your wealth is not your capital, it's your interest.

@Warwathe1 @MihrThakar @Kotsocha_ke I have always thought of khetia start from a local western source and didn't associate it with Asian name.

@MihrThakar @Kotsocha_ke Mzee khetias used to walk barefoot in eldoret town?

Personal finance tips from Muhindi Mzee: 1. Goes to work in champali - This makes goons underestimate him, makes beggars think he's one of them and also keeps regulatory agencies "merciful". 2. Retirement planning - Encourages his teenage children to come to work on holidays.

@Rube_Mfalme You must apply to Deactivate or Cancel your Income Tax Resident Individual obligation. You will need to provide a reason, KRA may ask you to upload a termination letter as proof. How to do it: Log into iTax ➜ Registration ➜ Amend PIN Details.

If you log into iTax and go to your Taxpayer Ledger, you may see a credit entry that cancels out the old penalties. If not, you simply need to file the missing Nil Returns for those years, and the system is currently programmed to waive the resulting penalty automatically under the amnesty terms.

KRA has removed Nil Returns. Now, people with no income can apply for a “PIN with No Obligation” and won’t need to file returns every year. But once you start earning, you must update and file or face penalties.

NTSA has been cleared to enforce sweeping new traffic rules after a High Court ruling by Justice Maureen Odero, marking a major shift in Kenya’s transport policy. For the first time, private vehicle owners will be required to take their cars for mandatory inspections. All vehicles older than four years must undergo an initial inspection, with certification renewed every two years thereafter. The court dismissed a petition challenging the Traffic (Registration and Licensing) Rules 2023 and Traffic (Inspection) Rules 2023, paving the way for tighter oversight of Kenya’s aging vehicle fleet. Key changes:
-Annual inspections remain mandatory for PSVs, taxis, and commercial vehicles
-New school transport rules enforce stricter safety standards for buses and vans
-Vehicles involved in serious accidents must be re-inspected before returning to the road To handle demand, NTSA will license private garages and inspection centres, aiming to ease congestion and improve access nationwide. The court also ruled that adequate public participation was conducted, dismissing claims by activists and allowing full implementation of the regulations.

KRA can no longer freeze bank accounts without due process. The decision comes after the High Court ruled a lawful tax assessment and demand must come first before any recovery action.