Dalton Litz

I run this every year using Gold—match math and all. If you want to set it up, start here: daltonlitz.com/robinhood

Behavioral warning: the Gold interface wants you to trade. Don't. One panic sale can erase years of matched compounding. Buy boring funds and ignore the noise.

Robinhood Gold gives about $13K in raw IRA match dollars, but because I run this over a 40-year career with 10% returns, that match compounds to roughly $106K by retirement. Here's the math.

@girdley "Talk Girdley to Me" - love it.

If you’re a remote worker, some bad news: 1/ On LinkedIn, only 8% of job postings are remote… but 40% of applicants are chasing those jobs. 2/ Companies like Starbucks and Amazon are mandating back-to-office policies. Come to the office... or we’ll consider you resigned. This is especially bad news for workers who moved out of high-cost areas during the pandemic. They came to places like San Antonio (where I live!) to find cheaper housing — but with weaker local job markets. Now that high-salary jobs are forcing people back to the office, they’re stuck in a comfortable living city but with less opportunity. 3/ The offshoring of jobs continues. 66% of American companies now have at least one department outsourced to offshore talent. Companies are saying, “If this job can be remote in Kansas, why not remote in Argentina?” This puts pressure on wages. 4/ The economy is slowing because of higher interest rates by the federal reserve. CEOs are in cost-cutting mode, so privileges like remote work are on the chopping block. And media rhetoric about government employees not coming into offices and barely working isn’t helping. — But it’s not all bad news: highly specialized talent can keep dictating their terms. A recent study showed salaries for remote jobs paying more than $250k+ were actually increasing. So if you got addicted to remote work, there are two things you can do: — skill up until you can name your terms. — be mindful you may not have the same leverage you used to. Either way, looks like the good times are ending for most remote workers.

@girdley Might have a little bias - but the videos section is my favorite...

New personal website, who dis? (Your feedback/criticism is welcomed, as always.) Link below and in bio.

YouTube journey update: We’re approaching ~20 full-length videos. I like our new content creation model. I call it “Teach @dlitztv something” — where Dalton is our GM of video. I just sit down like I’m recording a lesson for him and it gets edited from there. Comes across much more natural versus strict scripting. I was dubious at first, but it works. Stats are reflecting that in terms of retention, we’re up 30% in subs the past couple months, and the comments are strong. Feels a lot like early Twitter where we just need to keep grinding. We’ve also hired a FT editor with the goal of doing 3 videos a week by the end of the year. If our process continues, that’ll take about 90 minutes a week of my time total. We’ll see! Stats for those of you curious…

Big day in Girdley Media! Dalton Litzelman (@daltonlitz7) starts today. He is our head of video strategy. We met here on X. Super impressive background and I’m excited for him to tell me what to do! Welcome Dalton!

💸 Small investments can have the biggest returns. Here’s the impact of investing $5 a day 💵 #investing #beginninginvestors #FinancialFreedom

I finally finished renovating a duplex after two years of hard work! From evicting a raccoon to removing a bees nest in the kitchen, it was a wild ride. Check out my latest video on my channel now! youtu.be/WRZFUQx_BzY #Renovation #realestateinvestor

@RobinhoodApp @Twitter Cap 🧢

🗣People always say they don’t want to wait until 60 to retire… 📉Yet they haven’t started investing. 🌅And your plan to retire is..?

Just a reminder: savings accounts aren’t beating inflation 😬 Get your money to work for you! 💰

@KClark2021 I was going to say… a 9 AM Beer on a Tuesday!? Haha thanks for your support as always 😅

@dlitztv Last night* not today 😉