Amar choudary

@TRAI @RBI kindly note that @AmexIndia is misusing the 1600 numbers for marketing and promotions. Been receiving regular calls from 1600303729 to try and sell insurance. Hey @AmexIndia the 1600 numbers are for high-trust communication, such as OTP verification, transaction alerts, account updates, and loan payment reminders.

@AmexIndia I have paid my card bill on 18th March but not reflecting yet.Raised complaint but no resolution yet.#Dontloosethetrust

@DealsDhamaka Marriot points - mahabaleshwar ideally monsoon time or Hotel Irada pune wine country Taj weekend staycation at Taj nrar India gate or Nashik next 2 weeks have long weekend Accor do a weekend trip to Novotel bheemli vishakapatnam

Have 7 free hotel nights this year - 2026 Not really motivated to plan for something. Please suggest good properties in India (preferably nearer to Pune) Marriott – 15K points via HDFC card Marriott – 40K points (Titanium status) Taj – 2*10K voucher from Plat Travel Taj – Epicure via ICICI EPM Accor Plus – Two 1+1 nights

@rameshsrivats Probably after 15 years it plans replace senior staff also.

If AI is going to replace all junior staff, then 10-15 years from now, where will senior staff come from? Tell, tell.

@CardMaximiser Feberal bank upi trick works with scapia upi also?

🚨 Tricks to Check Merchant MCC – Don't Lose Rewards! ❌ A common issue is incorrect MCC like while buying cars MCC being fuel or utilities. The result is zero rewards! Always verify the MCC before making a large transaction. Here is how to find it: 1️⃣ Call the bank This is the most accurate method. Do a small test transaction first. Call customer care and ask them to confirm the exact MCC for that charge. 2️⃣ Scan offline QR codes Use a standard QR scanner app on the store's QR code. Check the raw text for "mc=". If you see "mc=5411", that number is the code. This doesn't work on every QR, but it’s worth a try. 3️⃣ Razorpay method If paying via a Razorpay link, open it on a desktop. Select UPI to generate a QR code. Scan it with your phone and look for the "mc=" tag. 4️⃣ Check via banking apps. Some apps show this data instantly. * IDFC: Make a payment and download the receipt inside the app. The MCC is listed there. * Federal Bank: Send ₹1 via UPI using the FedMobile app. The statement shows the category code immediately. Any other tricks you guys use to verify MCC? 👇

@EvryPaisaMatter Perfect analysis amitji.

If someone struggles to manage single life on ₹1.5L/month, there’s a high chance they’ll struggle to manage family life even on ₹5L/month. Not because income is low - but because expectations are high. People want complete independence, but don’t want to pay the price of living alone. People want to travel in luxury, while budgeting like they’re riding a two-wheeler. And then comes the classic one: “Arre what’s the big deal in ₹15K for Swiggy, coffee and weekend outings?” That’s literally the monthly food and grocery budget for an entire household. I’m not against anyone’s lifestyle. Spend however you want - it’s your money. Just don’t keep complaining about compromises. Because the truth is - you’re not compromising. You’re simply choosing consumption over balance, and that’s why the pocket feels empty before the month ends.

@jassneetsingha Hi! Any good alternative to kiwi neon?

No matter if you prefer Travel or CashBack rewards, there’s one payment method you simply can’t overlook—UPI, which we use for transactions almost every day. Presenting the Kiwi Credit Card 🥝 - a lifetime free, and offering its best value when paired with the Kiwi Neon Membership at ₹999 + taxes = ₹1178. Without Neon Membership, the Kiwi Credit Card offers a standard 1.5% cashback—just like many other cards. With Neon, rewards get a boost 🔥 👉2% base cashback 👉3% cashback + 1 lounge access for ₹50,000+ annual spend 👉4% cashback + 1 lounge access for ₹1,00,000+ spend 👉5% cashback + 1 lounge access for ₹1,50,000+ spend Unlock higher rewards and lounge access as you spend more with Neon. Let’s see at what annual UPI spend the Neon membership makes sense: 💰₹30,000/year: 2% cashback is ₹600, but after ₹1,178 fee, you lose ₹578. 💰₹60,000/year: 3% cashback is ₹1,800. Net gain is ₹621—less than Tata Neu Infinity's ₹900. 💰₹1,00,000/year: 4% cashback is ₹4,000. Net gain is ₹2,821 (much higher than Tata Neu Infinity's ₹1,500). Kiwi with Neon and Tata Neu Infinity provide equivalent benefits for annual spending up to ₹75,000.*** If your annual spending is high enough to justify the Kiwi card with Neon membership, it could be a good choice for you. Go for it, Apply here: jasscc.short.gy/pYnyUT Few other good to know details are in the first comment. If you know you will spend low, then you can go for the Tata Neu Infinity. I personally prefer it ! Apply here: jasscc.short.gy/QjNaGY ***One key difference is that Kiwi offers real cash as rewards, while Neu Infinity gives Neu Coins, which can only be redeemed within the Tata ecosystem.

@jassneetsingha Inspiring!

I got asked, Are you HNI? How are you buying expensive stuff on just salary? 😄 Not HNI. Normal salaried guy. Married with Kid. One rule that I strictly follow : If you can’t plan it, you can’t spend it. 🛵 ₹1.25L scooter — planned 1 year back. Bonus parked in Liquid fund. Timed with Axis Atlas card renewal. No impulse. 🛍️ Shopping kitty — when it’s over, shopping stops. Monthly budget. 📱 iPhone every ~3 yrs — ₹5K/month Gadget SIP. Pay first. Spend later. No EMIs. 🚗 Car upgrade (2029 target) — ₹7k/month SIP + resale value. No lifestyle inflation. ✈️ Separate domestic & international travel funds. Small allocation every month. I don’t spend, then figure it out. I figure it out → fund it → then spend. From outside it looks effortless. Behind it? months of planning. You don’t need HNI status. You need clarity, time & discipline. Plan it. Fund it. Then buy it. How do you plan/ fund your big ticket expenses ?

@EurekaForbes #Bad service water purifier in gold amc, machine stopped working.Date of service 13 th feb no response till now.Kid and senior citizen at home suffering.

@VVikiLuxe WTF

#CCGeeks, this card gives you 6% returns (real value) on ALL your spends, has hardly any exclusions, no forex charges on international spends, global ATM withdrawals are free and most importantly it is LTF (life time free). Reply with 'WTF' to know which card and how to get it.

@CatchMeAbhiOrb Marriot customer service and hospitality is a step above others.Comparitively accor service is mediocre.

🚨Missed my Free Night Award (FNA complimentary w/ HDFC Marriott CC) expiry ❌😮‍💨 Yep, 100% on me due to Busy days, packed calendar, life happened ⏰📅💥 It was an absolutely Big loss 😭💔 Still, I reached out to Marriott w/ Just a polite ask - 'Can you please reinstate it? Even 1 month validity is enough 🤞🙏' What do they do? 👀👇 💥 BAM 💥 15,000 Marriott Bonvoy points credited 🪙🔥🔥 No arguments / No policy copy-paste / No 'sorry can’t help' emails This is what I call customer respect 👑 While most brands hide behind T&Cs, Marriott actually stands by its customers 🤝❤️ This is how loyalty is built & why trust compounds And this is exactly why Marriott support is UNMATCHED 🚀🔥 Other brands? - Pl Take notes ✍️ #ccgeeks #marriott #loyalty

@ProfessorCardz @ProfessorCardz is 100% reliable and genuine.Have been a subscriber for 1 year now and have found it very useful.

🚨PUBLIC SERVICE ADVISORY : Professor Cardz Members Only Videos have been made public to 391 #ccgeeks who were interested in them. 👉In recent times some fraud MANBOYS masking themselves as credit card specialists tried to malign #ProfessorCardz by blatant lying when they themselves were part of a group which shared so called frauds (borderline criminal) disguised as hacks and took Nearly Rs 3000 per month to share those hacks. 🕊️We will publish the reaction of these 391 enthusiasts after they watched our video. Try to get their feedback as well so that idiots can now shut up. #ProfessorCardz is a well known brand which provides you one of the most accessible platform for Rs 199. 🦋You get credit card knowledge videos 🦋Exclusive and Filtered group of Individuals who share similar sentiments about credit cards. 🦋15 mins of 1:1 exclusive chat session with The Professor. 🔥Even when you discontinue the membership you be a part of the Announcement Channel and Have my contact number for any emergencies related to cards. Cheap comments are free. Valuable suggestions are worth Gold. Repost and Like #creditcards

@KFC_India @kfc #kfccheats 35% of food as restaurant charges?

What is restaurant handling charges? @KFC_India

@VVikiLuxe The happiness in saying its not me its u😆

Dear Amex Platinum Travel Card, Time to put and end to our on again off again relationship. Honestly, you've changed (for the worse). We're breaking up. 💔 It's NOT ME, it's YOU.

@VVikiLuxe An honest opinion from a cc geek 🫡

I can't think of any reason why you should have the Scapia unless you take a minimum of 4 flights in a month. I also can't think of any reason why you won't have the Scapia if you do. DM me if you are still confused. Happy to answer any questions.

@jassneetsingha All the best, an honest and helpful cc geek🫡

@VVikiLuxe If u have excluded spends & dont have alternative card Or Want to spread ur options and keep an alternate in amex mr points open for future redemptions

Hey #CCGeeks! Please advice!!! My Amex Platinum Travel card renewal hits on Feb 14th. I've already crossed the 4L spend milestone, but I'm not keen on pushing for the 7L experiment. Tried downgrading to MRCC, GCC, or SE, no dice from Amex. Reviving my old GCC/MRCC doesn't add up either, as it'd mean coughing up the second-year fee right away. What would you do? Keep it, cancel, or any hacks I'm missing? Advice appreciated! I am sure there are others like me in the same delimma and could use some advice. #CCGeek