sumit soni

@bholibucket rascollections.in

ladiez where can i buy ethnic clothes online if i want something better than myntra/nykaa fashion quality but don't want to spend 10k+ in physical stores

Nobody tells you this: Dopamine from information gathering is a dangerous drug. It’s the dopamine from reading, planning, or learning, but never doing. Stop looking for more information and start acting on the information you already have. Get your dopamine from action.

@raghav_chadha Sir , increase the DA in your punjab first.. at least make it at par to the central government.

Why India needs an ‘Inflation Linked Salary Revision Act’, I argue in Parliament. Between FY18 and FY26, real wages for salaried Indians fell by 16% because pay hike did not keep pace with rising inflation. That is why in Parliament I raised that a mandatory wage indexation formula is the need of the hour. Government employees get protection through Dearness Allowance and periodic Pay Commissions. But 85% of India’s formal workforce has zero statutory inflation protection. They are at the mercy of employer discretion and their own negotiation power to get a pay hike. Other economies already protect workers through automatic indexation. • The US has COLA with automatic revisions • Germany revises wages every 18–24 months • Japan follows the annual Shunto system • Belgium mandates automatic quarterly indexation India needs statutory inflation protection, a minimum wage increase linked to inflation. Inflation should not be India’s silent pay cut

@WealthEnrich @raghav_chadha DA rate punjab 42 % only ..compare it with centre

“The middle class is being sandwiched" yes a very fair point, Mr. Chadha. But arguments wound sound much stronger when backed by action. Punjab is under your party’s rule… why not apply these reforms there first? Fix the issues & ease some costs, also maybe show real tax relief. Intent needs to be proven in reality, not just in talks in the Parliament. Am sure a proper working model will earn far more respect than repeated criticism !

The middle class is being sandwiched between the rich class and the poor class. The middle class is caught between rising costs and rising taxes. For the middle class, this Budget had one message. Carry on as you were. In Parliament, I pointed out that there was no revision in income tax slabs and no increase in standard deduction, despite stagnant salaries and inflation at 6.8%. I urged the Finance Minister to correct this in this Budget itself by raising the standard deduction from ₹75,000 to ₹1.5 lakh for the salaried class. Meanwhile, household costs keep climbing. Education 8% 🔺, healthcare 9% 🔺, rent 7% 🔺, food 6% 🔺, transport 5% 🔺. For the first time in years, personal income tax collections are higher than corporate tax. Individuals paid around ₹11 lakh crore, corporates about ₹9.8 lakh crore. Either give tax relief, or give investment savings & incentives so the middle class can save more and build wealth.

@dmuthuk Thanks for the great advice sir ! As someone said.. everything boils down to valuations

Last year, transformers were suddenly touted as decadal theme. As I said before, prefab too became a decadal theme. In a short period, prices have corrected almost by half in these sectors. Nothing wrong in buying a transformer or prefab company. I'm mentioning this to completely avoid narratives. Ignore terms like 'decadal theme', 'mother of bull market', 'grandmother of bull market' and so on. Evaluate every single company separately (even if they are in same sector) based on possible future earnings growth and what valuations you are paying for the same. Every single stock is unique. No two stocks are same. You may just like that choose two popular jewelleries. When you dig deeply, the difference would be like chalk and cheese. Whatever be the narrative, however bullish market currently on a theme, you're safe only if your entry price is low.

28 minutes of Pure Class, Experience & Knowledge. Enjoy the Masterclass by Valuation & Number Genius Aswath Damodaran ji @AswathDamodaran !! Watch fully. Share widely... #FI

@volklub hello bhaaji ! Are night glasses helpful in reducing the penetrating headlights ? ..it is becoming difficult to drive during late evening/night even in city. Kindly suggest

@darvasboxtrader Good sector and stock.. recently listed..4 tight sessions before breakout with volume.. rising flag.. will go uptrend until prove otherwise.. plz correct me if I am wrong..sir, please tell me if to choose between this one and TI and why .. thanks and regards

2 shabd is stock k liye.. #piccadilyagro #DARVAS🥸

@aditya_kondawar Plz ask them to stop making head piercing lights

Visited Lumax Industries' plant yesterday in Pune Management said - - Earlier, 4 parts were required for a headlamp making; now it is 16 parts, and very soon, 25 parts - The complexity and Aesthetics are increasing in most parts of a car - M&M recently termed this India's best Light Manufacturing plant The premiumization theme is big! Always good to see plants and see India's Manufacturing Prowess :) Keep meeting managements and visiting plants, Equity research happens on the ground and not on Excel! No stock reco strictly

@idesibanda Can government employees change the PFM ?

Got lot of Questions regarding NPS Fund Schemes & PFM selection. So sharing my Study 👇 NPS have 3 Contribution Modes - Auto - Active - Balanced NPS have 10 PFM - Pension Fund Managers (Tier 1) ++👇

Strong fundamentals, excellent business performance, and even a clear technical breakout can still fail if liquidity is tight. Don’t question your skills or stock selection, the issue isn’t the stock, it’s the system and liquidity. The same stock will take off effortlessly once liquidity returns.

@ShiprocketIndia fraud company..where is my parcel ? You were not able to deliver.. 12days .. Chandigarh to Delhi..still I have to raise multiple requests daily to deliver..now atleast return my parcel back..

@NIKHILLJHA Should we opt for free annual health checkups ..are there any consequences?

Health insurance is confusing? Let’s fix that. Ask me anything 1) Buying a new policy ? 2) Claim rejection ? 3) Porting to another insurer ? 4) How much cover you actually need ? 5) Pre-existing disease rules ? Drop your question 👇"**

@ishmohit1 Is it with me only k jo bhi concall read karta hu.. looks promising ..

No matter how much AI solves for summaries of concalls I still listen & read concalls of all my Pf companies

@ishmohit1 Chat gpt now started appreciating 'reward' promise !

Those who attended mastering investing using AI session can easily use the same prompts that we discussed in the course

Perplexity Pro worth 17k free for Airtel subscribers

@microcp2mltibgr 😂😂

Bitcoin hits a new ATH and my only friend holding it has suddenly become lactose intolerant, needs gluten-free diet, only organic, pet allergic and needs cold brew to calm his anxiety. New money, new drama. Paisa aate hi dukh bhi imported chahiye.

@chiragbarjatya Credibility.. what's on the label and what is in the box .. can you please tell how many of these are actually manufacturing or do they just import, blend and market

Everyday new protein powder brand is coming up in market. The market is huge. But still I want to know from you, what is missing in protein powders right now? Is it the taste, digestibility, or something else? What new do you want to see?

Do you Judge Every Sector/Company on PE? If Yes, then you are making a Big Mistake Let's Discuss different Commonly used Valuation Metrics to judge Valuation of different sectors and companies Read the Full Post to become a Better Investor👇🔥 1. Price to Earnings (P/E) Ratio - The P/E ratio shows how much investors are willing to pay for each ₹1 of net earnings - PE tells you how expensive a stock is relative to its profits - PE should be used to Judge Valuation of Profitable and Mature Businesses ▫️Relevant Sectors 🌟: - FMCG - Pharma - IT Services - Consumer Durables - Auto Limitations: 1. Doesn’t work for loss-making companies – negative earnings = meaningless ratio 2. Ignores capital structure – Two companies with same P/E may have vastly different debt profiles 2. EV / EBITDA - EV/EBITDA evaluates a company’s valuation relative to its core operating performance, before interest, tax, depreciation, and amortisation - It Focuses on core operational cash generation - It is most useful where depreciation distorts earnings or in the sector which are Capital (Debt) Heavy in nature ▫️Relevant Sectors 🌟: - Infrastructure & Utilities - Hospitals - Hotels - Telecom - Airlines - Cement - Oil & Gas Limitations: - Ignores CapEx needs – EBITDA doesn’t account for cash spent maintaining assets - EBITDA ≠ Free Cash Flow – Can be misleading in cash-poor businesses 3. Price-to-Sales (P/S) Ratio - P/S Shows how much investors are paying for each ₹1 of revenue, regardless of profitability - Great for growth-stage companies or when profit is suppressed due to investments - Useful for evaluating startups, early-stage companies, or companies with negative earnings ▫️Relevant Sectors 🌟: - E-commerce - SaaS & Tech - Biotech - EV Startups - Online Platforms/Marketplaces Limitations: - Ignores margins – A company can have huge sales but still be loss-making - Not helpful in asset-heavy or cyclical sectors 👉 EV/Sales - It is same as Price to Sales but includes debt, making it useful for comparing highly leveraged companies - Better for capital-intensive sectors or companies with different financial leverage It is relevant for New Age Start-up companies like Ola and Ather which have taken huge debt but still are far away even from EBITDA Profitability Both Price to Sales and EV to Sales are useful for judging Fast Growing Loss making Companies 4. Price-to-Cash Flow (P/CF) Ratio - The P/CF ratio tells you how much investors are paying for each ₹1 of cash generated from operations - It is Less Prone to Accounting Manipulation - It is useful for valuing Capital-Intensive Sectors where companies invest heavily in assets but generate consistent cash from operations. Also useful for Valuing Cash Cow Businesses ▫️Relevant Sectors 🌟: - Energy (Oil & Gas, Coal) - Utilities (Power Generation, Water, Renewables) - Metals & Mining - Cement - Auto Manufacturing - Telecom Infrastructure - FMCG Limitations: - Ignores Financing Structure (like Debt) - Not Suitable for Early-Stage Growth Firms 5. Price-to-Book (P/B) Ratio - It compares the market’s valuation of equity to the book value of a company’s assets minus liabilities - It can provide insights into a company's financial health, especially for companies with significant tangible assets - Great for asset-heavy or financial companies ▫️Relevant Sectors 🌟: - Banks - NBFCs - Insurance - Real Estate - Construction & Infra Limitations: - Useless for intangible-heavy businesses – Tech, Brands, IP-led firms - Doesn’t reflect earnings power – A business could be burning cash but still have high book value 6. EV / Production-Based Metrics - It shows how much investors are paying per unit of physical output capacity or production - These are sector-specific operational valuation metrics, used in industries where revenue is tied directly to physical production volumes — such as barrels, tons, MWs, or ounces - It Helps in asset-based valuations where output = value ▫️Relevant Sectors 🌟: - Oil & Gas (EV/BOE) - Power Generation (EV/MW) - Cement, Steel, Metals (EV/Tonne) - Telecom (EV/ARPU) - Mining (EV/Ounce) Limitations: - Doesn't factor in margin or cost structure – Two companies with same capacity may have different efficiencies - Asset underutilisation – Capacity ≠ revenue if demand is weak - Ignores realisation prices – Price per tonne matters in cyclical commodities 7. PEG Ratio (Price/Earnings to Growth) - The PEG ratio adjusts the P/E ratio for a company’s growth expectations. While P/E alone tells you how expensive a stock is relative to earnings, PEG tells you whether it’s justified by earnings growth - PEG Adds growth context to valuation - It Helps compare high-P/E growth stocks with low-P/E slow growers ▫️Relevant Sectors 🌟: - Tech (SaaS, Platforms, AI-focused) - Consumer Discretionary (D2C brands, luxury) - Healthcare/Biotech (with breakthrough products) - Retail (expanding footprint) - Fintech (scaling rapidly) Limitations: - Based on forecasted growth – Highly sensitive to analyst estimates - Assumes linear growth – Doesn’t work well for cyclical or lumpy profit trajectories - Ignores risk – Two companies may have the same PEG but very different business risk profiles I am Sure you must have got some Solid Value from this Post, Share it with your Friends by Retweet to Spread Good things on X 💪 Follow me @Paryan_Sharma for such Valuable Stock Market and IPO Content 👍 #Valuation #PEratio #StockMarketIndia

Chandigarh is safe and sound!

In view of possible drone/ missile attack, sirens are sounding in #Chandigarh/ Mohali. Citizens are requested to stay in their homes. Be alert. This is precautionary measure.