'Dayo Orolade

Lloyds has launched a new first-time buyer mortgage needing just a £5,000 deposit 🏡 Key details: - Up to 98% mortgage (borrow up to £295k) - Max property price: £300k - 5-year fixed rate at 5.89% - No product fees - Max borrowing: 4.5x salary - Available to employed + self-employed But there’s a catch: - No gifts (“Bank of Mum & Dad” banned) - No new builds - No shared ownership - Strict affordability + credit checks apply Example: £300k house = £5k deposit + £295k mortgage. On the example of a £300,000 home with a £5,000 deposit: Mortgage = £295,000 Rate = 5.89% fixed for 5 years Assuming a 40-year term (the max allowed) Estimated monthly repayment = ~£1,600/month. If the mortgage term was shorter: 35 years = ~£1,740/month 30 years = ~£1,920/month That’s before bills, insurance, council tax and maintenance costs. Lloyds says it’s aimed at renters who can afford monthly payments but can’t save huge deposits. Basically, the majority of Millennials and GenZ!

The Mr Macaroni x TechCrush Scholarship is providing young people with access to quality tech education, practical skills, and career opportunities at no cost. -100% Free (100 slots available) -Data Stipends for selected participants 👉 Apply here: techcrush.pro/macaroni-schol… 🤍

The CSP is appalled at the attack on two British Jews in Golders Green yesterday. We hope that they are recovering well. Many British Jews are frightened, angry and feel alone. We commit to standing with you. This is the latest in a series of increasingly violent attacks on our Jewish community. Underlying this seems to be a toxic mix of political anti-Semitism from a range of ideologies and state-sponsored terrorism. This has not happened in a vacuum. Anti-Semitic tropes have been normalised and legitimised, as have other forms of racism and hatred. This is the time to show allyship and for all marginalised communities to stand together and demand active measures against the hate speech which encourages anti-Semitic and other racist violence. The Jewish community are an integral and valued part of the British community. It is appalling that some people are feeling so unsafe they are talking of leaving the country. As a small community they face disproportionate levels of hate. We express our solidarity with our Jewish members, staff and the wider Jewish community and commit to opposing anti-Semitism in the workplace, in universities and in wider society. The CSP has advice on understanding antisemitism and help if you are impacted by it - please visit our website for further information and support. csp.org.uk/news/2026-04-3…

Àkọ̀yìnsí bàbá ẹni kò gbọdọ̀ pani lẹ́ẹ̀rín. / One should not find the backview of one's father, foolish or laughable. [Loyalty is it: never belittle the shortcomings of your father or leaders; never disrespect your roots, even when they look imperfect from your perspectives]

🚨 BREAKING: Chelsea Supporters Trust have today wrote an open letter to the ownership, board and senior leadership around the direction of Chelsea. “Chelsea supporters have shown patience, they have absorbed upheaval, they have given the club time to make a case for this direction”

We're recruiting! We've an exciting permanent, full time opportunity to join our Parkinson's Specialist Team, in a Band 6/7 Developmental role, to support PwP on the acute wards, in clinic and via our Parkinson's Hub. healthjobsuk.com/job/UK/Devon/P… #SecondTimeLucky

Ẹni à ńwò kì í wò'ran. / A person whom people are already watching should not be watching others, as well [Be focused: don't seek a spectacle when you are already one; be cautious: a person in the spotlight has no business being a spectator]

'It's not a lack of physiotherapists, it's a lack of the roles being created. So most services are consistently, if not chronically understaffed.' @shazzard was on LBC News, highlighting critical understaffing following the results of our survey with @ACPIN_UK. #RightToRehab

A new evaluation of #FirstContactPhysio services in England has been published by @NHSGIRFT. The report maps out how the FCP role is operating in primary care and makes a series of recommendations, including better integration of FCP roles within the wider MSK pathway. ⬇️ csp.org.uk/news/2026-04-0…

Thinking about becoming a CSP workplace rep? Or just curious what the role involves? 🤔 Join our monthly online session to learn how you can make a difference at work. 📅 Next session: 13 April at 12pm Sign up: ow.ly/FK1R50YB5gc

Ọmọ ò gbọ́n; wọ́n ní kó má ṣáà kú; kíní ńpa ni bí agọ̀? / A child lacks wisdom, yet people pray that the child does not die prematurely — for what kills more surely than foolishness? [Stupidity, poor judgment, recklessness, or lack of sense can be costly: foolishness is a fatal flaw; don't be presumptious: avoid making hasty judgments with incomplete information]

Wishing you a blessed Easter filled with peace and the joy of new beginnings. Happy Easter from all of us at MOD IELTS.

Today is Resurrection Sunday! May you feel the Lord's presence as we celebrate VICTORY in Yeshua! #resurrectionsunday #easter

@Osman_billzz @CFCPys @mcgrathmike @JBurtTelegraph You do realise it's April fool post

When I was talking about timing and all this noise, especially after what Marc Cucurella said days ago, some people said I didn’t know what I was saying. Now look at this. Dressing room unrest, questions over Enzo Fernández’s leadership, this is exactly how things start to fall apart. At this point, anyone adding to the distraction should be sent to the bench. Chelsea need focus, not noise.

🚨 BREAKING: Chelsea players have been left un-impressed with Enzo Fernandez’s leadership at a time when everyone needs to pull together to get UCL Football. (@mcgrathmike @JBurtTelegraph) telegraph.co.uk/football/2026/…

CSP Organising Clinic: Reasonable adjustments 📅16 April, 12pm – 1pm📅  Join our upcoming Organising Clinic to better understand your rights around reasonable adjustments in the workplace. 🔗 Open to all CSP members, sign up now: ow.ly/xbqJ50YB4WB

Chelsea Football Club is greatly saddened to learn of the passing of our former goalkeeper Tony Godden.

Ẹyẹ àwòdì tó ní igun kéré, ẹ ní kó bọ́ síta kò yan, bí kò bá ní bá ara rẹ̀ ní ẹ̀yìn àrò. / Let the hawk that scorns vultures as mere small birds, dare come out in the open - if it wouldn't find itself roasted at the fireplace. [Keep to your lane and run your own race: you don't know anyone's story; don’t let arrogance blind you to the unseen safeguards others may have]

We have now moved our social media communication to Linked In - please do follow us! This account will remain as our feed contains a lot of useful resources, but it is no longer active.

Ẹran kí lológìnní pa lóko tó sáré wálé tó ní ki wọ́n kó agbọ̀n bá ohun lóko? / What game did the cat catch on the farm that made it race home demanding baskets to haul it back? [Don't make a big fuss over little results; excessive fanfare over a trivial achievement undermines both its importance and one's judgement]

Oníìpá ìṣájú ló ba ìpá jẹ́, tó ká'rí bọ'nú tó ńsunkún, òun ló fún un lórúkọ tí kò dára; tó bá jẹ́ pé ó ńkọrin tó ńdunnú pé òun gbé ọba epon de ni, ọba ẹpọ̀n láa bá máà pè é títí di òní. / The first man afflicted with scrotal elephantiasis doomed it by weeping and despairing; had he instead rejoiced and declared it the ultimate scrotum, the condition would have been celebrated as the greatest thing to happen to scrotums to this day. [How we frame a situation determines how it is received; nothing is inherently good or bad, but how we define it]