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@yonann The issue is your only highlighting the benefits and omitting the details to appeal to an audience, which makes it dangerous for anyone following you EXPERTS don’t cherry pick information for 👍🏻

@yonann This is NOT some new brilliant strategy, it’s been going on for decades in the farming community. If you want to position yourself as an EXPERT show me something we do not already know and will work for taxpayers who do not have kids under the age of 16!

Tax expert says parents can write off $15,750 by putting their own kids on payroll "Put them on payroll, you can pay your child up to $15,750 without your child needing to file a tax return" "That’s a $15,750 deduction" "Then from the $15,750, you can take $6,000 and stuff it into the Roth IRA, and that money is growing tax free"

@Super70sSports Parker was probably primed up on some PRIMO Colombian 👃🍬 when zeroing in on that shot. 🤣

Dave Parker, the 1979 All-Star Game. If you know, you’re welcome. If you don’t, watch the Cobra strike from right field and recognize greatness.

@saylordocs EVERYONE commenting on this post needs to remember it’s called SOCIAL security because it is designed to help the general population. Meaning not everyone will get a full benefit for contributing. The Haves, have enough! so it’s time they pony up for the betterment of all. 🫡

Murray: Is it true that people making under $184,000 pay a 12.4% Social Security tax rate? Dahl: Yes Murray: And the rate for someone making $1,000,000? Dahl: 2.2% Murray: So, a 12.4% tax for people making less than $184,000, but 2.2% for a millionaire or .0002% for billionaires.

@TraiDay79 That was a stick it to the Steelers move by Jones. He has Pickens and knows Steelers clearly wanted a WR. McCarthy is here as well and sent them a message for everyone to see. Well played Mr Jones, well played.

I think folks are putting way too much weight into this. Happens every draft. It’s part of the gamesmanship and strategy of the event and frankly, there is nothing the Steelers could have done to prevent that. Who in the world would think a team would aid a division rival by giving them a chance to draft a high end player that they will have to defend? Lol

@TukiFromKL Drain the Swamp………🤔 RIGHT!

🚨 do you understand what just happened.. the US just agreed to release Iran's frozen assets.. billions held in Qatar and foreign banks since 2018.. directly linked to reopening the Strait of Hormuz.. this is money America froze when Trump killed the nuclear deal.. Iran's own oil revenue.. sitting in Qatari banks for eight years while 20% of the world's oil moved through a 21-mile strait Iran can shut with a phone call.. America spent $4.6 billion bombing Iran last month.. lost warships.. burned through cruise missiles at $2 million each.. and the result is handing back money that was never theirs.. the Strait of Hormuz was open six weeks ago.. for free.. America bombed its way into a bill

@DeFiTracer Right! Especially with all of the news about Mythos being able to hack cybersecurity. If that’s true you can kiss crypto goodbye. Wallets will be drained by Chinese hackers! What an IDIOT!

🚨 BREAKING: 🇺🇸 PRESIDENT TRUMP JUST SAID LIVE DURING MEETING: "THE EXISTING FINANCIAL SYSTEM HAS REACHED ITS LIMITS. A CRYPTO-DRIVEN ERA IS COMING NEXT." GIGA BULLISH FOR MARKETS!!

@unusual_whales How to save SSI: 1. Eliminate spousal benefits for non working spouses. (You collect on your record) 2. Eliminate Biden Era WEP spousal benefits for spouses of govt pension recipients 3. Assess 3.5% SSI Tax on dividends and capital gain income for individuals with inc over 500k

Murray: Is it true that people making under $184k pay a 12.4% Social Security tax rate? Dahl: Yes Murray: And the rate for someone making $1 million? Dahl: 2.2% Murray: So, a 12.4% tax for people making less than $184k, but 2.2% for a millionaire or .0002% for billionaires.

@unusual_whales Regardless of the Big Boys owning BTC. It never 1MM since too many retail investors have exposure to it with “lottery ticket” thinking of instant riches The sheep are eventually going to be let right off of the cliff.

Eric Trump: "I do think bitcoin hits $1 million."

@implausibleblog And while this is going on, the public is being distracted by and 84 year old kidnapped by he family for ransom and people playing games in the snow in Italy. 🤔 Let’s get our priorities straight!

Pam Bondi, "There is no evidence that Donald Trump has committed a crime" Ted Lieu, "You just lied under oath. There is ample evidence in the Epstein files" Pam Bondi, "Don't you ever accuse me of a crime" Ted Lieu, "You just lied under oath, and this is on video tape" Ted Lieu then reads an extract from the Epstein files about a girl who says she was raped by Trump and Epstein and had her head blown off, with officer saying it couldn't have been a suicide Ted Lieu, "You have not held a single man accountable" "Shame on you" "if you had any decency, you would resign after this hearing concludes"

@KEEMSTAR Yeah, Whatever the F The Trump Family is investing in!

Bitcoin is CRASHING Ethereum is CRASHING XRP is CRASHING Gold is CRASHING Silver is CRASHING S&P 500 is CRASHING Nasdaq is CRASHING Banks are CRASHING Dollar is CRASHING Is there anything going up right now?

@PeterSchiff It was a power move by Trump to create uncertainty in the markets. He needs a stronger dollar to reel in the craze iin metals, at least in the short run since he was caught off guard by the run. It’s ruse and we are all the mark. Rate cuts will happen this year!

We are supposed to believe that Trump decided to replace Powell with an inflation hawk who is not only less likely to cut interest rates than Powell, but may well advocate for rate hikes and a resumption of QT to fight inflation and force the federal government to cut spending.

@elonmusk And then a solar prominence BLASTS 💥 us back into the Stone Age 🗿

The satellites will actually be so far apart that it will be hard to see from one to another. Space is so vast as to be beyond comprehension.

@DomDiTommaso Shouldn’t have to worry about attracting players If: A. You draft correctly B. You coach up young talent that you drafted C. You let your coordinators and coaches do their jobs

Watch what happens with some big-name Steelers after Mike Tomlin's exit. Rodgers gone, Watt may be traded, Cam Heyward might retire, etc. And the Steelers certainly won't attract players like they used to. One of the many dominos to fall with Tomlin out. And you asked for this.

@ThePoniExpress This is why they say never let the chicken rule the roost! The players love the players coach style because it’s all talk and no recourse for insubordination so sure they love him. DeFabo’s post proves that the players are not interested in championships, only hugs & kisses!😘

A Steelers player tells Mike DeFabo in the Athletic that players had problems with Arthur Smith and Teryl Austin. But NOT Mike Tomlin. I’m sorry. Why are those coordinators here? Because of Mike Tomlin. It’s his fault.

@amandaorson The only reason consumers get rewards is because the banks are raping business owners by charging 3.5-4% of the gross sale just to process the card!

Your credit card rewards exist because someone else is paying 25% APR. Cap that at 10% and the points don’t survive. I spent years working inside fintech and card programs. That interest margin is the invisible buffer that makes rewards, lounges, and credits pencil out. Capping credit card APRs at 10% sounds like an obvious consumer win. Cards charge 20 to 30%, many consumers revolve balances, and the system feels punitive. But credit card economics are not just about interest rates. They are a cross-subsidized system where revolvers subsidize transactors, rewards rely on behavioral inefficiency, and risk-based pricing subsidizes access. Remove one leg of that stool and the system does not become fairer; it rebalances. And the costs show up where consumers notice most. Lets look at how this would impact 3 programs 1. AMEX Platinum A 10% credit card APR cap would not make your card cheaper or better. You would still have access, but you would almost certainly get less value for the same or higher price. The Platinum brand survives because its customers are affluent, pay in full, and tolerate high annual fees. What quietly supports that ecosystem is portfolio-level profitability, which allows AMEX to tolerate loss, overuse, and inefficiency in premium benefits. When that margin shrinks, the cost shows up directly in your (lesser) benefits. In a world where: - Rewards economics tighten - Devaluations become more likely - Flexibility is reduced Points become a liability to the issuer, and liabilities get repriced. So what this likely means for you as a Platinum cardholder: - Lounges do not expand to fix crowding. Instead, access tightens or amenities are reduced. - Statement credits become harder to use, more fragmented, or less generous. - Annual fees go up - New approvals become more selective, even for high earners. Your card still works, but the value proposition shifts. Platinum becomes more explicitly pay-to-play, with fewer hidden subsidies propping up premium perks. You pay the same or more, and you get a little less in return. Which is why some people are already warning that points devaluations become more likely in this environment (like @BowTiedBull this morning saying "Dump ALL your credit card points. All of them.") 2. Bilt Card This program is the canary in the coal mine for what to expect. Bilt’s super popular rent rewards worked because Wells Fargo was willing to subsidize them. The card offered 1 point per dollar on rent with no fees because Wells Fargo paid Bilt roughly 0.8 percent (80 bps) of each rent payment to fund rewards... despite earning little or no interchange on those transactions. But that is some actuarial level math with a number of variables at risk that proved wrong/ unsustainable. Wells Fargo was getting hosed $10 million a month on the program, so they exited the partnership years before the original end date and forced Bilt to restructure its rewards with a different bank What does that teach us? - When interest and interchange margins shrink, banks stop tolerating loss-leading reward programs. - Interest income does not fund every reward directly, but it provides the buffer that allows experiments like Bilt to exist at all. - Remove that buffer and rewards must be paid for explicitly. Bilt’s shift to a three-tier lineup with annual fees is not an anomaly. It is the direction rewards go when credit stops quietly absorbing losses. Pay-to-play rewards. What feels like consumer protection will shows up as fewer perks, pay-to-play rewards, and less room for innovation. 3. Credit One & other Subprime Cards Now the least glamorous corner. Subprime cards get criticized for high APRs, annual fees, low limits, minimal rewards. But they exist for a reason. They serve thin-file borrowers, damaged credit, people shut out of conventional loans, households using cards for liquidity not perks... but they charge high APRs because charge-offs exceed 8-10%, fraud and servicing costs are higher, and credit limits are small while fixed costs remain significant. A 10% cap makes these products mathematically impossible. These cards don't become cheaper. They cease to exist. As @sytaylor noted this morning - "You realize this will push many more customers towards loan sharks?" The demand for credit doesn't disappear... it migrates to BNPL with opaque effective APRs, chronic overdraft usage, fee-heavy installment loans, and less regulated lenders like loan sharks/ payday loans. So who WOULD win? Debit-First Fintechs One of the least discussed consequences: where would reward customers migrate? I think 1% cashback programs are an obvious winner. Chime, Varo, Current and niche cards like Greenlight and Privacy. (If you have not worked in a fintech or a bank you probably don't know what the Durbin Amedment is - but the TL;DR is that very large banks (BoA, Wells, JPMC) have capped interchange rates of around 27 bps on debit swipes. Small banks with < $10B AUM, however, do not - they can earn 1-2% on interchange (avg was 160 bps or so last I checked). Which is why all of the debit card fintech companies you've heard of are partnered with these smaller banks - they can offer rewards like 1% cashback programs and still have margin sufficient to build a business around.) In a world where credit rewards shrink, access tightens, and annual fees rise, debit-based fintechs look better by comparison. But consumers lose: credit protections, payment float, stronger dispute rights, credit-building opportunities. TL;DR An APR cap feels like consumer protection. In practice it reshapes the market in ways that are easy to miss: - It will shrink access to credit - Eliminate rewards programs that aren't tied to high annual fees - Force risk into less regulated channels - Unintentionally advantages debit over credit - Help affluent transactors more than vulnerable borrowers Credit doesn't become cheaper. It becomes scarcer, less flexible, less transparent. But banks will adapt. Fintechs will adapt. Consumers caught in the middle do not get protected. They get fewer choices, worse products, and priced out.

@mikealfred Well for starters he’s OldAF and frankly we don’t live in an age when an octogenarian should be running the country. To move forward we need to leave the past behind and Trump is the past…

@ProofOfMoney Yeah! Banks are going to lower credit limits and close accounts on marginal and lower credit quality customers. Do you actually think they will let you borrow wire at a lower rate??? If you do then you’re a bigger fool than I thought!🤣

Are you Bitcoiners thinking what I’m thinking? 👀

@Rajatsoni @PeterSchiff Bitcoin is NOT the future of currency. It was built on old technology 20 years ago. As AI becomes better the blockchain used to secure it will become increasingly inadequate ultimately making Bitcoin worthless as more secure options will be developed.

It's 2054 Bitcoin has failed The gold bugs, led by @PeterSchiff, have convinced everyone that peer to peer exchanges of gold are the way to go The world is now on a gold standard You run a coffee shop A customer walks in to buy a coffee but all they have is a 1 KG bar of gold They take out their chisel and scale and carve off 0.054 grams of gold You take the gold and send it to your gold purity specialist to confirm that the gold is pure 3-5 business days later, the test confirms that the gold is real You call the customer back to your shop to get their coffee to complete the transaction

@Alex_Kozora Need to start looking into the League provided game balls for shenanigans. Rumor has it is the League has tracking and monitoring devices placed in balls which could be used to purposefully alter ball flight. Crazy talk, right!, but do you actually trust the League?

Watching the XP again, 2 thoughts. 1. Harmon gets too wide as the wing. Gotta be firmer with inside foot/hand. Heyward probably needs better punch, but that's harder. 2. No. 39 sure looks like he's celebrating like he blocked it. More than everyone else happy about the miss.