Joseph G.

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Joseph G.

Joseph G.

@gaughtman22

Auburn

Auburn, AL Katılım Eylül 2017
240 Takip Edilen143 Takipçiler
Nathan King
Nathan King@NathanKing247·
Alex Golesh on Auburn QB Byrum Brown and his command of the offense: "He's learning and playing at a different level. It's really slowed down for him. ... I've never been in spring ball practice 12 where every single check is in."
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Joseph G.
Joseph G.@gaughtman22·
@SenWarren @grok estimate how many jobs Elon Musk has created for the United States from all of his companies, even the ones he is no longer involved with.
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Elizabeth Warren
Elizabeth Warren@SenWarren·
Elon Musk has 6.5 MILLION times more wealth than the typical American. It’s time for a wealth tax — billionaires must pay their fair share.
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Auburn Central
Auburn Central@AUBCentral·
Cam Newton this morning to recruits and Strength/ Conditioning Coach George Courides after his personal workout with Courides at the Woltosz Football Performance Center: “If they ain’t about winning they can get out of my face and go back to where they came from. I’m tired of supporting something that’s not winning! Can you deliver that message to the parents? Especially to the parents. Before they ask for money, WE. WANT. WINNERS. That’s our restitution. We give you money, you give us wins, and if you don’t. CTRL. ALT. DELETE.”😤🦅
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The Next Round
The Next Round@NextRoundLive·
Our SEC 2026 Preseason Quarterback Rankings
The Next Round tweet media
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Joseph G.
Joseph G.@gaughtman22·
@vrexec If mortgage rates drop to ~4.8% or lower, buying usually wins and you end up with more net worth after 5 years. At today’s ~6.5% rates, renting wins by ~18% return in an example I did with a middle class home. Lower rates = less wasted interest = buying makes sense.
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VEO
VEO@vrexec·
I'm doing some back of the envelope math on buying vs renting. Say you buy a $1M house with 20% down at about 6% mortgage rate and plan to stay there for five years. Your principal paydown in the first five years is about $57,000, but you've paid about $230,000 in interest. You've also paid roughly $100,000 in property taxes, insurance, and maintenance. Say the house appreciated 2.5% every year — so when you sell it's worth about $1.13 million. Your all-in costs to sell are about 7.5% — brokerage commissions, transfer taxes, attorney fees, title insurance, and the inevitable post-inspection negotiation. On a $1.13M sale that's about $85K in fees. So you net about $1.046M. You still owe $743K on the mortgage. You walk away with about $303K in cash — your $200K down payment back, your $57K in principal, and about $46K in net profit from appreciation. Your non-recoverable costs — interest, property tax, insurance, maintenance — were about $330K over five years, or about $5,500/month. That's your effective rent. But you "made" $46K selling, or about $770/month — so your effective rent was about $4,700/month. Not bad, but you tied up $200K for five years to get there. And if appreciation was 1.5% instead of 2.5%, that net gain basically disappears and you're paying $5,400+/month in effective rent. And this assumes there's appreciation at all — and that something doesn't go wrong with your house that needs a major remodel or repair. On a five-year horizon at 6% rates, you need everything to go right on appreciation just to make ownership competitive with renting. The transaction costs eat most of your upside. What am I missing? Anything?
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Justin Hokanson
Justin Hokanson@_JHokanson·
Period 5: “Iron Bowl.” Dixieland Delight blaring.
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Chad Slade
Chad Slade@ChadSlade62·
After watching practice yesterday. I have a very good feeling about this team worked hard and locked in!! WDE
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Jon Root
Jon Root@JonnyRoot_·
NBA Legend Charles Barkley went on an EPIC rant talking about spanking/discipline “I think if you don’t spank your kids, and discipline them, they turn into some of these brats we got today.” 🔥 Spanking is Biblical: Spare the rod. Spoil the child. (🎥: @dpshow)
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Hal Baird’s Burner
Hal Baird’s Burner@HardBarn·
Going to with the students in centerfield. What an ending. What a team. Love it.
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Justin Hokanson
Justin Hokanson@_JHokanson·
Byrum Brown met with the media after Auburn’s first spring practice and already sounded like a quarterback taking ownership of the team. @AuburnOn3 SPRING CAMP SPECIAL: on3.com/teams/auburn-t…
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Joseph G.
Joseph G.@gaughtman22·
@awfulannouncing I don’t think this is an awful take. All the teams on the bubble showed that they could lose some pretty bad games. But Auburn was the only team on the bubble that had some of the biggest wins of the year. Multiple conference champions and the remaining national champions.
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Awful Announcing
Awful Announcing@awfulannouncing·
Bruce Pearl: "Auburn beat 3 champions this year. They beat Florida, they beat St. John's, and they beat Arkansas. They played the toughest schedule in the country, don't know if they were rewarded for it."
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SEC Numbers Guy
SEC Numbers Guy@secnumbersguy·
Auburn has won as many SEC Championship Games since 2010 as the following schools COMBINED: -LSU -Florida -Tennessee -Ole Miss -Texas -Oklahoma -Texas A&M -Mizzou -South Carolina -Kentucky -Vanderbilt -Arkansas -Mississippi State
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Slattdye
Slattdye@slattdye·
If bam can break Kobe record why Byrum Brown can’t win the Heisman
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Shams Charania
Shams Charania@ShamsCharania·
The NBA has cancelled the Atlanta Hawks' Magic City game promotion on March 16.
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