Gurudath Nayak

@_soniashenoy poor country discussing 40 cr. with real rate of return at zero ( 9% inflation and 9% return) 2L pm at age 40 will require 40Cr at age 60 and entire money will get over at age 90. output changes with input parameters. who is the right judge for that. @pattufreefincal

In my opinion, If you spend 1-2 lakh/month today in a metro city for a family of 4 including education and rent/ emi, You would need roughly 8-10 crore by age 60 as a retirement corpus to live comfortably. But Sandeep Jethwani of Dezerv tells me that inflation, lifestyle creep and unexpected health costs can inflate your retirement expenses much more than you think and 8-10cr is not enough. he says a family of 4 spending 1-2 lakhs per month today need a 40cr retirement corpus in 20 years to maintain a certain lifestyle. That got me thinking about how the numbers keep getting more and more unattainable and the frustration among the youth is palpable due to lack of jobs and opportunities to grow income. Whats the solution then ? reduce your expenses, cut lifestyle creep, stop comparison and decide what your definition of enough is. Thoughts ?

🇨🇳 BYD's CEO was spotted riding the subway to the Beijing Auto Show. Wang Chuanfu took Line 15 like everyone else. Runs a $150 billion company, still takes public transport. Best marketing BYD never paid for.

Hi any quick feedback on pursuing BCom. which of these work well and why in Bengaluru. Christ University OR St Joseph's college of commerce autonomous. would appreciate some views Pl.

@ndtv @lalitkjha @nazir_masoodi @VishnuNDTV @ghazalimohammad @reetksahni So Monday manic in the stock markets starts once again if the war starts. its a zero sum game with no side ready to budge.. protracted war would clearly take everyone to stone age. it takes decades to build and one war to destroy it all. #IranWar‌ #stockmarket #economy

'We have not reached an agreement with Iran': US Vice President JD Vance Lalit K Jha (@lalitkjha) joins NDTV's @nazir_masoodi, @VishnuNDTV, @ghazalimohammad and @reetksahni to share more details

@LifeAfterFI Completely agree. would go to the extent that a heavy equity portfolio (>75%) requires minimum 50x. such events of 20- 30% drawdowns with extended period of sideways movement like 2010 to 2013 can create a huge dent

FIRE based on 25x is too risky for India. Minimum 45x. 40x if you're somewhat lucky. 35x if generally frugal. 30x if you like playing Russian Roulette. Also, FIREing before you reach peak expenses (typically 40s) to compute X meaningfully, is naive.

@dmuthuk Quite agree. who has the money- dry powder to invest in this market ?. retail investor surely does not have dry powder. maybe the institutional guys will make a killing. Timing and bottom fishing will be the key..

Agreed. But I think most of the investors are left with no money to buy.

@ETNOWlive what time IST and date was this speech delivered by Trump

#WATCH | On Iran, U.S. President Donald Trump says the country’s army, navy, communications and leadership are “gone,” adding its air force has been “wiped out” and claiming all 32 Iranian ships are now “at the bottom of the ocean.” #DonaldTrump #Iran #USIranTensions #MiddleEast #Geopolitics

@Iamsamirarora how does India gain 6%. Some explanation will help.

From today's Financial Times.

@KirtanShahCFP keep counting the billions. nothing will come back in Trump regime..

Trump tariffs are now illegal! How much does the US have to pay back now? $100 - $150B?

@connectgurmeet Technically there is no 25%. it's going to be 10% + base rate already existing from Feb 24. this remains till 150 days. a formal trade deal will fix it to 18% as Trump wants it to finally happen. so it will be 18% sooner than later.Maybe March end types. PERIOD!

Tariff update -trump used sec 122 to charge 10% tariffs on all countries after Supreme Court struck down IEEPA. So for now Indian tariffs are 10% 2. trade deals to remain in place..So India eventually will get to 18% via other sections like 232, 301 etc For now it’s a temporary relief as we are at 25% currently & will pay 10%

@CoinByZerodha Hi not really. there are still bugs. Pl address it. data still to sync.

@gnayak18 Hi Gurudath, this should be fine now; please check. We're sorry for the inconvenience caused.

@CoinByZerodha coin app portfolio page blank.. Kindly have this addressed.

@Mishi_2210 If 11 is wrong , what is the right answer please

How many dots you see..?? 99.9 % will fail

@WealthEnrich 5 lacs all the way.

#Silver from here can have 2 crazy possibilities in near future: 1. Rs. 5 lakhs / kilo. 2. Rs. 60,000 / kilo. 2 x from here or 1/4 from here ! 👉 Whatz your view ❓️

@ShereenBhan @letsblinkit @SwiggyInstamart @Zepto @amazonIN where is our own #BigBasket in all of this. they can't be far behind. the oldest online grocery player and how things changed in 4 years.

Quick Commerce company #Zepto to file its confidential DRHP today. Big global and domestic investors have backed the story so far. Largely a 3 horse race with @letsblinkit @SwiggyInstamart & @zepto with the big boys like @amazonIN also in the race but choosing to play a measured game still prioritising large assortment @CNBCTV18Live @CNBCTV18News #QuickCommerce #Blinkit #Instamart

@Nithin0dha Absolutely amazing K's blog on the subject is another level of simplicity and brilliance. it's great to see that #zerodha and team always sees value in long term common good projects. kudos and carry on the good work.

In 2020, we did something very odd. Well, K (Kailash, CTO) did. He helped open-source Alar, a Kannada–English dictionary. It's a little absurd, considering we're a stockbroking company, but the project itself is one of monumental importance. The story of how Alar came to be is even more inspiring. It was essentially the life's work of one man: V. Krishna. Alar is the online version of what he had built over 40 years—researching, writing, and cataloguing more than 150,000 Kannada words and 240,000 English definitions, complete with all their attendant details. Just thinking about someone spending four decades relentlessly pursuing one single project is beyond inspiring. Oh, and he is still working on adding to the corpus. That @zerodha had even a small role to play in this is deeply gratifying. It has now been five years since Alar launched, and over two lakh people visit it every month. It also just received a major update, faster than ever. And K has been working on improving dictpress, the underlying open-source technology that powers the creation of online dictionaries includng Alar. So if, by any chance, you're obsessed with languages and dictionaries and have been wondering how to build one online, you should definitely check it out. (link in comments)

@nikhilkamathcio @elonmusk Podcast of a different level. Elon's energy is insane. extremely deep. Life,work, free speech,money, philanthropy. Deep Tech and Life changing predictions.. someone who is a net giver can only do it. massive 2 hours spent . NIKHIL as usual has cracked the code. Dhamaka USA!!

Out now @elonmusk

@nikhilkamathcio @elonmusk Internet on FIRE ! ❤ this is why NIKHIL is the OG podcaster in just 2 years.

Caption this @elonmusk

#zerodha Mutual Fund crosses Rs 10,000 crore AUM in 2 years, scales to 8+ lakh investors Zero cost on marketing 100% direct 100% passive funds ( Index /ETFs) economictimes.indiatimes.com/mf/mf-news/zer… Download Economic Times App to stay updated with Business News - etapp.onelink.me/tOvY/135dde21

@Nithin0dha @malpani Doc I have heard you in a few podcast and found you extremely intellectually sound. The remark Zerodha scam is uncalled for for the kind of service problem you were facing. it is not in the best interest for public discourse. hope u realise that.

Hi Dr, your payout requests were processed yesterday. We need to ensure, for the sake of our systems' sanity (like all other financial services firms), that we have some checks in place when clients withdraw funds As you can imagine, numerous potential issues can arise during the withdrawal process, and once funds are paid out, there is no way for us to recover them. Hence, Rs 5 crore is the threshold at which we ask customers to create tickets to withdraw.