
Hey! You can definitely buy regular gold coins if you just want to collect gold. But if you buy a regular gold coin slightly over the spot price, you usually lose that extra money when you go to sell it back. The extra cost of a Goldback simply covers the hard work and technology it takes to split an ounce of gold into tiny, exact amounts that you can actually use at the checkout counter.
There is no real 'premium' because you don't lose that extra value—you can spend them at that exact same daily exchange rate. Because they are built to be easy to spend, you don't have to trade them back for regular dollar bills first. You can use them just like regular cash for their full exchange value at thousands of stores.
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