Graham Stephan

3.7K posts

Graham Stephan banner
Graham Stephan

Graham Stephan

@GrahamStephan

Real Estate Investor, Car Enthusiast, 5M+ Subs on YouTube. Newsletter - https://t.co/UnzRcv7mqr Insta - https://t.co/LwD4Qgd2eH

Las Vegas, NV Katılım Mart 2009
167 Takip Edilen207.8K Takipçiler
Sabitlenmiş Tweet
Graham Stephan
Graham Stephan@GrahamStephan·
Hey everyone! Here's my weekly email recap of all things money – from the stock market to real estate to personal finance – with research and actionable ideas I'd love for you to join, and it's totally free :) grahamstephan.com/newsletter
English
114
66
245
294.7K
RedWave Press
RedWave Press@RedWavePress·
Kevin O’Leary absolutely TORCHES California’s proposed wealth tax: Graham Stephan: “[Jack] believes that it might be a good thing.” Kevin O’Leary: “Jack you’re going to hell for saying that.” Jack Selby: “There’s an argument to be made.” Kevin O’Leary: “No, there isn’t. It’s un-American. It will destroy the fabric of the economy. Punishing wealth and success —” “We’re going to steal your wealth just because we feel that a 10% wealth tax is appropriate.” Graham Stephan: “It’s not really stealing. It’s redistributing.” Kevin O’Leary: “You’re going to go to hell too. Both of you are going to hell. I feel sorry.” “I’ve heard that word before in Cuba, in North Korea, in Russia. They’re all sh*tholes now. How about Venezuela?... It’s a sh*thole.” Credit: YT/TheIcedCoffeeHour
English
83
648
6.4K
228.2K
Killa 🌺
Killa 🌺@KillaKreww·
Kevin O’Leary, who’s estimated to have a $400 Million net worth, got MAD at podcast hosts Graham & Jack after they suggested that there should be a wealth tax, explaining that people like Elon Musk deserve everything they get 😮👀 “You’re going to hell for saying that… It’s unamerican, it will destroy the fabric of the economy”
English
753
724
9.1K
1.4M
Graham Stephan
Graham Stephan@GrahamStephan·
How dumb could you be to seriously think a wealth tax is a good idea.
unusual_whales@unusual_whales

Senator Elizabeth Warren and more than four dozen Democratic lawmakers are renewing their push for a federal wealth tax aimed at ultra-high-net-worth households, reintroducing legislation that would apply annual levies to fortunes above $50 million. The proposal, the Ultra-Millionaire Tax Act of 2026, would impose a 2% annual tax on the net worth of households and trusts over $50 million, plus an additional 1% surtax on net worth above $1 billion, for a 3% top rate on billionaire wealth. The bill also includes a proposed 40% “exit tax” on people worth more than $50 million who renounce US citizenship, along with new IRS funding and other enforcement measures.

English
466
69
3K
437.7K
Graham Stephan
Graham Stephan@GrahamStephan·
What’s a good business idea you KNOW would work… but you’re too lazy to actually start?
English
105
11
141
90.2K
Graham Stephan
Graham Stephan@GrahamStephan·
The 4% rule works well for 30-year retirements, with a small likelihood that you’ll end with $0. For those who want financial independence much earlier (for a 40-50+ year retirements), a 3% withdrawal rate is much safer. Or 2.8% per year and you’re 99.99% likely to build generational wealth and continue growing your portfolio.
theficouple@theficouple

In case you forgot: The 4% rule has survived: - The Great Depression - Black Monday - The dot-com crash - 2008 - COVID 100 years of data says take your expenses, multiply by 25x. Get there & you're free forever.

English
50
14
296
145K
Graham Stephan
Graham Stephan@GrahamStephan·
ALSO - since they often have a lower carrying cost (thanks to that sub 3.5% mortgage), they can rent at a cheaper price to get a perfect tenant.
English
2
7
25
4.9K
Graham Stephan
Graham Stephan@GrahamStephan·
Open a @SoFi Crypto account to get your share of $100,000 in Bitcoin this week. #SoFiPartner go.sofi.com/graham
SoFi@SoFi

Every week since Feb 16, new SoFi Crypto members have split $100,000 in Bitcoin—on us. No cost to them. Now, March 31, 2026 is the final week to open a SoFi Crypto account and claim your share of $100,000 in Bitcoin. Terms apply: SoFi.com/crypto/100K Crypto is exciting—but it’s not for everyone. See if it makes sense for you. 🔁 Hit repost NOW and we’ll send you a limited-edition SoFi Crypto hat. First come, first served while supplies last. Promo terms: sofi.com/cryptorepost

English
9
14
153
40.4K
Caleb Hammer
Caleb Hammer@sircalebhammer·
MY FINANCIAL AUDIT FOLLOW-UP!! Graham and Jack deep dive into my companies finances: watch here youtu.be/juwk-hGF-NI
YouTube video
YouTube
English
10
14
288
33K
Graham Stephan
Graham Stephan@GrahamStephan·
There's no way Las Vegas sees a 60% decline from peak, unless there's a literal warhead dropped on the strip. So many people are moving in from California + Washington, plenty of people are locked in sub 3-4% mortgages, and there's a healthy influx of retirees looking for a lower cost of living. If you would say a 15-30% decline, I'd say that's believable. A long term recession / higher rates would significantly hurt values.
English
11
2
124
16K
Nicholas J. Stelzner
Nicholas J. Stelzner@stelzner_n1150·
I think the housing market will depreciate 40% in the next four years. The housing market correction will affect markets differently. Here is what I forecast for individual cities. LA - down 10% Seattle - down 8% Bay Area - down 7% Las Vegas - down 60% Phoenix - down 45% Denver - down 30% Dallas - down 40% Austin - down 50% Kansas City - down 10% Twin Cities - down 12% Chicago - down 15% Detroit - down 20% Cleveland - down 10% New York City - down 8% Boston - down 5% DMV - down 10% Nashville - down 25% Atlanta - down 20% Charlotte - down 15% Tampa - down 60% Jacksonville - down 65% Miami - down 20% The snowbird and transient cities are going to get hit the hardest in the housing correction. The coastal and flyover areas will be the most stable.
English
323
75
940
244.5K
Graham Stephan
Graham Stephan@GrahamStephan·
They paid $950k in 2021, maybe they spent $750k-$1M fixing it up? I haven’t seen before pictures. So they’re in it, all in with carrying costs, maybe $2M? I tend to think it’s worth maybe $2.4M given the square footage. I just don’t think they’d make much on this flip. But seems like they’ve been trying to rent it out. All rough numbers on my end.
English
0
0
2
468
Graham Stephan
Graham Stephan@GrahamStephan·
Renting is still cheaper than buying in every major U.S. City. Historically, renting vs buying is about balanced - with the only difference being the opportunity cost of a 5-25% down payment. Until we reach an equilibrium, it’s hard to justify buying a home in 2026…UNLESS: 1. You get a fantastic deal (I’m seeing places now sell -20%+ off list price in Las Vegas) 2. You absolutely love the home and don’t care if you overpay 3. You plan to hold it 10+ years 4. You’re rich AF and pay a premium to not have a landlord. Besides that, short term - renting still seems to be superior option while you stack cash and wait for the right opportunity / perfect house.
unusual_whales@unusual_whales

1 in 7 home sales are falling through, a record for this time of year, per Redfin.

English
37
15
341
96.9K
Graham Stephan
Graham Stephan@GrahamStephan·
@DadisFIRE Landlords exist because they bought pre-2020 and have fixed mortgages below 3%. Today’s investors are completely different.
English
3
0
3
415
Dad is FIRE 🔥
Dad is FIRE 🔥@DadisFIRE·
@GrahamStephan Renting is cheaper if you use misleading stats like averages.......since more expensive houses aren't for rent at the same frequency as less expensive homes. Common sense prevails.....landlords exist because its profitable to own.
English
1
0
4
627
Graham Stephan
Graham Stephan@GrahamStephan·
@FitFutureMD You should never buy a rental for tax purposes. Most rentals at today’s prices are horrible investments. If anything, only buy a rental if it makes sense…without the tax benefits…then, the tax benefits becoming icing on the cake.
English
0
0
10
1.3K
Nate Johnson
Nate Johnson@FitFutureMD·
@GrahamStephan right now you only buy homes to offset taxes. make 300k instead of paying 150k in taxes, you take 100k and buy a rental worth 350k. Tenant pays off the loan, you don't pay taxes and get the depreciation.
English
3
0
1
1.6K
Graham Stephan
Graham Stephan@GrahamStephan·
@pelositracker Then they'll say "Hey, so...umm...we're actually going to be raising taxes next year on all the Rich People making $100,000 per year...we really need the extra money"
English
1
1
112
23.1K
Graham Stephan
Graham Stephan@GrahamStephan·
@erickayson It's wild to think that $100M is a daily rounding error when it comes to the military budget.
English
2
0
20
19K
Humphrey Yang
Humphrey Yang@Humphreytalks·
The power of a thumbnail change. 1 year into a video I changed the thumbnail. It now has 1.4M views.
Humphrey Yang tweet media
English
14
1
203
24.6K

Keşfet

@js___tweets @RedWavePress @KillaKreww @mikepratt @SoFi @heyarnoldshots @sircalebhammer @elonmusk