Hugo Sallé de Chou

Not all yield lovers like roller coasters 📈 We’ve built @Fira_Lend for those who want to plan, anticipate — and sleep. Fixed-rate credit is now live 👇

@Fira_Lend Slightly biased — but this might be one of the most interesting reads in DeFi today ☝️

Fira's documentation and whitepaper are live. How fixed-rate lending works onchain. Why maturities matter. The full technical picture.

Fixed-rate lending is one of the most underexplored primitives in DeFi. Excited to finally share our full take on it. Whitepaper is live 👇

The DeFi meta: find the best yield, understand the strategy, open the docs, close the docs, do nothing. Multiply is for everyone who stopped at step 3.

@usualmoney IBAN is more than a bridge, it's a shortcut!

For years, getting euro stablecoins in meant going through an exchange. Exchanges were built for trading, not for connecting your bank to your money. That changes today. Every Usual account now has a dedicated IBAN. Deposit euros from any bank via SEPA and your EUR0 balance updates automatically. SEPA Instant settles in seconds. Standard SEPA settles in one to two business days. To exit, send EUR0 back over the same rail. Euros land in your bank account. The infrastructure runs on @monerium, Europe’s first licensed issuer of regulated electronic money, fully MiCA-compliant. Funds safeguarded by law. Redemption at par. No exceptions. We built this as the foundation. From here, everything Usual develops connects directly to the financial system you already use. Your euros. Your terms. usual.money/blog/from-bank….

Fintech and crypto have been solving the same problem from opposite sides for years. One had the banking rails. The other had the programmable money. Pumpkin App was on one side. @usualmoney is on the other. EUR ↔ EUR0 direct from your bank is a small but real step across the divide.

Another brick in the wall! Welcome Fira 👋

@Fira_Lend gm @Fira_Lend !

/ Welcome to Fira Onchain credit today is mostly variable. Rates move. Outcomes shift. Planning becomes guesswork. Fira exists to make credit onchain more legible. Fixed rates. Clear maturities. Market-driven pricing. Not to reinvent lending - but to give it structure

In crypto, security matters. Not just for protocols — users also need robust protection from scammers and other internet threats. Thanks @ChainPatrol for watching over us! 🛡️🚨

@usualmoney From the start @usualmoney has been all about ownership and alignment - he we are, taking it to the next level

1/ DeFi is maturing. The real question is no longer “is it decentralized?”, but “where do rights and value actually sit?”

@iamnicki15 We have an open position at @usualmoney that could be a good match! Let's talk if you want. usual.breezy.hr/p/8d05fe8cfe5f… Just DM me.

I’m starting to look for my next opportunity in crypto! I’ve spent 4 years in the Ethereum ecosystem, mostly across community, socials, and ecosystem growth. I’m strong at storytelling, social strategy, and community building, with a technical understanding. I’m hands-on, curious, and excited to keep learning from others. I care deeply about communicating products that are genuinely valuable to the ecosystem and aligned with my values around decentralization, privacy, and integrity. Working as CM for Devconnect last month reminded me how much I value high-energy teams that care about delivering and doing things well together. If you’re building something meaningful and think I could help, my DMs are open 🤍

@usualmoney Usual is growing up — this is a major step toward true decentralisation and protocol maturity.

1/ Usual is entering its next phase. Not by adding more layers, but by simplifying what already exists: governance, ownership, and how value is represented. This thread explains the direction 👇

@usualmoney don't get cold this winter, put up your brand new USD0a and stay hottt!

Another big step toward Usual V2. USD0a brings structured, delta-neutral yield to stablecoins — a powerful addition to our savings and stability stack.

If you’ve been yelling at crypto teams for bad comms… here’s your chance to do it right.

@usualmoney Yoda looks for Skywalker

Our social media is mid — i know because i’m the one posting if you’re cracked af, know your way around stables, LRTs, and yield without breaking a sweat - we need you 2 twitter accounts, our Discord, and a whole protocol comms stack link below. come take my job. (for real, i’ll hand you the keys) usual.breezy.hr/p/8d05fe8cfe5f…

If you were banned from the @UsualMoney Discord and want back in, drop your username below or DM the Usual account. We’re resetting the slate - Bringing key users back is part of getting the system in order.

@usualmoney From bootstrapping to maturity!

Vote YES if you’re done with emissions dragging down every pump. Vote YES if you want real revenue to actually matter. Vote YES if you want USUAL to scale with conviction, not inflation. UIP‑11 = tighter supply, stronger foundation, long‑term alignment. This is the upgrade that gets us ready for V2!