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1.2K posts


The biggest wealth destroyer in the UK right now is PCP car finance. People on a £32k salary will happily lock themselves into a £500/month contract for a Mercedes they will never actually own, just to sit in gridlocked traffic on the M25 and try to impress people in the lane next to them. Then they get to the office and complain that taxes are too high and the government is holding the working class down. If you put that £500 a month into an S&P 500 ISA instead of a rented German car, you'd be a millionaire by retirement. Stop blaming the Prime Minister for your own terrible capital allocation. Your car isn't an asset. It's an anchor.



Walking to the Haram when it’s already dark on the 27th or 29th….That’s how you end up praying on Ibrahim Khalil Road. Get there early.




