@coachutsav @ccg33k any way to track indigo bluchips before statement generation?
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Diligent IPO Learner
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Katılım Temmuz 2024
876 Takip Edilen333 Takipçiler
@ccg33k for Idfc indigo changes on tax payment etc from 3 to 0.5 begings from 22nd july right not immediate ?
still can pay taxes with that?
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Yes Bank Marquee devalues further 🚨
❌ Excludes certain MCCs completely from earning rewards (some of these earlier had fair usage limits)
❌ Insurance, Education, Railways, Toll, Ferry transactions now earn ZERO reward points
❌ Adds card reissuance fee of ₹199 + GST
Other fee changes also introduced effective 15 June 2026.
Full update here: yes.bank.in/pdf?name=commu…
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@AdityaD_Shah Increasing CM's and EBITDA margins trajectory.
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Swiggy:-
Quick Commerce EBIT Loss At ₹736 Cr Vs Loss Of ₹771 Cr
Siwggy is pumping in money into this business like crazy.
I mean, how does this even make sense?
Keep putting in more money into aloss making business
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@sandipsabharwal Would definitely like to know your views sir. This is not to make a contradiction to your statement, but to learn more and know different perspectives.
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@sandipsabharwal By your logic sir, if there was no concept of depreciation and all of investments in manufacturing facilities were to be booked upfront, all manufacturing companies would be laughed off by you. The losses are because of investments in instahelp, which they can't depreciate
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Amazing results from #UrbanCompany
Turnover Rs 425 Crores
Loss Rs 161 Crores ( PBT more relevant Rs 100 Crores Loss)
Crazy how Punter Fund Managers have ramped up the stock. It might not make profits anytime in the foreseeable future.
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@satyammm2403 I don't think so.. but will confirm once I get the vouchers
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IDFC launched an Indigo card promising 5% Blue Chip rewards ! Should you get it ? 👇
Check quoted post for the full features/benefits...
❌ Why not get this card? Let’s start with the negatives:
1. BlueChip Point Value: The value is dynamic, you can an value of 40P - 150P, maybe even more. (similar to Bonvoy point value)
2. The IndiGo BluChip Vouchers can be used in a single journey and cannot be clubbed with another IndiGo BluChip Voucher, which makes it less flexible. They should have allowed stacking of vouchers or adding them to wallet to make it more flexible. These vouchers can be used for self or nominees and are adjustable against the base fare. But these vouchers have value of Rs 1/- as they're adjustable fully against the base fare.
3. This card is designed for Indigo travel, They advertise 22% BlueChip on Indigo travel, but 6% are from the card, and 16% from Indigo based on tier, which you'll get from other cards too. Why to even count that ? And for 6% Bluechip, there are better cards for that - especially ones with the same fees that give 10% miles, equivalent to 20% hotel stays at Accor. [Atlas]
4. Welcome benefit/fees: The joining fee is justified by 5,000 BlueChips and a hotel voucher [3K postcard with only 3 months expiry!!), but is it really worth it? The voucher expires in 6 months, the BlueChip value isn’t ₹1, and you still need to pay GST.
5. No lounge access for a travel card? That seems like a big miss.
6. Being a co-branded premium card, you’d expect some airport perks like priority check-in, extra baggage allowance, or free seat selection. But these are missing! They should have at least borrowed these ideas from the Vistara card.
✅ Why get this card? Who is it for?
1. New Credit Card Users with no credit history: The FD option with a minimum ₹1L deposit makes this card available for free with assured approval. You get all perks (except joining benefits). However, the limit will only be ₹1L/FD equivalent. Still, given that you don’t pay ₹5,000 and can enjoy the full features with a ₹1L FD - it’s quite interesting. You also get 3000 Indigo BlueChips on 1L Spends and milestones !
2. Dual Network Benefit: It comes with a RuPay card - so you can use it for daily UPI spends and earn 0.5% BlueChips, plus milestone benefits of an additional 2%. That’s a total of 2.5% BlueChips on UPI !
3. Great for government spends: Since government spends are considered general spends, you earn 5% BlueChips - for paying taxes and similar expenses.
4. Good for excluded categories: For spends like insurance, rent, and wallets, you still get 2.5% BlueChips.
5. Low forex markup: At just 1.49%, it can be used easily for international trips. With no exclusions and reward rates between 2.5%–5% BlueChips, you’ll still come out ahead.
🔍 My Verdict
❌ As a core Indigo or a travel card: 👎 Misses too many essentials.
✅As a excluded category use card: 👍 Great for government spends, rent, insurance, wallet..
✅ Heavy UPI on CC users!
✅ For those super high spenders who want to distribute their spends across various banks and avoid spending more than 10L per bank/card
✅ For new users with FD option: one of the best "starter cards" in the market.
If you're looking to get this card, you can use my link to apply, Its issued instantly if you already hold an IDFC Credit card with the same floating limit :
bitli.in/ox5IlU4
❤️ | 🔖 | ♻️
#CCGeek #CreditCards #CCGeeks #TravelOnPoints
Akash@ccg33k
🆕💳 #Indigo IDFC First Dual Credit Card! (Reward Rate => 5% Bluechips! & No Exclusions!! ) Vouchers/benefits on joining & annual fee: 🔸Unsecured: ₹4,999 fee = 5,000 BluChips + meal voucher + EazyDiner + Postcard Hotel vouchers 🔸 Secured: ₹1L FD = no fee + EazyDiner + Postcard Hotel vouchers Key Feature Highlights: 🔹 Earn IndiGo BluChips on all spends (excl. EMI, ATM) - redeem for flights ✅ 🔹6 BluChips/₹100 on flight bookings via IndiGo app/website (up to 16 BluChips for higher loyalty tiers) 🔹0.5 BluChips/₹100 on rent, wallet, utility, insurance, fuel, UPI✅ 🔹3 BluChips/₹100 on everything else. => 3% Rate✅ 🔹3000 BluChips activation bonus on ₹1L spend in 90 days✅ 🔹25,000 BluChips annual milestone bonus (across 5 slabs: ₹2L/₹5L/₹8L/₹10L/₹12L; 5K each) => 2% Rate 🔹2 Cards, 2 Networks: Mastercard + RuPay (for Intl, Domestic, UPI) 🔹Low forex markup: 1.49% on international spends 🔹Exclusions: no rewards on cash/EMI 🔹Trip Cancellation Insurance: Up to ₹25,000/year on flights/hotels Verdict : ✅ Reward rate and Milestones are very similar to IDFC Vistara, ✅ Continues to give points on Government Spends ✅ Will be instantly issued if you already hold an IDFC Credit cards as a floater (Shared Limit) ✅ Also available with 1L FD (Secured card) - Can be an amazing first card for those starting their CC journey ❌ The only drawback is low value of Bluechip which often floats around 0.4-0.6 - But that's pretty much close to what we have for Air India too ? We'll have to wait and see... Looks like another winner from IDFC First Bank! #CCGeeks & Indigo Loyalists, What do you think about the card and the Bluechips ? 📧 Comment Below ! ❤️ | 🔖 | ♻️ - Share with fellow #ccgeeks #CCGeek #CreditCards #TravelOnPoints #IDFCFirstBank
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This is news to me ? Can anybody else confirm too if gst / tax payments rewarded by kotak solitaire?
#ccgeeks
Shivam@shivamutd
@RakshitSomani If eligible go for the Kotak Solitaire. Its the best card for tax payments.
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@rhoeshan Hi does the indigo idfc card still give 3% on gst and it payments?
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My First Real Mistake in My Credit Card Journey 💳
I do a quarterly audit of all my credit card spends and reward points.
This time, I found something painful.
On my BizBlack card, I didn’t receive the 7,500 bonus points in March 2026… despite spending over ₹2L.
Confused, I went back one statement cycle.
And there it was.
₹49,343.69
That’s what I spent in the previous cycle.
The requirement?
₹50,000.
I missed it by ₹656…
…and that cost me 7,500 points 😭
No partial credit. No grace. Just zero.
Sometimes mistakes happen.
But this one… was a tough pill to swallow.
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💳 Spent ₹10.54L on taxes using IDFC First IndiGo Card
✈️ Earned 31,628 BluChips = ~3% return
🔥 On top of that:
🎁 4 milestone vouchers (₹5,000 each) = another ~2% benefit
👉 Effective return: ~5% back on unavoidable spends like taxes 💯
No-nonsense. High-value. Straightforward.
Apply here: bitlii.cc/en/KdM3Xr
#ccgeek #ccgeeks
CA. Roshan Agarwal@rhoeshan
New Launch: IndiGo × IDFC FIRST Dual Credit Card 🚀 Two variants. One powerful travel card. ✈️ Apply now: bitlii.cc/en/KdM3Xr Joining/Annual Benefits: 🔹 Unsecured (₹4,999 fee): 5,000 BluChips + Meal + EazyDiner + Postcard Hotel Vouchers (₹5,898.82 Fee charged upfront interestingly; smart move IDFC 😉) 🔹 Secured (₹1L FD): Zero fee + EazyDiner + Postcard Hotel Vouchers Why It Stands Out: Earn BluChips on every spend (except EMI/ATM) – No usual exclusions 💥 6 BluChips/₹100 on IndiGo bookings (tier benefits up to 16 BluChips) 3 BluChips/₹100 on all other spends = 3% rate 0.5 BluChips on rent, utilities, fuel, UPI, wallets Accor x Indigo partnership soon! ;) H/t: @aman6490 Annual milestone bonus: 25K BluChips across slabs (worth 2%) 3K BluChips on ₹1L in 90 days 1.49% forex markup 🌏 2 Cards: Mastercard + RuPay (UPI + Intl) Trip Cancellation Cover up to ₹25K/yr ✨ Instant issuance if you already have IDFC cards (shared limit) ✨ Secured FD route = best starter card option Reward structure close to IDFC Vistara, but not as good as the former. Apply now: bitlii.cc/en/KdM3Xr #CreditCardIndia #TravelHacks #CCGeek #IDFCIndigo
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Flipkart 100%+ Coinback on multiple categories 🪙🔥
Home Improvement: fktr.in/sLkw2Wk
Home Furnishing: fktr.in/jYO56g7
Home Decor: fktr.in/AceOWLX
Brands like Jockey, MyTrident, Philips Lighting, Havells, Jaquar available.
Use SuperCoins for flight redemptions on cleartrip 1:1 or transfer to partners !
⚠️ Important notes (read before buying):
=> Each product must explicitly show "100% Coinback / SuperCoins" on the product page.
=> Inclusions can change dynamically - double-check before checkout.
=> SuperCoins have short expiry, so buy only what you actually need.
=> App shows super coins offer clearly instead of browser
Some more links in comments 👇
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Read this thread step by step
So IndiGo has loyalty program - BluChip
I have their IDFC First IndiGo Credit Card
Got ₹3000 Voucher on spends of ₹1 Lakhs and another ₹5000 Voucher on the next ₹1 Lakh.
So, total ₹8000 worth of IndiGo vouchers on spends of ₹2 Lakhs.
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🚨 Booked an IndiGo Flight For Free Today
This is Kind of Underrated Redemption
Revenue Ticket Was Around ₹9000
Paid Just 4900 BluChips and Some Taxes
Here's How You Can Check and Save Money 👇
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@Ravisutanjani these vouchers 3000/5000 have an expiry?
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@suritalreja @AmazingCreditC i think we should get 3%. they have not mentioned govt payments in the 0.5% category
Pls correct me if wrong
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@AmazingCreditC Do we get rewards on tax and GST payment?
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IDFC FIRST launches Indigo Credit Card!
🤝Available on Mastercard & RuPay (dual card)
🎯Milestone & activation perks + more
💰Annual/Joining Fee: ₹4,999 + GST
🏦Zero joining fee for FD-backed cards (Min FD: ₹1L)
More details 👇
Amazing Credit Cards@AmazingCreditC
💳✈️ IndiGo × IDFC FIRST Bank Co-branded Cards •Dual network: MasterCard + RuPay •Fees: ₹4,999 + GST (unsecured) / LTF with ₹1L FD •Rewards: 6 BlueChips (IndiGo app/web), 3 on dining & entertainment, 0.5 on rent & wallets •Milestone perks: IndiGo Bluechip vouchers
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@SartanparaYash Hi have messaged you
To add me in the equitas selfe cc users group
Pls respond
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The Canara Bank account is a must have for people who are looking for the Rupay select debit card.
Fast online process now.
Zero non maintenance charges.
Multiple DC possible IYKYK
Read the whole process in the quoted post.
Yash Sartanpara@SartanparaYash
Looking for a card with Rupay select benefits with minimal hassle?? Here is a Detailed thread for you based on a personal experience - Behold Canara Rupay select debit card. 2k MAB Account can be opened online. 1k + gst debit card fees. Read further to know the process -
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@ccg33k Getting unlimited on Grocery, dining and utility.
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Equitas Selfe is a dark horse. It’s a first-year-free card that gives uncapped 10% back (Diamond Tier) on certain categories like Apparel (think gold via Ajio), Utilities (yes, wtf !? ), Dining, Taxi, and Groceries (capped to 20K spends). You can choose 2 categories based on your expenses.
No other card gives this kind of multiplier, that too uncapped, and that too for a free card. (This is not just free, you get ₹1K back, lol)
If that wasn’t enough, there are milestone rewards of up to ₹15.5K/year on top of all rewards (₹1L/month spends required).
Last day today to apply and complete VKYC to grab a ₹1,000 Amazon voucher for applying for an Equitas card.
Apply here :
selfeloans-web.equitas.bank.in/cc?Tpp=EQINTMK…
Note: It may show a ₹1,000 fee during application, but it’s waived (also mentioned on the official product website). You can choose a RuPay card over Visa to get 2% UPI benefits too, which makes it easier to reach milestones. You can only hold one card from Equitas bank as per current rules.
If you’re salaried, don’t skip this. (Self-employed folks can try offline via a branch.)
♻️ Share it with salaried friends looking for a great card
Gold Deals 🪙@GoldDealsIndia
🪙 Equitas Selfe Credit Card – 10% Back Card for your Gold Deals - UNCAPPED ! Most cards cap out at 5% with caps, This one can deliver flat 10% returns + upto 15.5K vouchers with Diamond tier.. 👉 Apply (100% digital, no bank account needed - SALARIED Folks only): selfeloans-web.equitas.bank.in/cc?Tpp=EQINTMK… Also additional 1000 Amazon Voucher is on offer if you complete their VKYC till 28th Feb and get the card activated within 30 days !! 🔁 How rewards work ✅ Base earn: => 2 points / ₹100 on all spends 🚀 BUT there is 5X rewards: => 10 points / ₹100 on any 2 categories you choose 🎯 Choose ANY 2 categories (Check Screenshot for MCC Mapping) 👕 Apparel – Myntra / Ajio / Swiggy 💡 Utility – mobile, broadband, electricity, gas 🍽️ Dining – restaurants, cafes 🛒 Grocery – supermarkets & quick commerce ⚠️ Cap: 2,000 points/month 🚕 Taxi – Uber, Ola 👉 Best combos for most people: Apparel + Utilities 💎Redemption Point value => Normal tier → ₹0.35 per point => Diamond tier → ₹1 per point 👉 Same points earned. Redemption value changes by tier. Pro Tip : Accumulate, and redeem when you turn diamond ! 💎 Diamond Tier To hit Diamond: => ₹3L spend in a quarter (₹1L/month) At Diamond: ✅ 1 point = ₹1 ✅ Unlimited airport lounge access ✅ Golf access (up to 20/quarter) 🎁 Diamond perks (₹15K+ value) • Amazon vouchers – ₹1,500 / quarter => ₹6000/ year • Movie tickets – ₹750 / quarter => ₹3,000/year • Flight voucher – ₹3,000 / year => MMT voucher not restricted to flights ;) • Hotel voucher – ₹3,500 / year => MMT voucher not restricted to hotels ;) ✈️ Redeem for Cashback | Vouchers | Flights | Hotels 💸 Fees • Joining fee : First Year Free ! • Annual fee: ₹1,000 + GST • Fee waived on ₹2.4L yearly spend 📺 OTT Bonus Pick any 2: Amazon Prime | Jio Hotstar | SonyLIV | Zee5 | Discovery+ 10% back + upto ₹15500 free perks every year + 1000 Amazon Pay joining bonus for a Free card... Do not miss this :) 👉 Apply via my referral here: selfeloans-web.equitas.bank.in/cc?Tpp=EQINTMK… (Salaried folks only)
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