James Hall

100 new followers in the past couple of days — thank you! 🙏 For those who are new here, I’m James (@itsjameshall). I’m a 35-year-old dad of two young boys, based in the UK, and completely obsessed with building wealth. I share the exact systems, lessons, and tips I’ve learned on controlling spending, automating investing, and compounding money — all with the goal of helping others (especially young professionals) reach financial freedom faster… while still having fun along the way. I also write longer threads and a newsletter. If that sounds useful, you can sign up here: jameshall.kit.com/Excited to connect with more people on the same journey. Drop a reply and tell me a bit about you 👇 Looking forward to the journey ahead 🚀

@RockyPsionics A good chunk is equity in my home yes. I've bought 3 properties in this time (sold 2). I've worked hard to pay down the mortgage and borrowed sensible amounts over shorter duration than normal and added equity during each move.

@ItsJamesHall A chunk of that is likely property appreciation which can quickly turn south as can be seen in the SE of England

Today at 35 years old, I sit at over £700k net worth. 10 years ago I was close to £0. Here are my 16 steps I've taken to get there. I hope they are helpful to someone ↓

@KorayChelikhan Thank you, I'm trying!

@ItsJamesHall Very inspiring and I’m sure you are hoping a lot of people!

@Sausageland It's a risk for sure. You'd like to think they would go up over time, but never guaranteed.

@ItsJamesHall Depends as not all stocks go up in value. I was gifted RSUs when I started a job, they fell in value once they had reached the vesting dates.

UK Share Incentive Plan (SIP) participants saved £370 million in tax/NIC last year. The other 71% left free shares & employer matching on the table. If your employer is offering a SIP, it's a no-brainer for building wealth. Agree or disagree?

@LordLKilo Thank you 🙏

@ItsJamesHall Agree & congrats man! Definitely a strong position to be in!

@BulloughKyleb Not according to @grok

@ItsJamesHall 10,000? I thought it was less than 6,000

10,000 Brits have become ISA millionaires. But only 26% of UK adults even have a Stocks & Shares ISA. Anyone serious about building wealth should be investing in a S&S ISA. Agree or disagree?

@financefraz Agreed. You realise we dont actually need that much!

@ItsJamesHall the first is so important!! the 24/48hr rule!

5 questions to ask yourself before any big purchase: 1. Do I need this or is it a temporary want? 2. Does this align with my goals and values? 3. What else could this money be doing for me? 4. Will I still be happy with this purchase in 30 days? 5. Can I afford this without affecting my emergency fund? Save this post. Next time you buy something, answer all 5 and see how much you really want it.

@GMFinX You're welcome. Hope it helps 💪

@ItsJamesHall Thanks for sharing mate, I am taking similar steps and hopefully my journey ends up similar to yours

The Bank of England has confirmed today they will hold the UK base rate at 3.75%. What does this mean for Brits? ✅ Low fixed mortgage: good 😐 Variable mortgage: rate stays the same 😐 Cash ISA/savings: interest rate stays similar ❌ New borrowing: not getting cheaper ❌ Big variable mortgage: bad (higher costs persist) ❌ New home buyer: bad (affordability tough) Stability for now. But not much help for those wanting to borrow. If your mortgage is coming up for renewal, would you go fixed or variable? 👇

@misreadmarkets Thanks, and yeh you know it!

@ItsJamesHall Awesome list! And congrats on the run. More to come for sure

Building wealth isn't always about income. Its about spending less than you earn, avoiding high-interest debt on liabilities, investing consistently. Wealth can be built at any income level. It might be boring, but it works.

1,300 followers and growing 📈 Grateful for every single one of you who follows, engages, and supports. We're building wealth while working 9-5s and raising a family — and I'm sharing the exact lessons, frameworks & systems that are actually moving the needle. If you're on the same journey, follow along. We’re just getting started 💪🚀

@baileyinvests Thanks, Bailey. We're only just getting started 💪

@ItsJamesHall Very impressive numbers James!

@brandononchain Thanks, Brandon.

@ItsJamesHall Congrats man

100 new followers in the past couple of days — thank you! 🙏 For those who are new here, I’m James (@itsjameshall). I’m a 35-year-old dad of two young boys, based in the UK, and completely obsessed with building wealth. I share the exact systems, lessons, and tips I’ve learned on controlling spending, automating investing, and compounding money — all with the goal of helping others (especially young professionals) reach financial freedom faster… while still having fun along the way. I also write longer threads and a newsletter. If that sounds useful, you can sign up here: jameshall.kit.com/Excited to connect with more people on the same journey. Drop a reply and tell me a bit about you 👇 Looking forward to the journey ahead 🚀

@AshyCompounds Thanks, Ashy. We're only just getting started 💪

@ItsJamesHall Great thread James. And well done on what you have accomplished!

@MJSoup Love it, look forward to following the journey

@ItsJamesHall Loving build wealth and sharing ideas about money Currently build a multi 7-figure lifestyle biz

If you liked this and want to read more, drop me a follow 👉@itsjameshall And get some deeper dives in my newsletter 👉jameshall.kit.com

Audit: 15. Set up a monthly tracker on spending, investing and net worth to stay on track 16. Try and grow net worth by at least 1% every month (you’ll be amazed at how quick it grows)