Jason Rosen

What did we learn from the last financial crisis? That relying too heavily on any one signal (like credit scores) can break the system. This time, we have options. Cash flow data offers a broader lens. Come learn how to use it from @jasrosen (Founder & CEO, @GetPrismData) and Martin Kleinbard (Granular Fintech) on June 24th. Register here: network.fintechtakes.com/events/e6073e9…

If it feels like we've been talking about cash flow underwriting for a long time, you're not wrong. However, despite all the discussion about its theoretical value, there's almost no data out there about how modern cash flow underwriting actually works or where, specifically, it adds value in the risk underwriting process. Until now. I was delighted to get the opportunity to partner with @GetPrismData on today's @FintechTakes sponsored deep dive essay - EVERYTHING YOU EVER WANTED TO KNOW ABOUT CASH FLOW UNDERWRITING BUT WERE AFRAID TO ASK fintechtakes.com/articles/2024-…

As open banking accelerates, @GetPrismData is using real-time financial data to give millions of people access to credit while helping banks make smarter lending decisions. @vishalvasishth/5158dcf46119" target="_blank" rel="nofollow noopener">medium.com/@vishalvasisht…

Today's @CFPB 1033 proposal is a win for consumers and an important step for our industry. Strong personal financial data rights will benefit hundreds of millions of people, providing them with more choice and control over their financial lives. consumerfinance.gov/about-us/newsr…

@AlexH_Johnson @workweekinc @arihappywick @FintechTakes Quite an honor! Credit to the great @dmcgco who designed the logos for both @petal and @GetPrismData

I asked my brilliant @workweekinc colleague @arihappywick to re-rank fintech logos for today’s @FintechTakes newsletter. My apologies, in advance, to everyone who will be offended by this transparently silly and subjective exercise! workweek.com/2023/05/22/re-…

Honored to participate in this important dialogue with the @CFPB this week, and hopeful for the creation of an open, robust, and consumer-friendly financial data ecosystem.

Fintech predictions for 2023!

New cash flow based scoring model released. The sooner society leaves credit history models like FICO and embraces more accurate and equitable models the better we will all be. prweb.com/releases/2022/…

This is a great opportunity to work with one of the best

My favorite NuBank earnings slide. The power of serving the under-served is you learn how to underwrite them way better than anyone else. Underwriting the affluent is a commodity - but the gap btn Nu and Market widens significantly as you move down the pyramid

@AlexH_Johnson @FintechTakes 👏

If you've seen the movie "My Cousin Vinny" and you didn't like it, stop reading. If you haven't seen the movie, go do that and then come back here. If you've seen it and enjoyed it, proceed to this @FintechTakes essay with my blessing: workweek.com/2022/10/29/alt…

@ceonyc 🫡

Proud to see @petal featured alongside some seriously world-changing companies in this year's Fintech 250 cbinsights.com/research/repor…

@BrianYormak @pitdesi 👋 @pitdesi would love to take a look

@pitdesi @jasrosen

Have a small allocation in a round we are leading; looking for former or current operators in consumer fintech that are known for working with top talent and open to being a periodic sounding board. Big plus if they are strong when it comes to driving product demand.

@jmj @getportabl

Our biggest breakthrough at Tinder in the early days (besides the swipe) was adding Facebook sign-in for onboarding & auto-populating profiles. Radically improved every top of funnel metric. Seeing this is why I’m sure we need similar authentication options in crypto.

@AlexH_Johnson @adoboaubreyne @FintechTakes @dmcgco deserves the credit!

@adoboaubreyne @FintechTakes Cc: @jasrosen

LOOK AWAY FINTECH MARKETERS! AVERT YOUR EYES!!! -------------------------- I ranked the 30 best fintech logos in today's @FintechTakes essay. Logos are deeply subjective and so are these rankings (so don't @ me if you're mad). Enjoy! workweek.com/2022/07/21/fin…

One-size-fits-all credit card rewards are a thing of the past. Excited to launch our new personalized rewards program at @Petal, with 2-10% cash back, and more, across tens of thousands of local merchants and national brands. petalcard.com/blog/introduci…

I’m excited for this conversation with @jasonbgross, Sarah Davies, Ph.D. , Shawn Princell , Chris McKay where we’ll catch up on new developments w cash-flow data and some of the new cash-flow analytics and scores. Join us for the first panel discussion to…lnkd.in/gumFJhmm

@dmcgco @petal Now you’re making me feel old

Still cool seeing a brand I designed 4+ years ago living and evolving out in the world. Looking good @petal

@tristajaye I noticed this first with Obama. Must poll well.

presidents LOVE saying “folks”