Jenny
200 posts

Jenny
@jennifffa
Head of creative @Blokhaus Prev: @tezos @wearebreaker @SSandK
Brooklyn, New York Katılım Ocak 2011
500 Takip Edilen165 Takipçiler

Love to see a @StaplesStores popping off. Art students printing, real estate agents signing, paper, pens, novelty desk decor, ink & toner, small kitchen office appliances, responsible battery recycle drop off, LANDLINES. Let’s make stuff, people!!
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Jenny retweetledi
Jenny retweetledi

Proud to launch @buynyctoken, a new token built to fight the rapid spread of antisemitism and anti-Americanism across this country and now in New York City.
Now live at BuyNYCtoken.com
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COMMANDER: We’re fighting for freedom. And part of that freedom… is the freedom to retire with dignity. So we’re going to start accounts called 401(k)s.
SOLDIER 1: What’s a 401(k)?
COMMANDER: It’s a retirement account. You put money in, it grows tax-free, you take it out when you’re old.
SOLDIER 2: So I don’t pay taxes on it?
COMMANDER: Well, you pay taxes later. When you withdraw.
SOLDIER 2: So it’s not tax-free.
COMMANDER: It’s…tax-deferred.
SOLDIER 2: What’s the difference?
COMMANDER: You pay taxes later instead of now.
SOLDIER 1: What if I want to pay taxes now?
COMMANDER: Then you do a Roth 401(k).
SOLDIER 3: What’s a Roth?
COMMANDER: You pay taxes now, and it grows tax-free.
SOLDIER 2: That’s what I thought the first one was.
COMMANDER: No, the first one you pay taxes later.
SOLDIER 1: Which one’s better?
COMMANDER: Depends on your tax bracket in retirement.
SOLDIER 1: …How would I…know that?
COMMANDER: You don’t. You just guess.
⸻
SOLDIER 4: What if I don’t have a 401(k) through my employer?
COMMANDER: Then you open an IRA.
SOLDIER 4: What’s the difference?
COMMANDER: One’s through your job, one’s on your own.
SOLDIER 4: Can I have both?
COMMANDER: Yes.
SOLDIER 4: Should I?
COMMANDER: Maybe.
SOLDIER 3: Can I do a Roth IRA?
COMMANDER: Only if you make under a certain amount.
SOLDIER 3: What’s the limit?
COMMANDER: Changes every year.
SOLDIER 2: What if I make too much?
COMMANDER: Then you do a backdoor Roth by putting it in a Traditonal first.
SOLDIER 2: …Is that legal?
COMMANDER: Surprisingly, yes.
SOLDIER 1: What’s a backdoor Roth?
COMMANDER: You contribute to a traditional IRA, then convert it to a Roth…but watch out for “pro rata”.
SOLDIER 1: Why wouldn’t I just contribute to the Roth directly?
COMMANDER: Because you make too much money.
SOLDIER 1: But this way I can?
COMMANDER: Yes.
SOLDIER 1: That feels like a loophole.
COMMANDER: It is. But the IRS is cool with it.
⸻
SOLDIER 5: I just changed battalions. What do I do with my old 401(k)?
COMMANDER: You roll it over.
SOLDIER 5: Into what?
COMMANDER: An IRA. Or your new 401(k). Depends.
SOLDIER 5: On what?
COMMANDER: The funds. The fees. Whether your new plan accepts rollovers.
SOLDIER 5: What if I just take the money out?
COMMANDER: You’ll pay taxes plus a 10% penalty.
SOLDIER 5: What if I’m 59?
COMMANDER: Penalty.
SOLDIER 5: 59 and a half?
COMMANDER: No penalty.
SOLDIER 5: …The half matters?
COMMANDER: The half matters.
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SOLDIER 3: What’s a mega backdoor Roth?
COMMANDER: Okay. So. Your 401(k) has a limit of how much you can contribute.
SOLDIER 3: Right.
COMMANDER: But the total limit including employer contributions is higher.
SOLDIER 3: Okay…
COMMANDER: So if your plan allows ~after-tax~ contributions, you can put in more, then convert that to Roth.
SOLDIER 3: Does my plan allow that?
COMMANDER: I don’t know. You have to ask Betsy.
SOLDIER 3: Will Betsy know?
COMMANDER: Probably not.
⸻
SOLDIER 2: Can I deduct my IRA contribution on my taxes?
COMMANDER: Are you covered by a retirement plan at work?
SOLDIER 2: Yes.
COMMANDER: Then only if you make under a certain amount per year.
SOLDIER 2: What’s the amount?
COMMANDER: Depends if you’re married.
SOLDIER 2: What if my wife has a plan but I don’t?
COMMANDER: Different limit.
SOLDIER 2: What if neither of us has a plan?
COMMANDER: Full deduction.
SOLDIER 2: So it’s better to not have a 401(k)?
COMMANDER: No…
⸻
SOLDIER 1: Can I just keep my money in a sock?
COMMANDER: You could. But inflation will slowly destroy it.
SOLDIER 1: What’s inflation?
COMMANDER: (sighs)…

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@ArtofConviction Abundance broke attention. Focus is the feature people miss. We have to design for it more than ever.
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1/13/26 Turkey Princess Astoria flew up at the same time as yesterday. 5:14pm . But this time she flew up near the entrance of the park to the tree east of the Carousel. Just watch her make that left turn in the middle of her flight. She’s just amazing . #birdcpp 🙏🦃❤️👏
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@Meg_Hughes Fellow cap 🙋♀️ listened to the article vo (at 1.75 speed) love it!
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My first post covering topics on neurological responses to every day challenges is out. Bonus voice over lol
If this resonates, I would love to hear your thoughts. bit.ly/4qkwSDt

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my top hack for when you’re in a meeting that feels stalled out:
“okay let’s make it.”
the wireframe. the outline. the product flow. the event schedule. whatever it is.
just spend 5-10 minutes jotting down the thing in front of everyone’s eyes.
chances are you were missing critical assumptions or people had completely different ideas about the topic.
it’s tempting to keep meetings in the realm of “alignment” and “strategy” but most of the time to won’t get the clarity you need until you make the thing.
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Jenny retweetledi

Someone just won 100K $algo! A fancy e-bike! A 5-night vaca! All thanks to trying out some on-chain apps & the power of randomness! Not a bad Tuesday.
#algorand
Algorand Foundation@AlgoFoundation
Algoland VRF livestream: Biggest VRF in Algorand History! x.com/i/broadcasts/1…
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