Joel Winston

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Joel Winston

Joel Winston

@joelwinston

5G lawyer. Former deputy attorney general in Trenton. Once called “the military advisor to our credit report battle.” Fighting for fairness for all!

Pittsburgh, PA Katılım Temmuz 2009
1.6K Takip Edilen2.5K Takipçiler
Joel Winston
Joel Winston@joelwinston·
“In January, the administration admitted in court that DOGE workers had unauthorized access to sensitive SSA data, shared SSA data” and engaged other activities, “including signing a ‘voter data agreement’ with a political advocacy group. That litigation is ongoing.”
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Joel Winston
Joel Winston@joelwinston·
“The Social Security Administration maintains records on hundreds of millions of people — including health diagnoses, income, banking information, familial relationships and personal biographic data.”
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Joel Winston
Joel Winston@joelwinston·
One DOGE bro with a thumb drive stole the personal information of every living and dead person in the Social Security Administration Masterfiles. It’s easily the Largest Data Breach in American History. Bro accidentally demonstrated peak government efficiency. 10/10.
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Joel Winston
Joel Winston@joelwinston·
A “credit score” is a number compiled from a credit report file. The credit score may be the single most influential, critical piece of information associated with a consumer’s file at a credit reporting agency.
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Joel Winston
Joel Winston@joelwinston·
What are specialty consumer reporting agencies and what types of information do they collect? - Banking history - Housing rental history - Car insurance claims & driving activity - Property insurance claims - Employment history - Medical records consumerfinance.gov/ask-cfpb/what-…
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Joel Winston
Joel Winston@joelwinston·
Ebenezer Scrooge famously hated the poor, but even he never created the FICO Resilience Index credit score for financial institutions to “rank-order consumers by their sensitivity to a future economic downturn.” myfico.com/credit-educati…
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Sun Sentinel Opinion
Sun Sentinel Opinion@SoFlaOpinion·
A little-known surveillance tool used by ICE will take your photograph and add it to the agency's databases for 15 years. Refusal is not an option. trib.al/LkJr2ej
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Lina Khan
Lina Khan@linamkhan·
Today @FTC announced an action against General Motors for collecting and selling drivers’ precise geolocation data and driving behavior information from millions of vehicles—data that can be used to set insurance rates—without obtaining consent. ftc.gov/news-events/ne…
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Ellen Nakashima
Ellen Nakashima@nakashimae·
The intruders are still in the networks. Booting them out could involve physically replacing "thousands and thousands" of outdated routers and switches, he said. 3/
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Erie
Erie@Erie·
“Navient, formerly known as Sallie Mae, will be banned from ever directly servicing federal student loans.”
Rohit Chopra@ChopraUSA

Today, @CFPB is ordering @Navient to pay $120 million in refunds and penalties for its wide-ranging student loan servicing failures. More importantly, Navient, formerly known as Sallie Mae, will be banned from ever directly servicing federal student loans. consumerfinance.gov/about-us/newsr…

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Joel Winston
Joel Winston@joelwinston·
Uninsured? Zelle is wholly-owned by America's largest banks, including Bank of America, Capital One, JPMorgan Chase, PNC Bank, Truist (BB&T/ SunTrust), U.S. Bank and Wells Fargo. Approx 80% of the US population has Zelle connected through their banking app.
Luke Goldstein@lukewgoldstein

Over a third of GenZ and Millenials are using "peer to peer" fintech, digital banks -- PayPal, Venmo, Cash app, Zelle etc. -- as their primary checking account provider. That's nearly a trillion dollars in total of completely uninsured deposits.

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Lindsay Owens
Lindsay Owens@owenslindsay1·
🧵Ok I'm someone who has followed the @RealPage price fixing conspiracy in the rental market closely, but this weekend I read the full @TheJusticeDept complaint and my jaw hit the floor. This was flagrant, far reaching and deliberate. Let's dig in. 1/7 justice.gov/opa/pr/justice…
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Sandeep Vaheesan
Sandeep Vaheesan@sandeepvaheesan·
According to the attorney general of D.C., 60% of large apartment buildings in the city and 90% in the metro area are part of the RealPage-coordinated rent-fixing scheme. This collusion is likely a major contributor to the local housing crisis. oag.dc.gov/release/attorn…
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