Jesús Irais González Romero

When a lender enters a competitive market, the balance breaks. One firm borrows to gain an edge → rivals borrow defensively to survive → soon everyone is leveraged. What started as optional advantage becomes mandatory debt. Result: a growing share of everyone’s revenue now flows to interest payments instead of profits or growth. Competitors trapped in a debt spiral they can’t exit.

It’s easy, especially in today’s society, to point the finger at the big bad, predatory lender in these situations… However, I find it difficult to find fault with the lender when they are merely offering a product to a consumer and it is the consumer themselves making the decision to apply for the product… If anything, this article points to the horrendous job we have done, as a society, in making sure that everyone is taught basic money management skills in school…

The Flex Loan, a new type of payday loan pioneered by Advance Financial in Tennessee, allows residents to borrow up to $4,000 at a 279.5% interest rate. It has burdened low-income borrowers while generating huge profits for lenders. propublica.org/article/flex-l…

@Heliouz__ Consideraste el intercambio?

Todos muy contentos con el álbum del mundial pero es que no saben que completarlo cuesta $34,250 pesos. Simulé a 8,000 personas: la mitad de ellas van a completar el album con $25,350 pero para asegurarlo necesitas soltar 34k pesototes. Asi que digan ustedes "gasto hormiga" ...

@real__serge @thekitze It got me on the first half ngl

@thekitze AGI confirmed. Humanity can safely retire now.

gpt 5.5 might be agi

@cam1223334 @hayasaka_aryan Yeah… saying that there is going to be a bomb might be crossing the line

@laygr @hayasaka_aryan It’s not about who she asked to bomb, it’s about what she said in relations to drop bombs on government property.

Imagine going to jail over a joke this lame, and then they wonder why people think Israel runs the country

@cam1223334 @hayasaka_aryan Why would Netanyahu follow her instructions. So stupid to pretend the threat is real.

@hayasaka_aryan It’s an active bomb threat… she deserves a sentence. Don’t make an a bomb threat and you won’t face consequences. Free speech absolutely limits terrorism speech, in almost every sensible way.

@aguamalabebe @jocmanuel10 @cebichincondesa

@jocmanuel10 @laygr @cebichincondesa Mimimi mi mimimi … puto

Se les dijo que van por las AFORES y respondieron que exagerábamos. ¿Ustedes creen que “solo tomarán 30% para inversión productiva”? YA SE ACABARON TODOS LOS FONDOS Y FIDEICOMISOS y las calificadoras están alertas por el nivel de deuda. ¡Van por todo!

@jocmanuel10 @cebichincondesa Como sabes?

@cebichincondesa Es puto masón de mierda, que vaya a su lógia a tomar dinero.

@TimurNegru Why are they selling?

Someone is selling a fully operational winery in Tuscany for €750k ($864k). 9 hectares (22 acres) of land in total. 3 established vineyard hectares, 1 of mature olive trees producing certified organic olive oil, and 5 of cultivated farmland. It already produces 9 wine labels and generates around €50k a year, selling locally only. The winery crafts 4 reds, 3 whites, 1 rosé and 1 passito. The fully equipped cellar and all the machinery are included, so it's a full business that's already running. Above the cellar there's a 3-bedroom apartment, so you live where you work. The property is 5 minutes from Saturnia, home to one of Tuscany's most famous thermal springs. I sent this to one of my clients the other day who's been looking for a project like this, but it's a bit too small for him. This is Tuscany by the way. One of the most famous wine regions on earth. Just wanted to make sure that landed. Curious how much something like this would cost in Napa?

@ironirka @om_patel5 Straight from black mirror

@om_patel5 Maybe that's the point: Clean out the lowest tier; push people up to the higher one. Carve out a segment for small users on pro - changing the pro user from catch all for everyone not on max. & possibly introing 3rd mid-tier. Classic segmentation and pricing strategy tactics.

saying "hello" to Claude on the Pro plan now costs 2% of your entire session usage one message. "hello, how are you?" that's it. this is why people are mass migrating to Codex right now because its literally impossible to reach limits anthropic needs to fix this before they lose the crazy amount of developers they just gained

@MBattaglia07 lados*

Y es por eso que hay que recordar que "la nube" es un datacenter en algún lado.

@r9carloss X2

Yo como hispanoamericano me hubiera sentido más identificado si hubiera cantando alguien de música norteña, vallenata, mariachi o ranchera. Esa música que si es música, con cantantes que Sí Cantan y con letras que en realidad nos hacen sentirnos orgullosos de nuestro idioma.

Los de Telemundo dijeron que habían prendido a todo el estadio. La realidad: 2 personas bailando en un estadio de 75000 personas🤣😂

@SEMAR_mx semarmaron

Nuestras embarcaciones tipo Defender realizan operaciones de seguridad y vigilancia marítima reforzando el Estado de derecho en aguas nacionales. Además, su despliegue permanente contribuye a la protección de rutas marítimas, puertos y litorales, con el compromiso de resguardar a la población y los Intereses Marítimos Nacionales. ¡El mar también es Patria! #SeguridadMarítima #IMNSEMAR

@NadXX121 @indexred @leonardaisfunny @HarrisonHSmith @grok @grok is the quote real?

@indexred @leonardaisfunny @HarrisonHSmith @grok Here's your source b.tch, only written 100 years ago and taking place right now. WTFU Not aimed at you Leonarda. Besós 😘

I told you it was the jews. @HarrisonHSmith

@LeonJuan41999 @edelamadrid Ese acuerdo no se puede garantizar y por lo tanto no es buen acuerdo.

@edelamadrid NUEVO ACUERDO: 1. Salario mínimo equivalente a 50 kilos de tortilla al día. 2. Derecho a un terreno a precio popular de por lo menos 250 m2 en áreas urbanizables. Crédito sin interés para construcción maximo 100 m2 3. Seguro de desempleo por 3 meses, créditos para PYMES al 2%

Vayamos pensando en un nuevo acuerdo social entre los mexicanos. Uno más justo y equitativo para todos. Si estás de acuerdo qué elementos debiera tener ese nuevo acuerdo social ? Buen día .

@gregisenberg How?

@Persistant_Wolf @_MAGA_NEWS_ They get paid to fight

@_MAGA_NEWS_ And the citizens of the EU, what do they get?

🚨 JUST IN: European Union Indefinitely Freezes $246 Billion in Russian Assets. Brussels has invoked rare emergency powers under Article 122 to bypass unanimous voting rules, sidestepping Hungary and Slovakia to pave the way for a massive Ukraine bailout!

@Josevgarciag @LuisCardenasMx @RicardoBSalinas Nel, alguien les está soplando al oído la receta del fascismo

@LuisCardenasMx Hay que leer entre lineas. Claramente estos weyes quieren contrarrestar la penetración mediática que tiene @RicardoBSalinas que la tiene ganada porque 1. Su televisora la ve el 50% de la población 2. Sus empresas estan en los lugares mas recónditos 3. Va a ser presidente

🚨PROPONEN CREAR TELEVISORA Y PERIÓDICOS “MORENISTAS” El senador Alejandro González Yáñez, del PT, planteó que Morena debe reconstruir el mundo mediático del viejo PRI: contar con una televisora, estaciones de radio y periódicos para difundir la “cultura morenista”. La iniciativa de reforma fue presentada hoy mismo en el pleno del @senadomexicano. Información @letroblesrosa

@pilinga2 Que le pasó a este ya te la zares? youtu.be/hfuuEum8U1M

¿Ustedes ya se suscribieron al PATREON para ver el YA TE LA ZARES… ¡Alarmante! ? Acá el link patreon.com/user?u=86673874

@AlwaysMrWild @svg_floris youtu.be/6_G7-opxBLQ

I didn't expect to get so much pushback on my last tweet, but yes, south Italians are genetically middle eastern. And that's why the region is underdeveloped.

@simpsoka Is gattaca a reality now?

So… eugenics is profitable now?