Michael Sandifer

Honor the LORD from your wealth and from the first of all your produce; So your barns will be filled with plenty And your vats will overflow with new wine. - Proverbs 3: 9,10

Popup Bagels in the Gulch, downtown Nashville.

Perspective. That CPA is looking at the taxes for one year. The financial advisor is looking at the taxes for the rest of the client's life and for the next 10 years of their beneficiaries' lives.

Some CPAs, after they have calculated their client's taxes in years when they are converting their Traditional IRA to a Roth IRA, look at their clients with that concerning look, as though their client is crazy and clueless.

Required Minimum Distributions, (RMDs), are a real tax trap. Fortunately, there is a real solution.

One ...step...at...a...time...gets you there. Keep going.

" After all, 'richness' is at least as much a matter of character, of philosophy, outlook and and attitude, as it is of money." - J. Paul Getty

Your current behavior, what you're doing right now, reflects what you actually want, not what you say you want. -James Pollard. 100% true, and a tough reality, sometimes.

This is pretty basic stuff, but here is a simple fillable form that can be used to do a quick household budget. It has most categories, but you can consolidate the few missing categories in Other payments and Other expenses. consumer.gov/sites/default/…

@WilliamWolfe White, black, brown, red evangelical Christians are a great benefit to this country.

"White Evangelical Christianity is a cancer...These are the worst people in our country." Do you understand what’s coming, Christian?

@Bryan_Duncan @Bob_Rosenberg1 Breakeven for a low/mid budget- 1000 Cds...or... 4 million streams. Not cool.

@Bob_Rosenberg1 Well, this is all on a streaming service so it doesn’t make me jump up and down for a particular financial reason they’ve been robbing musicians and singers and artists for decades. ……talk about reparations?

What a strange feeling to look up at your TV and it’s one of your own records right next to Hall & Oates and Sting feels like #Credibility that CCM never got

@Bryan_Duncan @RobertPooley Well, your voice and music, in my opinion, is iconic, and you belong in the mix.

@RobertPooley They were guys that I stole my music idea from sometimes also by the way Toto came on right after me and I felt incredibly endorsed like I never did in CCM

@Bryan_Duncan Pretty cool. I pulled up a bunch of the best CCM songs a couple of weeks ago. A Heart Like Mine is on my playlist. Such a great production, chord progressions, lyrics, and killer vocals. You have some others on the list too. Also, Elefante, Crystal Lewis, Jon Gibson.

Three days without power in Nashville. Back in the house now.

Refreshing, sunny walk in the cold. Have a blessed day!

I had a great time listening to Bonnie Keen's new album, which comes out November 7th, I believe. Really unique music that is beautiful, timeless, intimate, and Christ- focused, and wonderfully orchestrated and produced. Vocally, she is amazing! I mean, come on! She is great!

It is amazing how much can change if we make the choice to reframe situations with gratitude.

@TonyRobbins It is amazing how much can change if we make the choice to reframe situations with gratitude.

As we prepare for Thanksgiving the name of the whole game is GRATITUDE and APPRECIATION for what we already have. Sounds simple but without these two emotions dominant in our lives we’ll never know true fulfillment. ✨ It’s these little MAGIC MOMENTS of connection and the ones we LOVE that remind us what the feeling of true wealth truly means. 🙌 Tag someone who fills your life up and let’s celebrate the magic of appreciating the miracle!

@TonyRobbins Here is a song about Gratitude. youtu.be/Og0CG8smZqk?si…

I seem to always resist cold weather , but then enjoy the freshness and crispness on my walks and runs. I am glad God is merciful in allowing us to typically ease into the new seasons.