Brian
2K posts


#onthisday in 1990 🐄
Inspiral Carpets released their debut album • LIFE
Favourite track on the album?

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@DividendDrip @dannybfmv You need to watch out for the transfer fees though if you want to keep your balance. Most charge around 3% which will wipe out most of your gains. Harder to find fee-free ones nowadays, but the do exist, I just transferred mine last month for another year
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@DividendDrip £480 last year (cash isa), it’s free money. Could’ve made more in S&S in hindsight but I like a bit of cash for emergencies/corrections
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Brian retweetledi

I've been banging on about this for years as someone who has done a lot of work with data protection and cybersecurity. This is a major disaster waiting to happen. and I'm talking countless millions of people having their data breached and fraudulent accounts being set up across the board and in such a magnitude it could have the capacity to collapse several banks at once
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Brian retweetledi

Nobody in government wants to hear it, but this needs to be said.
UK roads are a complete national embarrassment.
We pay:
Fuel duty.
Road tax.
Council tax.
VAT on every single car repair.
Billions of pounds.
Every single year.
And in return?
Potholes the size of paddling pools.
White lines so faded they're basically suggestions.
Street lights that haven't worked since 2019.
Pavements so broken disabled people can't use them.
Last year the average UK driver spent £143 repairing pothole damage.
Tyres.
Wheels.
Suspension.
Out of your own pocket.
Because the council won't accept liability.
They never do.
How could they?
They're completely faultless, no?
You report the pothole.
They send a man with a van.
He looks at it.
He leaves.
You report it again.
Nothing.
You report it a third time.
They fill it with something that lasts until the next rainfall.
It's back within a week.
Why fix it properly when you can keep pouring money into it, literally...
But your road tax went out on the 1st.
Like clockwork.
Every. Single. Month.
Where is the money going?
Genuinely.
Where is it going?
Does anyone have a good answer???

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Brian retweetledi

Economics 101: Repeat after me:
A fall in the inflation rate does not mean prices are falling overall. It means prices are not rising as fast as they were.
But most previous prices rises are baked in and that prices are still rising.
Petrol prices at the pump are falling but that’s a global phenomenon and nothing to do with the government.
Food prices still rising — up 3.6% in January on a year ago. A slowing in the rate of increase but still an increase.
Got it?
Keir Starmer@Keir_Starmer
The choices this Labour government has made means inflation has fallen today to its lowest rate in a year. Lower food and petrol prices are helping ease the pressure on household budgets. I know there’s more to do, cutting the cost of living is my number one priority.
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Brian retweetledi

Concur with @michaeljburry . Our BTC price target is 0.0. That's not just for shock factor. It's where the math takes us. It's not worked as a dollar hedge, rather it's just a speculative instrument correlated to the Nasdaq. It's not gaining any traction as medium of exchange. No serious central bank will ever own something where Michael Saylor controls the float. The miners (who are the network) are bleeding cash. It's horribly inefficient as a transaction processor and wastes tremendous amounts of energy. Nothing "green" about this "coin". We think it's a zero.
ibtimes.co.uk/michael-burry-…
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Brian retweetledi

DO NOT fall for “no tax rises” lies.
Personal allowance:
• £12,500 in 2019
• £12,570 frozen until 2031
That’s a £70 rise in 12 YEARS
In real terms? A 37.6% CUT
Freezing thresholds + inflation = STEALTH TAXATION
When a clown moves into a palace, he doesn’t become a king - the palace becomes a circus
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Brian retweetledi
Brian retweetledi

Go to uni: punched in face
Have kids: punched in face
Get promoted: punched in face
Someone who is good at incentive structures please help me, my economy is dying
Dan Neidle@DanNeidle
Here's a chart of the marginal tax rate for someone with two kids. They pay 53% tax on every £ they earn between £60k and £80k. 62% on every £ they earn between £100k and £125k. 9% more if they've a student loan (See all the detail in our calculator, pinned to my profile)
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A major film exploring the life of Scottish Tourette’s activist John Davidson is set to be released.
news.stv.tv/entertainment/…
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