Stewart Anderson

@CLundin2027 @Big75Fella @BrandonHuffman @2G_SF_ @MJD @StanfordFball @StanfordRivals @adamgorney @BlairAngulo @dlsathletics @Coach_Tavita @Albert_GarciaFB 🤓🌲🤓

After many long, thoughtful conversations with my family and coaches, along with much prayer, I am excited to announce my commitment to Stanford University to continue my academic and athletic career !!! Thank you to all the coaches throughout this recruiting process who believed in me, as well as to everyone who has supported me in so many ways along my journey !!! A special thank you to all of my Coaches and teammates at De La Salle, as well as @CoachKekuewa, @tavitap, Andrew Luck, and the entire Stanford family for making this decision so easy !!! I’M HOME 🌲🌲🌲🔴🔴🔴

@SMorrison_ If you think they are going to be in a much lower tax bracket in the future or tax rates aren’t going up you’re not planning for reality. And if you wait the amount you convert will be double and the tax will still be more.

@mcganderson You also shouldn’t be converting at 37% tax rate…

$1,200,000. College Athlete. 1099 Income. Here’s what nobody tells NIL athletes pulling real money: The moment your first revenue share or NIL check cleared, you became a small business owner. The IRS doesn’t care that you’re a student-athlete in college. They don’t care that your earning window might be just a few years. They want their cut. Today. Here’s what we did to keep serious money in his pocket instead of sending a check to Uncle Sam: 1️⃣ LLC taxed as an S-Corp Put him on his own payroll and paid him a reasonable salary. The rest? Taken available as distributions. Stops 15.3% self-employment tax from gutting every endorsement check. → Saves tens of thousands of dollars. 2️⃣ Maximize business deductions Training. Recovery. Content production. Travel. Equipment. Agent and legal fees. Home office. The real cost of running a 7-figure brand, finally run through the entity. → Saves tens of thousands of dollars. 3️⃣ Solo 401(k) $24,500 employee + $47,500 employer = $72,000 deferred for retirement. At age 20 with 45 years of compounding ahead, that single contribution can grow to millions of tax free money. And we plan to do this every year that we’re earning 1099 income. → Saves roughly $26,000 per year. 4️⃣ Pass-Through Entity Elective Tax State tax paid at the entity level. Sidesteps the federal SALT cap. → Saves about $30,000 5️⃣ Backdoor Roth IRA $7,500 in. Tax-free growth for life. At 20 years old, this is the highest-leverage account he’ll ever own. 6️⃣ Donor Advised Fund / his own Private Non-Profit Builds a giving legacy. Aligns with his personal brand. Generates real federal deductions. → Saves $15,000–$40,000+, depending on giving level Total tax savings for 2026: $150,000+ This is what we do. Same story every time with NIL athletes earning 6 and 7 figures: → Treating the income like an allowance → Spending before structuring → Trusting the same tax preparer their family used for W-2 income their whole life You’re not a college kid with a side hustle. You’re the CEO of a 7-figure personal brand. Your team should look like one. 📍 If you want to see where you stand with your money, take our Moment Money Quiz and find out in two minutes 👇

@SMorrison_ The main point is don't focus on the short term tax savings. Tax free growth is more valuable over time. If you do a Solo(k) make Roth 401k contributions and make after-tax contributions, then convert it to a Roth. Mega-backdoor Roth. Pay the tax now and grow tax-free forever.

@mcganderson SEP is a terrible idea with both available. Having the SEP doesn’t allow you to do your backdoor Roth annually. You can also do a Roth Solo 401k.

@BenLowther2027 @StanfordFball @StanfordFB @Albert_GarciaFB @coachtpritchard @Coach_Tavita @CoachKekuewa @Coach_TerryHeff @KamrynBennett @RonTBAOL 🌲🤓🌲

So pumped to announce that after deep conversations with my family and the people closest to me I have decided to commit to @StanfordFB!!!!! I’m home!!! 🌲🌲🌲🌲 #GOCard @Albert_GarciaFB @coachtpritchard @Coach_Tavita @CoachKekuewa @Coach_TerryHeff @KamrynBennett @RonTBAOL @CoachThiele @Coach_ATaylor @Cehsfootball @Coach_Carter34

@AthleteDefender Spoken like a true attorney. You can what-if this to death and keep the chaos like it is or you can attempt to fit it. This is a good start.

No waivers is a terrible idea. There is no one size fits all in life. People get sick, people have family circumstances, and extraordinary circumstances can arise. What if a student-athlete gets cancer while in school? No waiver for him or her? These extremes are ridiculous.

@BDoubl3U @StanfordFball @CoachMikeTui @StanfordFBrec @samspiegs @MikeRoach247 @BrandonHuffman @GPowersScout @Matt_Stepp817 @adamgorney @SETXsports05 @CoachFirmin @Coach_SHusband @StanfordRivals 🌲🤓🌲

I’m blessed to receive my 19th offer from @StanfordFball!! @CoachMikeTui @StanfordFBrec @samspiegs @MikeRoach247 @BrandonHuffman @GPowersScout @Matt_Stepp817 @adamgorney @SETXsports05 @CoachFirmin @Coach_SHusband @StanfordRivals #GoStanford

@BDoubl3U @AF_Football @CoachLobotzke @AF_FBRecruiting @MikeRoach247 @samspiegs @BrandonHuffman @adamgorney @GPowersScout @Matt_Stepp817 @Coach_SHusband @CamSandersonTV @jackson_dip @SETXsports05 Bolt Brotherhood

I am blessed to receive my 18th offer from @AF_Football!!!! @CoachLobotzke @AF_FBRecruiting @MikeRoach247 @samspiegs @BrandonHuffman @adamgorney @GPowersScout @Matt_Stepp817 @Coach_SHusband @CamSandersonTV @jackson_dip @SETXsports05 #FlyFightWin

@StanfordWLax #TNStrong 🌲🤓🌲

200 for the Tennessee kid!😤 With her first goal against Louisville on Saturday, Aliya became just the fourth Cardinal to break 200 points all-time! We figured we’d show some of her best moments so far from this season!😮‍💨 #GoStanford x #Together

@BenLowther2027 @BrandonHuffman @Stanford @StanfordFball @CoachKekuewa @coachtpritchard @Coach_Tavita @KamrynBennett @CoachThiele @Cehsfootball @RonTBAOL 🌲🤓🌲

I’ll be at @Stanford @StanfordFball this weekend!! @CoachKekuewa @coachtpritchard @Coach_Tavita @KamrynBennett @CoachThiele @Cehsfootball @RonTBAOL

@WinterSportsLaw Why can’t the players just follow the rules. If you want to transfer, use the transfer portal. Coaches and administrators wanted the single TP and they voted for it. Now let’s hold them accountable for it.

If this passes, how soon will we see lawsuits? The transfer portal was not created to be a limiting mechanism on when a college athlete can transfer or as a free agency window. There’s no legal protection for the penalties, which are clearly aimed at limiting player movement.

@WinterSportsLaw A perfect example of my point Mit. Big money boosters paying the money so the school doesn't have to. They donate and offset the Rev Share the schools pay to the players.

Another example of how NIL/paying players leads to more parity in college sports and allows anyone to quickly become a contender. Anyone that’s willing to dedicate sufficient resources to a program can see success. History and tradition matter less.

@WinterSportsLaw You know the boosters donate and offset the revenue share the schools pay.

@mcganderson Not quite. Schools are paying and directing. It’s clear the athletes have huge value to schools.

More coaches are starting to understand: if you want legal limits on college athlete pay you need to operate like the NFL/NBA/etc. As Whittingham says, an “NFL minor league.” But there’s also too much complaining about the amount of athlete pay. It’s just the market at work.

@WinterSportsLaw I don’t agree with Mit very often, he’s right about this.

Public universities should have to disclose how much they’re paying athletes. Just like they disclose the salaries of every other university employee.

@StanfordWLax @NCAALAX #TN_Strong 🌲🤓🌲

Did we mention they went to elementary school together?!? Hasselbeck to Frist. All Cardinal early. @NCAALAX #GoStanford x #Together

Sometimes you read a judge's opinion and think, "wow," that is how to write. In ruling Nevada baseball player Noah Blythe can play a 6th season, U.S. District Judge Anne Traum just wrote one of the most coherent attacks on NCAA legal arguments I've seen: sportico.com/law/analysis/2….

@heitner Fine, let the universities pay what ever they want. But keep the billionaire booster’s money away from rev share/NIL. Then let’s see what the universities are willing to pay.

Something I've been thinking about lately: Why does a cap exist on how much schools can pay players, and why would power conference schools resist getting rid of it entirely? If they're already spending beyond the cap anyway, what purpose does it actually serve? Wouldn't they prefer to push as much money through their very in-depth, one-sided contracts?

@CFBModernity @WinterSportsLaw Great points. There needs to be consequences when the students make these decisions. Do you think Badiako and Bailey, on their own, decided to come back to school? I don't think so. I'm sure they were approached by agents and attorneys to try this purely for monetary reasons.

Why is something so basic so complicated for you people to understand? Every professional sports league has rules and regulations. There is a very good reason these league have special exemptions - it deteriorates the product to not have rock solid rules and competitive balance. It sort of goes in line with the point of sports - you may not like every rule or call on the field, but it’s part of what keeps the integrity of the game. The consumers want order. You will certainly not find me stumping for the NCAA always making the right decision. But they also get it from two side: (1) consumer wants rule and order, (2) NCAA tries to put some rule and order and everyone goes insane saying you have no power and we will sue you. It is unequivocal that the majority of college football fans do not want players in their 8th year playing the game. Why does the consumer’s voice not matter whatsoever? Do you all want to advocate for new repercussions for decisions? A grown legal adult made a decision a few year ago to move on from college to turn pro. It is undeniable that individual knew the NCAA rules when he made that decision. So why the hell are you people not accounting for the fact that decision BY THE INDIVIDUAL was made? Honestly, I could listen (at least for a half second) about changing the rule going forward so decision makers have the facts. But acting like people that made this call a few years back is insane. We literally agree collectively as a society to teach young kids the consequences of decisions. Why is this somehow different?

Interesting situation where a commissioner is acting against the interests of a member school. Some statements don’t line up with reality. Many former pro athletes are playing college 🏀 & NCAA eligibility rules aren’t applied consistently. That’s the point of the lawsuit.

@heitner If the cap is too low, let the University pay whatever they want. Just keep wealthy booster money out of it. That would correct the problem.

Miami AD Dan Radakovich makes a compelling case. Why cap athlete compensation when it's impossible to enforce? The current $20.5M limit is being circumvented. Let the market settle naturally instead of driving deals underground. #NIL