Micky Shipley
544 posts


The hardest men in Grimsby are out again targeting kids, the elderly and workers on the lowest wage, giving out £100 fines for riding their bikes through town on their way home from work, college and age concern
These guys gave a statement about me for filming them fine a child for dropping a cigarette butt, saying they feel alarmed and distressed. Their job is to make people feel that alarmed harassed and distressed that they hand over their details and pay a £100 fine. It's illegal for them to be using fines to children but they're not only fining kids they're threatening kids that try to intervene
The more fines these 2 issue the more they get paid, they're not on a hourly rate, they deliberately target our most vulnerable, children and the elderly, there's no wonder people don't come to town no more if it's not these it's gas companys or charities wanting your details
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@CazooOfficial Didn't help me when I just bought a car off you though did you, Muppets
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Our Warning Lights Express feature is now live in the Daily Express, featuring expert insights from our team and helping drivers better understand what their dashboard is trying to tell them ⚠️🚗
A great piece spotlighting how Cazoo is making car ownership feel a little less complicated.
Read it here 👇
express.co.uk/life-style/car…
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@Thesecretinves2 Withdrawals to self custody isn't a taxable event, surely ?
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From 1 January 2026, your Bitcoin & crypto exchange has been collecting data for HMRC.
Every transaction. Every penny.
The first reports have to be filed by 31 May 2027.
If you have undeclared UK Bitcoin & crypto gains, this thread is for you 🧵
This is CARF. The OECD Crypto-Asset Reporting Framework.
Every UK exchange and crypto service provider must now collect:
Full name, address, date of birth
Tax residency and NI number
Every transaction. Every asset. Every date. Every GBP value.
First reporting period: 1 Jan 2026 to 31 Dec 2026.
Reports submitted to HMRC by 31 May 2027.
HMRC then runs that data against your Self Assessment.
The grey zone where most UK crypto holders have lived for the past decade is closing.
"But I only swapped some ETH for SOL, I never cashed out."
CARF doesn't care.
Crypto to crypto swaps, stablecoin conversions, NFT trades, withdrawals to self-custody. All of it gets reported in standardised format, ready for HMRC to reconcile.
And it isn't just UK platforms.
40+ jurisdictions are rolling out CARF. Coinbase, Kraken, Bitstamp, OKX, the EU exchanges, Switzerland, Cayman, and more.
If your tax residency is UK, the platform is irrelevant. The data finds its way back to HMRC.
Now the maths.
Failure to declare carries penalties of up to 100% of unpaid tax, plus interest, plus the original liability.
A £200,000 undeclared gain at 24% CGT is £48,000 of tax.
After max penalties and interest, you can be looking at big bill on a single return.
The route out is HMRC's Digital Disclosure Service.
Unprompted voluntary disclosures attract dramatically lower penalties. Often 0 to 20%, versus 30 to 100% if HMRC opens an enquiry first.
For most holders that's tens of thousands of pounds of difference. Sometimes more.
The window is genuinely narrow.
Exchanges collect data now.
HMRC receives it May 2027.
Nudge letters follow.
If you have unfiled gains from 2018 onwards, the cheapest time to deal with it is the next 12 months. Not after the file lands on an inspector's desk.
None of this changes how Bitcoin or crypto is taxed in the UK.
What it changes is whether HMRC knows.
From January 2026, the answer is yes.
If you want to understand your exposure properly before the data arrives, contact me ASAP and we can review your situation.
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@zaidlikesmstr @saylor Do you ever think the UK will see a similar product?
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$MSTR
Saylor mentioned in a recent interview
that the only product he is now comfortable recommending to friends and family is $STRC
I couldn’t agree more.
I have completely stopped recommending
Bitcoin or $MSTR
to my close friends and family.
And it took me a while to understand why.
No matter how valid the thesis is,
these investments become so obvious to us in hindsight…
that we forget to step outside ourselves.
To see it from the perspective of someone with a surface level understanding of money.
When the trade goes in their favor,
you look like a genius.
But the moment volatility hits,
no amount of warning about long term holds
prepares them.
Most lose interest.
Most start complaining.
And most are disincentivized from buying more,
which is the entire point.
The goal was never to get someone to buy once.
The goal is to get them curious
about the way money works…
The conversations I find far more productive now
are the ones that spark that curiosity.
Why is the US government bullish on the asset class?
Why is the largest asset manager on the planet bullish on it?
Why are major banks interested in custodying it?
Why is the President of El Salvador,
capitalizing his entire nation on Bitcoin?
Those questions do more than any price chart
ever could.
And even then,
once someone has done the work
and is genuinely convinced,
I still ask them one more thing.
Are they truly prepared to watch their portfolio
drop more than 50%
at any given point?
Are they willing to sit through that?
If yes, then I encourage them fully
But before any of that conversation,
there is now $STRC
For the first time, there is a product
I can recommend to a friend
or family member
without needing to explain Bitcoin,
monetary debasement,
or corporate treasury strategy in length.
I can just let them sit with a few months
of monthly dividends.
Let them get comfortable.
And once they are,
the conversation about
what is powering that yield,
how a company that went from $1 billion to $60 billion is capitalized on it,
and why companies across the world are slowly capitalizing themselves on the same asset,
becomes a lot easier to have.
$STRC is the bridge.
Not just for the capital markets.
For the people closest to you.
$BTC $MSTR $STRC


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@ActivePatriotUK Should maybe try some of the Thai cuisine whilst there instead of McDonald's pal
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Big news 🏍️
Motorbikes have officially arrived at Cazoo!
Whether it’s your first ride or your next upgrade, finding the right bike just got a whole lot easier. all in one place.
Ready to hit the road? cazoo.co.uk/motorbikes/
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While all the players under in posting in sheffiekd, in celebrating the fact I only kissy 4 baka instead of 5 balks #cabthittgebalkfsrenough

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I have been asked a lot about the Strategy offering $STRC and the tax treatment of pay-outs in the UK
This is still in query. It appears brokers ARE applying tax, depending on what vehicle you buy it within (ISA, SIPP etc).
Below is a reply from @HLInvest following my query. It looks like they are still investigating the correct tax treatment.
I will keep my eye on this and update as I have more info.
I appreciate @saylor has stated this is a return of Capital but it appears the brokers are applying US Withholding taxes and possibly treating as a dividend.
#Strategy #STRC

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@BitcoinColl Peter has done one hell of a job for a lot longer than 18months! WBD!
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@YorksRose_84 Remember when you said the residents in Bentley were all frightened? Well this has a similar reaction
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@ActivePatriotUK Prices are going up due to debasement of money, ie; the hidden tax the government call inflation which we all accept as 'normal'. Inflation is not the norm, in fact deflation is the norm.
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I queued up for over an hour tonight to get the last ever £3 fish supper from the cheapest chippy in the UK before the prices go up
Stan and his family have been feeding the local community for over 20 years, they charge £3 for haddock and chips, and a sauce, under a third of the UK average price of £10.
The shop is in one of the most deprived areas of the town, where many struggle to put food on the table
His prices mean people eat a meal at a price they can afford
The price of fish has risen dramatically over the last few weeks going from around £1.50 per kilo to £3.70
Mathews chippy prides itself on serving the community they supply me for FREE all my meals I provide to the homeless in my town they are a credit to the community and a jewel in our crown they put the great into Grimsby but they're too struggling with the costs of everything rising
Tonight saw me served the last ever £3 fish supper before prices rise on Tuesday to £3.50, please show me a meal that can match this in the UK for £3.50 right on your doorstep in the heart of your community
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@AmitDesai1978 @MartinSLewis 15% withhold tax plus a platform fee depending where it is, still more than an ISA
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Trading 212's 4.68% cash ISA rate (new customers only, no transfers at this rate) is avail via most 3rd party sites eg comparison sites. Go direct & you won't currently get the bonus that pumps it up to 4.68%, so be careful. Rates are changing sometimes by the minute as its ISA season, so always check
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Borrow $71,000 today at 7.5% interest.
Instead of buying Bitcoin outright…
Buy $STRC.
It currently pays about 11.5% annually and pays monthly dividends.
That means the asset is paying you 4% more than your borrowing cost.
Let’s do the math.
$71,000 in STRC
$8,165/year in dividends.
Your loan costs you
$5,325/year.
That leaves roughly $2,800/year profit.
Now take that spread and buy Bitcoin every month.
The bank finances the asset.
The asset finances the Bitcoin.
If STRC stays at par and the dividend holds…
You’ve basically turned the banking system into a Bitcoin DCA machine.
Sometimes the simplest trades are the most powerful.
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@BitcoinOnly23 @Thesecretinves2 Yup! I think it just means CGT when I sell... If I ever sell :)
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@mickyshipo @Thesecretinves2 Gutted. Sorry to hear that, so frustrating! But we are welcome to literally gamble all our money away...
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UK regs striking again 🇬🇧
Crypto ETNs getting booted from Stocks & Shares ISAs in April.
Want BTC exposure in your ISA? May have too search for alternates again.
1 step forward..... 2 steps back
Cointelegraph@Cointelegraph
🇬🇧 NEW: UK investors will be unable to buy crypto products in their ISAs from April after HMRC reclassified crypto ETNs to a wrapper that no mainstream platform currently offers.
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@Thesecretinves2 @BitcoinOnly23 I have an etn on free trade currently 40% down which I'm gonna have to sell 🙃
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@BitcoinOnly23 No No, this is only ETN products, not Bitcoin Treasuries
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