Moneda

This is what building with the right people looks like. Thank you @pedrouid, and the whole @WalletConnect team. Scan, approve, done. That's what Neo Finance is about. Glad it shows. 🩵

@yield @base Happy birthday 🥳

One full rotation around the YOverse. A year ago, YO launched on @base with a simple idea: onchain assets should work harder for the people who hold them. Automatically, transparently, and optimized. The yield engine for the crypto economy. Happy birthday, YO!

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What I spent today What I spent this week What I spent this month All three, live in Moneda.

@TheRabbitPy Thanks for the feedback! That was the intention.

@moneda_com This is such a clear way to explain passkeys security that even my mom would get it

Most people think passkeys are "a better password." They're not. They're a completely different category of credential. The kind that can't be phished, can't be reused on the wrong site, can't be intercepted on the network, and can't be reconstructed by anyone except you. We've published a new article on The Mint that walks through the mechanics, the storage trade-offs, and how recovery actually works. moneda.com/blog/moneda-ex…

@systemnutte That’s a fair concern! But a passkey still needs your biometrics or PIN to authorise anything, so a stolen phone alone isn’t enough. At Moneda you can also regain access to your funds through a recovery contact that you assign.

@moneda_com And then someone steals your phone, and you're suddenly locked out of everything you own and purchased.

@MdzTheGreat 🩵

Read the newest piece on The Mint! All about passkeys 🔑

@ReFiWizard 🩵

As always, helpful read 👇

Almost every crypto neobanks uses wallets-as-a-service for key management or "backup" your keys on the cloud, which can be extracted by malicious actors or accidentally deleted by Claude when bypassing permissions. They offer the same UX that prevents normal users from being onboarded to DeFi. They lie to you because your keys are not truly yours; they live in their servers and manage them for you. At @moneda_com, we decided against this approach and took the long route. Developed a self-custody, passkey-enabled smart account with built-in social recovery. Moneda is yours to own. Download the app and switch today

@0xpapilo Absolutely 🩵

@moneda_com the social recovery is what makes it usable for normal users too. building something different fr🩵

Most wallets and wallet-as-a-service rely on private keys and seed phrases to sign transactions. Even key-sharing schemes can leak the underlying secret if the infrastructure is compromised. Your self-custodial account needs a different way to prove who you are.

Full breakdown on The Mint: how to store a passkey so one lost phone doesn't take the wallet with it, what happens if you switch from Apple to Android, and how Moneda's social recovery works as the fallback when things really do go wrong. moneda.com/blog/moneda-ex…

There is a very real trade-off. ☝️Upside: no one can move your money but you. No bank to freeze it, no support agent to deny a withdrawal. 👇Downside: if you lose the passkey without a backup, the wallet is gone. There is no master key. Self-custody really does mean that: SELF-custody.

We wanted to make passkeys a first-class citizen in the Moneda app. Not just for signing txs Our new email + passkey login flow enables users to authenticate in seconds without using external services like Google or Apple. More convenient and secure than plain passwords or traditional 2FA

You asked, we listened. Email sign-up is now live on Moneda. No Google account, no Apple ID. Just your email, and you're in.

@Mr_BONI_ Appreciate this. This is the read we hoped people would land on. Not a better bank, a different category altogether. Glad to have you with us 🫡

Moneda is the future of money without banks and borders! Imagine: you hold EUR or USD in stable coins (EURC & USDC), earn up to 10% APY (with tax optimisations), transfer money around the world instantly and cheaply, and most importantly - full self-custody. Only you control your funds on Base (L2 from Coinbase). No freezing of accounts, hidden commissions and bureaucracy. What @moneda_com can do: • Earn while you sleep - Earnings Account with real yield. • Instant transfers worldwide. • Card for spending in 170+ countries. • Virtual accounts EUR/USD with IBAN. • AI assistant for smart financial management. • Full regulation (MiCA-ready, GDPR) + blockchain security. Ideal for freelancers, remote workers, expats and anyone who is tired of traditional banks. Money works for you, not the other way around. Who has already tried it?