nicechute

Building a company is mainly endurance And I am Aleksander Doba

.@uselulo team pushed some UI improvements to new app - APY hero - Better deposit slider - Improved SOL handling - Clear protocol exposure - Various bugs, visual things, small tweaks Thanks for the feedback

@digiii @uselulo sheesh

new @uselulo ui looking sexy

Fresh Lulo UI is live. Index for diversified exposure. Markets for single-venue deposits. app.lulo.fi

@DeanEigenmann safety: @uselulo protected

the problem with most onchain vaults is they’re really fucking dumb, why would I pay you to split my usdc between morpho and aave?

Protected: protected from losses Boosted: paid to take risk Even a full blown wipeout in an underlying app wont break the system.

@torabyou @uselulo protected if you want crypto native yield

The biggest yield request I’m seeing from our fintech partners is yield that is: 1. Not directly correlated to T-bills. 2. Not directly correlated to onchain yield (the carry trade) The Fintechs want to market a yield (6% for example), and not have to worry about it going for at least 2 quarters. “We are happy with a lower yield, as long as it’s stable.” Fortunately for them I’m a people pleaser.

@BillSPACman 7 pages of trash fore very response

opus 4.7 is so fucking retarded im considering giving my data to china to try deepseek

Last cycle we had centralized lender blowups This time its DeFi protocol blowups Higher lows, higher lows

@gumsays The way we look at DeFi needs to be different, people shouldn't be using protocols directly, we need abstractions in between

I may look very stupid but here goes DeFi is dead - the way it is today is going to lead to a slow bleed of TVL, loss of trust, and massive loss of capital from users There are no simple but effective safeguards for users. Hell, even some teams don't enforce basic rules when they have hundreds of millions of TVL. You don't have to give up decentralization to protect users I brainstormed a bit, most ideas are probably awful and not possible but hopefully can lead to smarter people coming up with better ones: TO PREVENT WALLET COMPROMISES — Idle mode: allows users to freeze their account for X period of time, to unfreeze requires a password/code/face or finger ID — Safeguards: when creating an account, allow user to select between fast/slow account, where fast means immediate withdrawals and slow means timelocked withdrawals. This would allow users to have Hot/Cold accounts individually like we have cold wallets and hot wallets. — Whitelist: user defines 1-3 addresses where funds can go to. Changing whitelist has a 72h timelock. This would mean that even if the wallet is exploited, the funds can only go to accounts the user added himself. — Limits: On Cold account mode, don't allow more than X% of funds to be withdrawn in a period smaller than 24-48 hours FOR DEFI PROTOCOLS — Transparency: Show Multisig/Timelock and other safety transparency details at all times in the page, through either a clickable popup or other way that works with the UI - projects should be proud to show their safety standards and by doing so, force unsafe ones to improve. — Oversight: Create a task force with FNDN oversight & members from each DeFi protocol with over $X00M TVL to create best practices and keep and open line of communication on ecosystem security. — Funds Flows: Have an easily accessible tab/dashboard/tooltip, where I can see where my money is going to: how many protocols, which ones, etc. I think Wallets also should provide a button in the main wallet page to revoke all permissions so that the user is motivated to do it often.

Finished Hyperion, should I read The Fall of Hyperion?

Finally, CT quits DeFi and moves to T-bills Now the fed can cut rates

@TurntUpDylan It really is that simple/hard

Crypto in 2026 Don’t lose money in an exploit/rug = you’re crushing it!

@ooxbt OHMMMMMMMM

defi felt safer when timewonderland was handing out 1000000000000% apy

@redacted_noah We need a "benchmark" rate Anything above it will explicitly explain the extra risk to beat this benchmark

In theory, the free market should reward the most secure DeFi protocol. In practice, users are incapable of assessing risk in a complex system. So they just go wherever has the highest APY. We need a better way to indicate security risk that’s as easy to understand as % yield

@Topo_G Lulo welcomes you with open arms btw

I am starting a stable coin DeFi alternative. I offer 0% APY, you send me your USDC I put it in a Ledger, I don't get hacked and you can have it back when you want. Would out perform my last year in DeFi

No drama over here. Just steady yield doing its thing.

Stocks and yield in one place This is the kind of integration that makes sense for users

@BrianInCrypto It does solve exploits if its across multiple protocols

lmao we are introducing tranching to segregate risk in DeFi??? this isn't mortgage backed securities. DeFi risk is long tail, ultra non-linear. So what's the junior tranche going to get? 10,000% APR And the senior tranche? 0.5% APR. Tranching doesn't solve shit.

@icobeast Check out @uselulo protected, were trying

Extremely difficult to allocate any capital to the majority of DeFi projects atm When yields *everywhere* were >+10% better than SOFR it sort of made sense even though you never knew when you'd hit a Thanksgiving Day Turkey chart with a protocol exploit, but when yields are basically .1% different than T-Bills (and not really composable yet due to US regs), it doesn't make any sense at all. Couple that with Mythos and other LLM-god-mode exploit tools that will undoubtedly turn up a bunch of protocol exploits once they're unleashed into the wild and I just can't justify sticking idle capital anywhere that doesn't have insurance of some sort. Tough spot for onchain yields....

@0xbraunguy Just use Lulo, seriously, for your family

Last week one of the biggest DeFi exploits ever happened on Solana. Now that some of the dust has settled, I wanted to share a recap of how things played out on our end and what it means going forward ⬇️