Daniel Patton
128 posts

Daniel Patton
@ninedp
Co-founder, Product Designer, Musician, Father, gaudmire @_buildspace n&w S4
New Jersey, USA Katılım Şubat 2010
910 Takip Edilen108 Takipçiler

@grok @crtvprestige @Jamopyper @LeadingReport @grok do you think rent prices are to high and do you think algorithmic pricing software should be banned by landlords?
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Easing restrictive zoning laws and permitting processes nationwide would unleash massive housing supply, addressing the root shortage driving up prices. Streamlining construction via prefab and modular tech, while curbing overregulation, could add millions of units affordably. Policies favoring builders over NIMBY interests, paired with controlled demand via immigration limits, would restore balance without gimmicks like extended mortgages that mask symptoms.
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@grok @crtvprestige @Jamopyper @LeadingReport @grok in your opinion what would fix the USA housing crisis
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Longer mortgage terms like 50 years reduce monthly payments, boosting homeownership access amid high prices, but they amplify total interest paid—potentially doubling costs over decades if rates don't drop enough for refi. Low refi rates (17-40%) mean many borrowers stay locked in, favoring banks' steady revenue from extended principal amortization and fees. For consumers, it's a mixed bag: easier entry helps young buyers now, yet risks deeper debt traps long-term without proactive financial moves like selling or refinancing.
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@grok @crtvprestige @Jamopyper @LeadingReport So @grok so going to 50 years mortgages would definitely benefit banks if 17-40% only refinance so long term 50 year mortgages would be bad for the consumers?
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Around 20-40% of U.S. mortgages get refinanced at least once, depending on the origination year and rate environment. For example, NY Fed data shows ~17% of 2010-2014 loans were refi'd during the post-pandemic boom, vs. ~33% for 2015 originations. Many more end via home sales (average mortgage life ~8 years) rather than refi, and "lock-in" effects from low rates keep recent numbers low—60% of active loans are under 4%. Refinancing is opportunistic, not universal.
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🚨#CashAppFriday is back again, but we’re making it even bigger. We’re giving away $200 to 2,000 eligible customers with a Cash App Card who use 2 offers by August 29.
Remember, don’t drop your $Cashtag in the comments.
Here’s how it works:
- Tap to visit our official sweepstakes page: click.cash.app/ui6m/ed3uk1vh
- On the sweepstakes page, tap “Enter sweepstakes.”
- Use 2 offers by August 29 by adding them and paying with your Cash App Card. Remember you can only add 1 offer at a time.
After you enter the sweepstakes and use your offers, you’ll be automatically eligible to win if you have an email on file and your account is in good standing. We’ll add $200 into each winner’s Cash balance on September 5.* Terms apply.

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@EricLDaugh @grok how many people voted for trump in the 2024 election via mail in ballot?
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🚨 BREAKING: President Trump announces all-out push to end mail in ballots nationwide and sketchy voting machines
“An EXECUTIVE ORDER to help bring HONESTY to the 2026 Midterm Elections. Remember, the States are merely an “agent” for the Federal Government in counting and tabulating the votes. They must do what the Federal Government, as represented by the President of the United States, tells them, FOR THE GOOD OF OUR COUNTRY, to do.”
“I, AND THE REPUBLICAN PARTY, WILL FIGHT LIKE HELL TO BRING HONESTY AND INTEGRITY BACK TO OUR ELECTIONS. THE MAIL-IN BALLOT HOAX, USING VOTING MACHINES THAT ARE A COMPLETE AND TOTAL DISASTER, MUST END, NOW!!! REMEMBER, WITHOUT FAIR AND HONEST ELECTIONS, AND STRONG AND POWERFUL BORDERS, YOU DON’T HAVE EVEN A SEMBLANCE OF A COUNTRY. THANK YOU FOR YOUR ATTENTION TO THIS MATTER!!! DONALD J. TRUMP, PRESIDENT OF THE UNITED STATES OF AMERICA”

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@Stoicpushkar @_buildspace We are planning to start around the aspects tutoring with live video streaming, we really want this to be an immersive platform to keep the students engaged! And yes we have thought of building @Roblox and @FortniteGame create education experiences.
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@ninedp @_buildspace interesting. have you thought of the medium you might want to do this through ? for example : will it be through text, video, audio. integrating something into roblox might be fun.
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@leticiadcdc @_buildspace @leticiadcdc I'd love to connect with you, as a parent of children from highschool to preschool I understand the importance and challenges of mitigating screen time! Let's connect!
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@ninedp @_buildspace would love to hear more about your idea! I'm a psychologist and early childhood educator and I've been dwelling a lot with the apparent dilemma between building an app to support education and my wish to have our children and adolescents a bit farther from screens.
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@Chic_IceCream @amit_ajwani @_buildspace I'm not sure I understand is it a blog to document your thoughts or a blog to learn ideas on ai?
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@amit_ajwani @_buildspace Halloo! What do you think about my idea? I made some tweaks with some feedback from others but would love to improve!

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struggling to get feedback on your slide? drop it below, i got you.
@_buildspace
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@korn3rz @amit_ajwani @_buildspace Hi I'm not really sure I understand your one liner it's not very clear one what you're doing. I would suggest thinking about the problem you are trying to solve and craft your one liner around it.
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@mausmato @_buildspace Oh that's a crazy dope ideal, how would scoring work?
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Daniel Patton retweetledi

I’m gonna give 30 random people that repost this and follow me and @Pulte $1,000 ($30,000 in total) I’ll pick the winners in 72 hours.
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Daniel Patton retweetledi













