Nitish Chachra

@bigmagicdao Thanks for sharing this here :) Bless you!

There is a group of people who are rarely visible on Twitter and have remained tightly connected. These are early Asian Bitcoiners and miners who initially focused on optimising financing instruments to maximise and grow their Bitcoin holdings through CeFi platforms. As the crypto space became more sophisticated, they evolved into active capital allocators across DeFi and public markets, with many now ranking among the top holders of iShares Bitcoin Trust (IBIT). They have long operated in closed circles and are rarely seen at crypto conferences. Til recently when one of these groups drove over $2 billion in new user deposits to a major global exchange platform one that previously had little penetration within these circles revealing a clear gap. If you’re building a product that needs to reach real end users, this is where you should be.

@elonmusk Worked like magic when I picked up one in Bhutan last year :) Bless you, Elon!

Starlink works 5 mins after you receive it

Anyone on my TL at @money2020 BKK next week? Come let's play chess! :)

Moving money across borders still costs 7-8% and takes 5 days. We built Endl to fix that. $60M processed. 89% retention. And we're just getting started. Live on Product Hunt today. Link- producthunt.com/products/endl/… #stablecoin #crypto

@TosinOlugbenga @timmyisagod @evolutionapp_ @timmyisagod I see an opportunity for us to work together, to offer AED accounts for businesses in Africa via Evolution. cc @tejas_endl and team @endl_io are shipping hard to build APIs for the same :)

INTRODUCING @timmyisagod Founder of @evolutionapp_ He's on a mission to build the biggest On-Chain Neobank in Africa With Evolution, you get: ✅ USD, EUR & NGN accounts ✅ Stablecoin payments ✅ Virtual cards ✅ Go global from wherever you are All in one app. Regulated by FinCEN. This is the kind of infrastructure Africa needs right now. Big up Timmy for building 🙌

@defyneric are there any folks in your network who could design a cards rewards program for a neobank?

which founders need help getting their card program launched? can intro you to the proper card issuers shoot me a dm happy to help

@gizmothegizzer working on solving some pieces from a long list of current challenges in TradFi with team @endl_io would be great to exchange some notes with you cc @tejas_endl

I had bank accounts in multiple countries and here's my track record: 🇺🇸 US: Visa card got frozen while traveling in Cambodia. Called Chase, they said I was fraud. 🇨🇳 China: Money frozen for a year while they "updated my residency status". Spent 2 hours in person at a branch to close my account. 🇭🇰 Hong Kong: account closed for inactivity. 🇨🇦 Canada: account got frozen. 🌎 Everywhere: phone calls, diligence forms, go into branch to explain my life. The system isn't built for people who live globally. And there's no good alternative. So I learned to never trust banks because any one of them could freeze me tomorrow without warning. I want to vibe code an MVP: a stablecoin-native bank designed for global citizens. No arbitrary freezes because it's non-custodial. No residency interrogations. If you live amongst the diaspora, reach out. I want to hear your story.

@ravi_riley @brookwellapp DMing you to learn more about this :)

@Bryan_TitanA @KASTxyz you can stay in crypto and pay off your normie credit card using @brookwellapp !

My wife's @KASTxyz card got targeted. Kast has zero fraud protection, she got hit for over $3,500, in a foreign currency, in a foreign country we aren't even in. Zero protection. Kast is charging us $30 per chargeback. So we'll have to pay an additional $210 to even start the charge back, with zero guarantees it's going to even work. We are already in a vulernable position and this is just a slap to the face. Customer service was even more useless. They said "Have you talked to the vendor?" And "You authorized the transactions." Both incorrect. How could we talk to a vendor in a country we aren't even in. How can we authorize those charges? We want normies to swap to crypto, defi, neobanks but offer far far inferior services. It's honestly a joke. First $20k Drift Hack. Now $3,500 lost to obviously fraudulent charges. Can you guess what I immediately did? We applied for a normie credit card for her. We'll get 2% cashback AND actual fraud protection. And Crypto and Kast lost a pretty big user. Crypto will never face mass adoption if the products continue to be inferior. And righly so. Things need to change. @solana @raagulanpathy

@pavithran_pc @pratikkhulbe Unbelievable that Narendra and Amit are missing on this list 😂😂😂

@pratikkhulbe Aditya's are close. FYI: Rahul – 56 Aditya / Adithya – 42 Anand – 33 Rohit – 32 Sanjay – 32 Manish – 21 Ayush – 19 Shubham – 18 Sunil – 16 Arjun – 16 Priya – 14 Pooja – 14 Karthik – 12 Simran – 11 Anjali – 10 Shivani – 10

Fundraising hack: drop "Rahul invested in us" at a party. There are 56 Rahul's across 326 Indian VC firms. Everyone will assume it's the Rahul they know. If you don't have a Rahul in your cap table, you're ngmi!!

@SamBroner @bettermoney_co @endl_io might need this soon :)

@bettermoney_co solves this

@jayhinz send me JPYC pls

send me USDC. no no no dude it’s USDA. I think it’s USDW. try USDT tether. yeah Tether. I only accept USDJ since my name starts with J. bro just send USDHIJKLMNOP. yeah you can literally just pay me in USDZ

@amangupta0303 Happy Anniversary 🥳

OFF/BEAT has raised ₹100 Crore in Seed funding, led by Bessemer Venture Partners. Having built from scratch before, I know what capital can do and what it cannot. This time, I was looking for partners with a global perspective who can help me leverage technology and AI, because that’s where the future lies. Bessemer’s track record with companies like Anthropic, Shopify, Canva, and LinkedIn says it all. I didn’t raise capital because I needed the cheque. I raised it because Anant, Vishal, and Bessemer’s partners across the world bring speed, credibility, network, and strategic support that money alone cannot buy. Announcing this on my wedding anniversary because taking on an investor is like choosing a life partner. You need to get it right. You will live with them through the highs and the lows. You need someone who understands both. @offbeatstudios1 @BessemerVPIndia

@DacEconomy almost fell for it by joining a call link received from your Telegram ID today. they shared a fake microsoft teams link and asked me to download an SDK to continue. It's happened with me once before and my wallet got hacked later and I lost some funds :(

My Telegram account with the handle @daceconomy got hacked last week and I lost control of it. Please don't respond to any message from that account. DM me here if you want to contact me.

@0xMokokoo @hyperbeat Thank you. Signed up. Bummer that cards aren't available in India yet :( None of the stablecoin cards providers are able to do that unfortunately :/

@nitishchachra @hyperbeat PT5B3UGR

Fc @hyperbeat

@stutireal In case you're curious, it's available on YT now :) youtu.be/xsSjiX394oE?si…

@stutireal I owe that to watching Shiva Mahapuran as a kid, on DD every day at 9pm :)

Indian people are good at focusing and don’t have a youth ADHD crisis because we start watching Bollywood movies that last 4+ hours as toddlers

@Benji_Fernandes B Multiple colours looks good to me :)

We’re shipping multi-currency accounts (w local IBAN for on ramp) to our stablecoin rails. Now the important question: Which design hits better? A or B? And why?

@jaredrblake @Krak thanks for sharing this here, Jared :) appreciate it!

@nitishchachra @Octop3s @Krak Only UK, EU for now. More coming!

if you call yourself a neobank just because you integrated a card into your stack, using the same infra as 100 other neobanks, you’ll perish before you even get your first 10k users. cards aren’t a unique advantage — any project can offer them by tapping into providers like rain. what actually wins is a unique value proposition. jupiter isn’t a neobank just because it has a card it’s what you can do with it: • real foreign bank accounts • ability to send money abroad via swift • seamless crypto ↔ fiat usage cashback and rewards attract users temporarily, but uniqueness is what makes your app hard to leave. be more creative.

@therosieum 🫡

i'm so tired of posts like this lol this girls traveled somewhere nice, took a photo, had a matcha, did some networking. and that's it, there's drama. meanwhile the actual clowns of this industry - the ones eating $50k-$200k KOL deals per project, never made a good trade in their lives, retail worships them for some reason - those guys are fine apparently. anyone who's ever seen the inside of a project's marketing budget knows exactly what i'm talking about. talking about trading quality between girls and guys: i'm not talking about the girls in that specific photo (and i'll be honest I don't know most of them) but here are some wallets from women in this space and some of retail's absolute heroes. the guys people are literally worshipping right now. girls: @CryptoGirlNova (0xEc9C79b29b586f1B531697Ff4e7237dBdE9ECd41) - smart money @stacy_muur (0xaA9543F2eFF0e7A4b267F839612945841172B02F) - smart money @Eunicedwong (0x6a70495Cef3C5079477ddd3A7F4A9Ab1De8E58CC) - strategist retail's superheroes: @crypto_bitlord7 (0x3931344Ba6A2C98450Bc82e412Db5E70D15C9dEd) - ape @CryptoHayes (0x6cd66DbdFe289ab83d7311B668ADA83A12447e21) - ape this is the reality of their wallets. scoring is based on trading quality, not wallet size - so there's nowhere to hide behind a big bag. using @Tok_edge for this btw - i posted about them this week, the vision makes sense to me you can check these wallets yourself: app.tok-edge.com/AWREJGND