Valuetrust Properties

Obi Cubana and his team built this beautiful mansion under one month and now it's ready for whoever that wants to pack in

Arghhh I mistakenly swallowed udara seed. Am I cooked? 😭😭😭

i went to the gym after one small quarrel. You know, the kind of quarrel that qualifies as cardio. I came back home, minding my business, and casually entered the bathroom to freshen up… and boom. Madam had left the pregnancy strip there like an exhibit in a museum. No announcement. No speech. No drumroll. Just vibes and a test strip. I checked it, and I smiled. And honestly, even as a gynaecologist who has seen thousands of positive pregnancy tests, this one hit different. Very different. Premium positive. Then I screamed: “THIS BABY DID NOT EVEN ALLOW US ENJOY THIS MARRIAGE OOOO!” One month into marriage. ONE MONTH. 😃 This child said: “No honeymoon. No peace. Report for duty.” I went to gym angry… I came back promoted to fatherhood. Life has a wicked sense of humour. We hugged each other and smashed the quarrel. I made a special english dinner for us... was such a night.

In 1997, a 34-year-old man bought a dying bank. He turned it around in seven months. Eight years later, he merged it with one of Nigeria's oldest banks. Today, that bank is worth over N2 trillion. His name is Tony Elumelu. And this is how he did it. Tony Elumelu was 34 years old. Most people his age were still trying to figure life out. Meanwhile, he was about to buy a bank. Big boy purchase kind of thing. Oga Tony didn't go for just any bank oh. He went for a collapsing bank. Motivation surplus for bros. Crystal Bank Limited was technically insolvent, broke and finished. The kind of bank where customers were running away and staff were updating their CVs. Unto say matter don red. But Elumelu saw something nobody else saw. While others were looking at the losses, he was looking at the potential. He bought it in 1997. Renamed it Standard Trust Bank (STB), and became one of Nigeria's youngest bank CEOs at 34. People think say senior man don dey kolo. "Why would you buy a dead bank?" Elumelu didn't answer them. He just went to work. Within a short time after taking over, he and his team had transformed Crystal Bank from loss to profit. But bros wasn't done. He had a bigger vision. While other banks were clustering in Lagos and Abuja, Elumelu took STB to places nobody wanted to go. Small towns in states that people ignored. He built branches where others saw no opportunity. By 1999, when Nigeria returned to democracy, STB was already positioned to provide financial services to state and local governments across Nigeria. Something I call SIC. Strategic. Intentional. Calculated. Within a few years, STB had become one of Nigeria's fastest-growing banks. From a collapsing bank to a powerhouse. All because one man saw what others couldn't see or were scared to execute. But the real story starts in 2005. The Central Bank of Nigeria had just mandated all banks to increase their capital base or merge with bigger banks. Smaller banks were panicking. Bigger banks were circling like vultures, looking for whom to swallow. Elumelu made a move that shocked the entire banking industry. Standard Trust Bank, the bank he had built from the ground up, merged with United Bank for Africa (UBA), one of Nigeria's biggest and oldest banks established in 1949 and incorporated in 1961. This wasn't a small move oh. It was the largest merger in sub-Saharan African banking history at the time. Two giants becoming one. A balance sheet of over N600 billion. Over 2 million customers. Over 400 branches. E chokeeee. Money na 💦 On August 1, 2005, the new UBA was born and Tony Elumelu became the Group Managing Director. Most people would have stopped there. Elumelu was just getting started. He took UBA across Africa. Benin, Burkina Faso, Cameroon, Congo, Cote d'Ivoire, Gabon, Ghana, Kenya, Tanzania, Zambia, Uganda. Today, UBA operates in 20 African countries plus offices in London, Paris, New York, and Dubai. From a single-country bank to Africa's global bank. In just a few years. Doings get levels normally. Today, UBA's total assets are valued at over N31 trillion. Market cap over N2 trillion. Over 45 million customers worldwide. Over 25,000 employees. The small dying bank Tony Elumelu bought in 1997 is now one of Africa's most valuable financial institutions. Story don end. INALEGWU