
Fear rarely appears on government balance sheets, yet it quietly shapes how institutions behave.
Over time, fear multiplies rules, procedures, and precautions long after the original danger has passed. The result is a hidden cost—queues that stretch, decisions that stall, and initiative that fades.
I call this the “Fear Tax.”
This article explores how it accumulates across everyday governance—and why recognising it is the first step toward restoring proportion, efficiency, and trust in public systems.

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