Orenaike T.
8K posts

Orenaike T.
@orenaiket
IT | Believer | Ẹ̀yán Iyi 🇳🇬 Building @yorubadico
Worldwide Katılım Kasım 2011
1.6K Takip Edilen513 Takipçiler
Orenaike T. retweetledi

“ If you don’t adapt, your old playbook can become a liability where you lose it all. Many people only realize their edge is gone after a big drawdown (think 10/10 last year).
Either you are good at making money, or you are good at protecting money. Very few are good at both and are the ones that survive cycle after cycle. Cockroach mode.”
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Investing is one of the few fields where discipline beats degrees and patience can outperform privilege.
#PsychologyofMoney
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@orenaiket @MudiTheInvestor @ProfitableMan1 @abalu_uthman @Rxbremen No my name but she owns the password and other stuff, except BVN and co
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To all the stocks guys out there, I appreciate you guys a lot, you have all contributed a lot to my first quarter. I opened an account for my daughter last year November, the account is going crazy @MudiTheInvestor @ProfitableMan1 @abalu_uthman @Rxbremen you guys have been amazing, I love you all.
I think my daughters private university money is almost set!
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Orenaike T. retweetledi

For those in the UK with the right to live and work without sponsorship. British Airways is offering to cover all costs to be a Pilot.
Speedbird Pilot Academy application: careers.ba.com/Speedbird-Pilo…
Application Deadline: 23rd April, 2026
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Orenaike T. retweetledi

This is the Part 1 of a series I am doing on Kelvin Ayebaefie Emmanuel. A rather interesting figure with a well-documented track record of misrepresentation, intimidation, and obtaining money under false pretense.
What’s particularly troubling is the role media companies like @ARISEtv and @channelstv continues to play in amplifying his voice. Repeatedly platforming him on key issues and, in the process, lending him a sense of credibility he arguably hasn’t earned making it easy for him to scheme his next set of victims.
The goal of this series is simple: to put the information out there, in one place, so people can make informed decisions and avoid becoming victims of whatever comes next.
Happy reading!
jakejo26.substack.com/p/kelvin-emman…
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Orenaike T. retweetledi

One of my uncles once told us of how he kept all his savings in naira for 10 years.
a level 12 civil servant, his pay as at when he started as a level 07 was 42,000 in 2011.
didn’t buy a land. didn’t join any pension scheme. didn’t buy stock. not even office osusu.
kept all his cash physically inside a metal safe in his bedroom.
he was proud of it. called it his “lifetime savings fund.” said he guarded it like a firstborn son.
January this year, he finally counted it. N9.2 million. he thought he was sitting on something really huge.
everywhere first blur 😆🤣
anyways, he finally decided to buy a land. he went to price a plot in the same area where people were buying land for 400k back in 2011, it was now N18 million.
he was devastated to learn his money didn’t even grow. it shrank, year after year, while he slept on top of it.
this is what most Nigerians don’t understand about savings: saving money is not the same as growing money.
you’re saving, while inflation is running at 33%? Oga you are losing money.
don’t be like my uncle, put your money to work.
Invest in stocks, real estate, dollar assets, treasury bills, whatever instrument you can understand and trust.
idle money is dying money.
and guess what he did with the N9.2m since he couldn’t get a land… he married a second wife.
Don’t play with Urhobo men 🤣🤣
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Bro, you should understand what I mean by penny stocks, companies with NFA (No Future Ambitions) just vibes and constant release of hopeful news.
Kolawole John@kolawole_john
When I first got on the NGX, it was penny stocks I first went for o, how howbeit solid ones, Firstbank was N3, Wema was under N2, AIICO was in Kobo and gtbank and zenith were less than N30. MTN was the first N100+ stock I bought. Glory be to God I didn't go home. I refused to go Japaul. Even though na shikini money I had then, I sha pack volume. To God be the glory, we dey wrap NGX and Presco now.
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@ADUOLUWATOPE Sombody say power!!! 😀 Just like that.
Please where is the link to this whatsapp group?
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Someone met me here on twitter last year, I helped her restructure her portfolio, told her to add a few name. A month later after my Q3 result analysis, I told her the portfolio will hit 100m by Q1 2026, but she did not believe!
Today, she sent me her portfolio results. 100m Naira achieved!
Well, you owe me a magnum! You know yourself 😊

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Orenaike T. retweetledi

The best way to learn how to invest is to actually participate. The lessons will be seared in your brain. I bought Wema bank shares in my mid 20s at 80K then sold it. Today, it’s N26. But how would you know if you don’t participate
If you are under 40 and looking for guidance on the stock market. Pls join us for FREE. We have classes and guidance
All you have to do is download Ladda’s app and start saving and investing
getladda.com
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People have asked me how I feel about Udemy’s sale to Coursera. Honestly, I’m kinda pissed about it.
I want to be clear - I’m grateful for the opportunity to start and benefit from Udemy’s success. It changed my life.
But there’s another side to Udemy. A story of what could have been.
After our Series B, founders owned less than 30% of the company. Our investors took over and installed their own CEO to run it. We all liked this new CEO and honestly, for years it looked like a brilliant move. The company kept growing and growing. They launched B2B and built a $500M ARR business. Eventually, the company IPO’ed for $3B.
Yet all along there were clear cracks under the surface. Over Udemy’s history, there have been 7 CEO’s. The board replaced the second CEO with dud after dud. I’d often try to meet with the board or the new CEO, and was completely ignored. Eren had influence as Chairman of the Board but Oktay and I were so ignored they didn’t even invite us to the IPO. LOL WTF. There are like 50+ people invited to these things and nobody thought: “oh maybe we should invite the people who fucking invented the thing we’re all celebrating.” It shows how little respect they had for founders and for product innovation as a discipline.
I think they wanted a CEO they could control, a buttoned-up suit instead of a brash founder/CEO that is risk-taking, visionary, but a bit of a pain. For awhile, it looked like it didn’t even matter who was CEO - the company was run by the incredibly talented team that reported to them anyways.
Well, it worked until it didn’t.
The company made no major product innovations for 15 years. Instead, they took the original idea (video-based courses) and sold it in every place imaginable. It got us to $800M run-rate. That’s no joke; that takes serious execution and a great team that hustled hard to win the market.
But eventually the consumer business stopped growing. The B2B business has now flattened out as well. Meanwhile, Coursera was catching up.
Original Coursera was a far worse product than Udemy, but it got a ton of press. Learning ivory tower bullshit from academics doesn’t get you a real education, but it does create prestige. They raised from better investors on better terms, and had better leadership.
Udemy to this day has more revenue than Coursera, but Coursera won the court of investor opinion. They got higher multiples from both private and public markets.
Coursera innovated heavily. They added corporate courses to their university catalog, built fully-online degree programs, and offered a B2B competitor that kept Udemy on its toes. Still, the Udemy B2B business (and team) out-performed and so the two companies were deadlocked. Coursera was better at B2C, Udemy at B2B.
A merger was inevitable.
But WHY IN GODS NAME did we sell to Coursera instead of the other way around? Why are the combined companies under $3B in market cap?
Three reasons:
First, edtech didn’t live up to its promise. While these two companies had solid revenue and cash positions, their growth slowed, and public markets balked. This meant compressed multiples and significantly lower valuations.
Second, the companies stopped innovating. They are selling a product to businesses that their customers don’t love. They were category leaders, but they lead the category into mediocrity. They captured a significant share of learning and development (L&D) spending, but L&D as a whole actually lost budget within their organizations. That’s Udemy’s fault, and it doesn’t even realize it.
That brings me to my final point: I personally believe Udemy traded upside opportunity for downside risk. Us founders were unproven and young. We made lots of mistakes, including fighting amongst ourselves. A good investor would have supported us through it because they believe founders drive the highest long-term returns. Instead, they brought in outside CEOs to replace us. I sometimes wonder if they recognize this error; everyone makes mistakes and maybe they learned from it.
Either way - the consequences are real. By ignoring the founders, Udemy failed to innovate, which led to slowing growth which led to mediocre public market results. Furthermore, they don’t have a good evangelist and public markets don’t like a headless horse.
I sold my Udemy stock awhile ago. I think the merger was critical for both companies’ survival. Now, though, the new combined entity needs to innovate again.
On B2B, Coursera needs to help L&D become the heroes of the AI era so the entire market starts growing again. On B2C, they need to build the most educational AI product on the planet. (I’d focus on the former, since the latter is a lot harder and riskier).
Coursera can still achieve our original vision and likely build a $10B+ company in the meantime. Even though I’ve got no stake in its future, I’m mission-driven and I REALLY hope they figure it out.
The current education system sucks and the world deserves something better.
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