Pintu

@MDahariya @HDFC_Bank Most likely the BM, cluster head and zonal head may face termination soon to save the top management as has been the history of the bank

In the next round of embarrassment coming, hope the Corporate Communication dept of @HDFC_Bank n reputation management specialists are working on the clarification that how a kickback was routed to an virtually phoney software firm under the guise of “ software purchase “ by the Pashan Branch of Pune. This was by a Sr lady BM under knowledge of top management Amount is 2.5 cr paid as bribes to Babus of PMRDA n few in Pune Collector office. एक झूठ को छुपाने के लिए १०० झूठ बोलना पड़ रहा है ।

@PRSundar64 If it is in Spain , it is mildly hot here now . Imagine posting such nonsense in twitter without mentioning location !

Today my grand daughters wanted to go to Beach, went, could not get parking even after trying for one hour. It is not even peak hour, time is around 7.30 pm. Never had such experience. Weather is hot or current cut is hot?

@Sachan8574 Depends on your age . If you are less than 40 it is not a wise decision assuming this is a term plan . You end up paying insurance co only

If I die tomorrow, my wife gets ₹5Cr. If my wife dies tomorrow, I get ₹2Cr. Our insurance plan costs ₹10K/month. Is taking this kind of insurance plan a smart decision or a bad one? Comment your thoughts.

@InvestorOfJAMMU Promoters should be allowed to announce or sell only after the month expiry . Announcements after month expiry and sale within 48 hours of announcement hours should be th rule

Just think, if you are holding some Call position in any FnO company or having buy position in Futures and the promoter launches OFS at 5% discount overnight, your Call position likely to go near zero or you will have to bear big loss in Futures. Scary naa??

@MDahariya @HDFC_Bank 2/2 shouldn’t the bank now disclose list of corporates or govt owned entities which were given such payments . Going forward all Corp will demand this since it an industry practice and they don’t want to miss out . RBI should clarify to banks or profitability will be severely hit

Seems @HDFC_Bank has tutored the Babus of MSRDC n they r quoting mumbo-jumbos that accepting funds like this against differential interest rates in CSR account is all valid n is under “ long standing business model “. Then why they accepted funds for CSR via some third party vendors of the bank n not from the bank directly ? cc @RBI @RBIsays @DFS_India @CMOMaharashtra

@MDahariya @HDFC_Bank So now do we have an Income tax violation also when you don’t pass it as an interest but as a reimbursement for marketing expense? Can a bank induce /partake in violation? Imagine large corporates getting like this since bk claims it is an industry wide practice . 1/2

@piyush_trades Give your car for a interior clean up and eliminate the smell. Then u can use your body spray one puff in the car instead of inhaling these dangerous elements

Something weird happened to me today in my car, and what happened taught me something very important. As I sat in the car and drove for 5 minutes, I started getting a headache. I felt like I wasn’t able to breathe properly. After I came back home, it suddenly hit me that I had installed a new car fragrance just before entering the car. The fragrance was causing the headache. Honestly, it was an expensive fragrance that I had ordered online with good ratings. I had earlier also felt the same with other car fragrances available for ₹70–150. I think these car fragrances are made using many cheap and ugly-quality materials, and I am very sure they will cause lung issues if inhaled for a long time. I suggest all of you avoid using such car fragrances if you truly care about your lung health, as you’ll be inhaling those chemicals inside a closed environment for hours. I never felt any issues with camphor fragrances but I read somewhere that camphor fragrances are also not good for the lungs, so what can I do now? Please suggest some car fragrances that can help eliminate the foul smell in cars without causing any health problems, or especially headaches.

@MDahariya @HDFC_Bank Your reading on keki was accurate since long . As interim chair he would know this vigilance report but chose to ignore it . His reputation would go for toss if he continues . The audit committee head mr rangan which publishd the report being mooted for chairman to silence him ?

Poor Keki Mistry will go tainted in twilight of his career who was most probably hoodwinked to chair @HDFC_Bank as Independent Non-Executive Chairman after exit of Atanu Chakraborty. ( KB = Kaizad Bharucha, SJ = Sashi Jagdishan) My one month old tweet.

Inside the HDFC Bank Scandal That Triggered a Market Crash theprobe.in/governance/hdf…

@MDahariya How true you were !! Hats off to you

MD-CEO SJ mentioned in investor call they are for Keki to become Chairman. Renu Karnad, KB, SJ, Rangan have 2 cr bank shares. Once Keki Mistry becomes Chairman, why will they allow bad news to come out of the bank with their financial interest at stake? This will become HDFC Ltd.

@MDahariya @HDFC_Bank @RBIsays @RBI @PMOIndia @DFS_India @nsitharaman @nsitharamanoffc This is like Others have also done theft so we will also do theft ! Others have robbed so shall we ! Others have done unlawful acts so shall we ! Just that we r caught first and rbi norm if any are outdated and irrelevant and they are on our side !!! Strange response from bank

“ Others are doing so we also did “ - Sasi Jagdishan n btw if @HDFC_Bank is clean then why not to sack Prasun Singh IRS ( EVP -1 ) the KMP n vigilance chief who wrote the report indicting his own MD-CFO. cc @RBIsays @RBI @PMOIndia @DFS_India @nsitharaman @nsitharamanoffc

@MDahariya @HDFC_Bank @RBIsays @RBI @PMOIndia @DFS_India @nsitharaman @nsitharamanoffc An insider is placed as temp chairman , ex chair who took a tough stand is out , this vigilance head must be reporting to board and with a spineless board and ceo they tried to downplay this report which then got leaked to media . Now they have to act rather than justify this

@CNBCTV18News @imFmoharkan Then banks vigilance dept which investigated the case has no clue on what is allowed in bank , it’s process and rbi rules governing this . The head of vigilance must quit then ? Hope they are reporting to board and not ceo

#HDFCBank has denied allegations that it violated banking regulations by allegedly masking higher interest payouts to the Maharashtra State Development Corporation as marketing expenses Sources suggest, the lender may not be the only bank following such a practice @imFmoharkan

@MDahariya @RBI @RBIsays Vigilance leaked to media when bank failed to act ?? Anyways hats off to them if they did so .

No vigilance chief of a Bank will accuse his own MD n CFO without hard evidence on hand. The concern person is n ex-ED n IRS officer has n impeccable track-record n was responsible for exit of Ashok Khanna, Abhay Aima, Bhavesh Zaveri, V Chakrapani, Vinay Razdan etc @RBI @RBIsays need to intervene with time bound investigation n forensic audit. Now the prestige of the regulator n the RBI governor is at stake. Too much of farce.

@dharmendra63561 @rajuparulekar @MDahariya bank now says there is nothing wrong in the tranxn and it is an industry practice . Then either vigilance and ethics head should be asked to resign for blowing up and reporting vindictively without knowing rbi or bank process or the bank ceo/cfo/audit and cmo should quit

@pintu1981x @rajuparulekar @MDahariya Auditors never check expenses as they are approved as DOP. The Finance person adjust in such a way that YOY it's looks normal and no deviation.

🆘What benefit did IE derive by not naming MSRDC in the Headline❓ Will Maharashtra’s ACB, EOW and Centre’s CBI/ED find the real ‘Missing Link’ of this Bribery Scheme between HDFC and MSRDC❓ HDFC Bank pays ‘bribe’ or additional undue interest to MSRDC. The payments of MSRDC’s vendors, settled through this additional undue interest or ‘bribe’ paid by HDFC, should be investigated to identify the real Quid pro quo. Imagine the BRIBES that must have exchanged hands in this den of Corruption, and hich has formed over 10 SPVs, having executed or executing shady Infra projects above ₹100,00,00,000 crore.❓

@CNBCTV18Live @imFmoharkan So now legalising it ? Are they bigger than RBI ? What is RBI there for ? retail customers can also ask more out of record interests ?will lead to more corruption amongst bank staff . Also banks can publis lower card rates and hoodwink other banks by paying separately @MDahariya

#HDFCBank’s treatment of MSRDC deposit an industry-wide practice, say sources @imFmoharkan cnbctv18.com/market/hdfc-ba…

@SanjayS32161018 @sandeep_PT Even Sampath Kumar the GH who was terminated recently is from same region and tamil

@sandeep_PT CEO, CFO, CMO all from one single caste, from one single region. Do they run their reviews in Tamil? Is there nobody else in the entire wide world, who is talented enough to run a bank of national importance? Did no corporate governance committee pick this up?

Corruption is no longer in suitcases full of cash. It is now structural, institutionalized and "legal". That is why most Indians fail to see it. #NewIndia #corruption

@RahatTalreja @MDahariya No ! all abide by RBI regulations .

@MDahariya don't such things happen in all banks.

From : V Chakrapani Sent : 29 January 2025 10:58 AM To. : Sameer Ratolikar Subject : Opening of port for copying certain files in external drive Confidential Dear Sameer As discussed in the morning, I have saved some of the personal files in the office “ one drive “ in a separate folder. I would like this files to copied to external drive & transferred to personal “ One drive “ . Request your approval ( valid for 3 days ) The concerned person may please get in touch me. Regards Chakrapani —————————————————— Transcript of confidential staff memo accessed by me, the original screenshot of this internal mail is with me for the record. —————————————————— CISO Mr Samir Ratolikar, custodian of information security of @HDFC_Bank , providing favours to senior management in serious breach of policy !! Ex-Audit Head Mr Chakrapani’s this mail of date 29 Jan 2025 to CISO Mr Samir !! Just 3 days before his exit from the Bank on his superannuation. Did Mr Samir follow the SOP before acceding to the request made, or allow this favour in a clandestine manner ? Did Mr Samir or his IT Team keep record or audit trail of what was copied and taken away by Mr Chakrapani ? Is it one off incidence or are there any many more such intentional breaches by IT & ISG Departments in the past? This is serious and calls for forensic investigation by the management and the Board /IT team facing problem of customer and internal confidential data leakage. Leakage of account related confidential information of many of their high profile customers in the past had made customers shifting their huge deposit base or ending the entire banking relationship. This has put the Bank at serious reputational risk. Huge loss of customer FDs/deposits, a problem which has forced bank to enter into alternate unholy and inorganic transactions to increase their deposit base (MSRDC, HMDA, PMRDA, RHB etc.). There is also rampant customers’ lead/data leakage to DSAs/BCs and third party freelancer agents by few unscrupulous Bank employees Sources say that Mr Bhavesh Zaveri requested and was allowed access to his official email after his exit. His office email not blocked, access not discontinued as normal information security process. He is accessing his official email on HDFC Bank official laptop and also on his cell phone. Terminated Group Head Mr Sampathkumar’s computer and laptop is not surrendered and not seized by HR and IT as per normal IT & ISG process. Because MD-CEO SJ still believes that Mr Sampath’s termination is temporary absence and he will get him back by managing and forcing the Board in accepting his appeal. Banking is a business which runs on “TRUST”. The critical question is how can a customer trust safety of its information and money where the CISO and IT/ISG Department itself is deliberately flouting critical processes and norms. cc @RBI @RBIsays @DFS_India

@Netanyahu_News Meeting is shifted to White House due to bad weather conditions and is not postponed or cancelled . Get your facts right

🚨 BREAKING NEWS: US President Donald Trump has postponed a crucial Cabinet meeting at Camp David on the US-Iran peace deal, citing bad weather. Trump reiterated: "Either we get a great and meaningful deal, or Iran will face us." 🇺🇸🇮🇷