@MBGilroy Bespoke models built automatically, capturing the trends native to a platform while still retaining the network benefit, humans chiming in when agents need help. Fraud MOs and how we fight changing every few weeks 😁
English
Vinodh Poyyapakkam
372 posts
Vinodh Poyyapakkam
@psvinodh
Building Risk Infra for Vertical Saas and PayFacs at @corisinc (YC S22) ex @Google, ex @WePay, ex @PayPal
San Francisco Bay Area Katılım Haziran 2008
369 Takip Edilen242 Takipçiler
@psvinodh Yes sir. How are using AI to
Improve your fraud models? Tagline in bio are all of my love languages
English
This is what people don’t understand about fintech. In a world where the software / interaction layer is completely in flux, this is the business most that cannot be replicated overnight. Or over two nights.
Jason Shuman@JasonrShuman
Stripe didn’t just process payments. They abstracted compliance, fraud, and complexity. Merchants stopped worrying about edge cases. IMO that’s the bar for vertical AI. Remove the industry anxiety and execute at a higher level. And show value fast.
English
English
Announcing Magic Patterns 2.0 and our $6M Series A led by @Standard_Cap
Since our first launch in 2023, we’ve grown profitably, hit $1M ARR with no employees, and quietly built an AI design tool loved by PMs, designers, and website builders.
1,500+ product teams use us to go from idea to production every day, prompting features to life with their existing styles.
Free to try with a new brand look.
English
Vinodh Poyyapakkam retweetledi
For the VSaaS founders at Collective Live next week who are building payments or lending into their platforms: this is infrastructure worth knowing about.
Vinodh Poyyapakkam, Chris Lee, and Brian Borella are joining us at Collective Live on November 5th—find them to talk about automating your risk operations.
@CorisInc's partnership makes it possible for us to bring 200+ VSaaS CEOs together to tackle challenges like this. It all goes down this Wednesday in San Francisco!
Learn more here: coris.ai
English
@ItzSuds I don’t think there are many companies since the Robinhood era that are being formed and staying in the area. But that being said we should do a dinner at a friend’s space on university Ave
English
Vinodh Poyyapakkam retweetledi
The AI risk platform for financial operations - big launch for @CorisInc !!
Coris@CorisInc
The last system of record in commerce just got an AI-native upgrade 👀 Meet Coris - the AI platform for risk & financial operations. We’re reimagining how risk, underwriting, and ops teams work in the AI era. 🧵
English
Every reference call on Vinodh + Shyam ended the same way: “I wish we could hire them to run our risk ops.”
Fast forward to 2025 - companies like GoFundMe, Cherry, Procare and many more use use @CorisInc to automate all things merchant risk and operations, no cloning required :)
Coris@CorisInc
The last system of record in commerce just got an AI-native upgrade 👀 Meet Coris - the AI platform for risk & financial operations. We’re reimagining how risk, underwriting, and ops teams work in the AI era. 🧵
English
Today, we're announcing our $33M Series A led by Dawn Capital.
Oneleet is ending compliance theater by making companies genuinely secure. Compliance follows automatically.
Here's our story. 🧵
English
Vinodh and Shyam were building AI infra and pioneering it in risk way back in the late 2010s.
Apart from instincts and having an incisive mind for helping customers they’re an A+ team — great to watch their execution over the past couple of years
Coris@CorisInc
The last system of record in commerce just got an AI-native upgrade 👀 Meet Coris - the AI platform for risk & financial operations. We’re reimagining how risk, underwriting, and ops teams work in the AI era. 🧵
English
Vinodh Poyyapakkam retweetledi
Deep diving into agentic commerce/payments who wants to jam with me? Who should I know
English
@chiefintern @jevgenijs It doesn't seem to be a strategic priority for them as it seemed a decade ago
English
@psvinodh @jevgenijs There's still Amazon Pay in India, trying to compete with the other UPI wallets
English
The more I learn about Mercado Libre $MELI, the more I ask myself, “Why didn’t Amazon $AMZN build a Fintech arm?!” It seems like a natural evolution.
Jevgenijs Kazanins@jevgenijs
In 2024, Mercado Libre's $MELI Fintech arm, Mercado Pago, represented 41% of the company's total revenue. 50% of Mercardo Pago's revenue came from Brazil 👇🏻
English
@jevgenijs They also had merchant cash advance and faster payouts for merchants. Looks like they wound those down as well.
English
@jevgenijs Amazon did try AmazonPay 10-12 years ago, which merchants can embed to accept payments. Direct competitor to PayPal. In fact, that's the only other wallet button one would see other than PP. There was no ApplePay or others at the time. Think they wound it down a few years after.
English
@jevgenijs Getting paid (fast) is the holy grail. SMBs will sign up for bank account and merchant account first. Same trend with Embedded Finance, where embedded payments is the starting point.
On the spend side, there is all payroll/tips. Less of a daily activity compared to payments
English
Started thinking about this: Will small businesses bank with the platforms where they get paid (like Stripe, Square, and Shopify), or the ones they use to pay others (like Ramp, Brex, Melio and Bill)?
English
BRB doing a thematic deep dive on outpatient procedures.
but actually getting my hip fixed so taking any tips for pt and recovery!!
English
@deriksutton @dadiomov Wonder if this will be analogous to hiring someone from a staffing agency on probation. Agents with fine-tuned models for specific tasks might outperform generic ones, likely to pass the probation. Ultimate moat will be in your reputation
English
Some questions on AI agents and what's to come.
Will the software business shift from subscription-based platforms to AI-driven services? How would those services be priced?
At first, presumably the price is set by human labor, but presumably it is trivial to spin up as many AI agents as there's demand for, so the transition is super fast. Then, once that's done, where does pricing power come from?
Will AI agents be monetized through direct payments (e.g., per-task pricing), subscriptions, or new economic models like AI labor marketplaces? How is an AI agent not similar to a laundry machine or a dryer, where cost = Capex + the cost of electricity?
What are the implications of agents negotiating prices and contracts autonomously on behalf of businesses—will this disrupt traditional pricing strategies?
How do some businesses even work when you can't rely on information asymmetry + laziness? What happens to banking / financial services, where that's basically the business model? What happens in procurement?
English
Vinodh Poyyapakkam retweetledi
And a very non-comprehensive quick hit of companies in spaces that we’ve been exploring:
English
Excited for this launch by our team 🙌
Coris@CorisInc
1/ 🚀 Big news: We’re launching the world’s first credit card transaction model designed specifically for software platforms! This groundbreaking tool analyzes both sides of a transaction—merchant and payer—to help platforms fight fraud faster and smarter. Here's how it works:🧵
English
Vinodh Poyyapakkam retweetledi
Super excited to launch social media intelligence for us in underwriting and risk monitoring of creators 🙌
For more: coris.ai/blog/introduci…
English