rakeshad
216 posts


Meet Dr. Revanth Kumar Reddy
( Content Creator at Day Trader తెలుగు)
> Pursued Doctor of Pharmacy at Andhra University
> Entered the stock market using his mother's PAN card.
> No hostel seat. Lived outside. Every rupee went to rent.
> Took tuitions while studying.
> Earned ₹26,000/month at age 22.
> Resold phones online for commissions. Saved every rupee.
> Lost money. Again. And again. Never bought a single paid course.
> Learned everything through trial, error, and sheer stubbornness.
> SSC CGL got postponed. Frustration hit an all-time high.
> Started YouTube. No plan. No thumbnails. Just raw knowledge.
> Brother left UPSC prep to support the channel full time.
> Rejected crypto & betting ads worth lakhs. Every single time.
> Said NO to personal training offers of ₹20K–₹30K per person.
> Planned 10 videos. Built a 2 Million subscriber community.
> From ₹0 savings to crossing ₹1 Crore without a single shortcut.
> Before investing in the market, he invested in himself. That's the trade that changed everything.
"Don't wait for the right time. Build yourself first. The market can wait."

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@SarangSood it's not priced in until local petrol charges are increased and the inflation report reflects it
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@SanjayYada7n How star is on the top!?! There were many complaints regarding star
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🚨🚨Latest IRDAI Data (FY 2024–25)
Many people ask:-
Which health insurance companies actually settle claims?
Instead of only marketing claims, let's look at the IRDAI reported numbers.
Claim Settlement Ratio (CSR) | Incurred Claim Ratio (ICR)
1. Star Health
CSR: 99.06% | ICR: 70.30%
2. HDFC Ergo
CSR: 96.71% | ICR: 84.85%
3. ICICI Lombard
CSR: 97.16% | ICR: 82.24%
4. Care Health
CSR: 96.74% | ICR: 64.53%
5. Niva Bupa
CSR: 92.39% | ICR: 61.22%
6. Aditya Birla Health
CSR: 95.64% | ICR: 71.50%
7. ManipalCigna
CSR: 88.64% | ICR: 74.81%
8. Bajaj Allianz
CSR: 93.54% | ICR: 57.82%
9. Navi General
CSR: 75.40% | ICR: 101.89%
PSU Insurers – Incurred Claim Ratio
10. New India Assurance – 100.98%
11. National Insurance – 96.05%
12. United India – 97.51%
13. Oriental Insurance – 102.58%
Important:- An ideal ICR range is usually between 70% – 90%. Below 70 and above 90 is risky.
Too low → Company paying fewer claims
Too high → Company paying more than premium collected
So while buying health insurance, don’t look only at premium or ads.
Look at:
• Claim ratios
• Network hospitals
• Product terms
• Claim support during emergency
And most importantly — who is advising you.
Because the right policy matters only when a claim happens.
What is your experience with health insurance claims?
#India #Public #HealthInsurance #InsuranceAwareness #IRDAI #ClaimSettlement #InsuranceAdvisor #InsuranceMatters

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Got a call from Apollo Pharmacy today.
“Sir, you have 2,000 reward points expiring.”
“Ok but I’m not sick?”
“Sir, if you buy medicines worth ₹1,500, you can redeem them.”
“But I don’t need any medicines. I’m perfectly healthy.”
Silence.
Then he says:
“Sir, let me know whenever you fall sick.”
Bro just wished me illness so I could save ₹200.
This is what happens when you put a loyalty program on MEDICINE. The business model literally needs me to be unwell.
Imagine Dominos calling and saying “Sir let me know when you get hungry.”
At least that makes sense.
Apollo out here praying for my illness. Literally. 🤦🏻♂️
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@tonydtrades @saketh1998 check where the broker has invested the collected amount using sbi life smart care app, and switch the allocation if it is done in lower return bonds to equity
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@saketh1998 Can someone help me navigate through this , my father took this sbi smart wealth builder and paid 2 year premium. I have zero knowledge on ulips .. I just came to know about this scam product. So how can I minimize the damage , what should I do from here , will be very thankful
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@tejaskhoday Really appreciate the efforts!! Looks impressive..!!A one stop for budget tarders!! Good to see such improvements!! 🤘🤘
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Today we rolled out a "Live Budget Dashboard" to follow the Union Budget speech, key highlights and real-time market reactions, all on one screen, to help traders stay focused.
Its an attempt to make macro events easier to follow in real time and help connect the dots as things unfold.
Check it out on Web.

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They wanted to make a simple point: that the world is nicer than we think it is. Jay Austin and Lauren Geoghegan, both 29, rode their bikes and were curious as they departed Washington, D.C.
No group of people.
No safety.
Just trust those you don't know.
They wrote about open doors, sharing lunches, and unexpected kindness on their blog, Simply Cycling.
Jay draughted what became their silent manifesto: "Most people are nice, Kind, generous, and wonderful." That belief kept them going across countries and cultures for more than a year.
It worked until one afternoon in Tajikistan. On July 29, 2018, while riding bikes through the Danghara area, a car abruptly swerved towards a group of foreign bikers.
It wasn't an accident. The car hit them. Then the attackers got out and started stabbing. Lauren and Jay were killed, as well as bikers from the Netherlands and Switzerland.
Later, the Islamic State said they were responsible and released a video of the assailants swearing their loyalty.
That's the harsh truth.
Go woke and get killed. Don’t be stupid like this couple.

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ITR filed & verified on 30-Aug-2025, status shows "Verified successfully" but still stuck at processing even after 4+ months! 😔 Why such long delays for honest taxpayers? Government needs to honour and respect compliant citizens and be fair to them
Disclaimer:
समाज में सबसे
सुरक्षित आदमी वही है,
जिसके पास न विचार हैं,
न कोई सवाल...
@IncomeTaxIndia @nsitharaman
#ITRRefundDelay #IncomeTax #TaxpayerRights

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@friendsofwealth @Intrinsic_cycle What's the platform which you used for comparison??
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@Intrinsic_cycle Which one do you find most investable histocially and based on last 5 years?

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HDFC Bank Ltd YOY Returns Since 1996
🟢 1996: +~60%
🟢 1997: +~50%
🟢 1998: +~30%
🟢 1999: +~50%
🟢 2000: +~25%
🟢 2001: +~15%
🟢 2002: +~25%
🟢 2003: +~60%+
🟢 2004: +~40%
🟢 2005: +~30%
🟢 2006: +~25%
🟢 2007: +~50%+
🔴 2008: -~50%
🟢 2009: +~80%+
🟢 2010: +~30%
🟢 2011: +~10%
🟢 2012: +~35%
🟢 2013: +~5–10%
🟢 2014: +~30%
🟢 2015: +~10%
🟢 2016: +~5%
🟢 2017: +~25%
🟢 2018: +~15%
🟢 2019: +~20%
🟢 2020: +~15%
🟢 2021: +~10%
🟢 2022: +~5%
🟢 2023: +~10%
🔴 2024: -~5–10%
🔴 2025: -~10–15%
CAGR ~18–20%+ long-term
(including dividends ~22–25%)
#HDFCBank #hdfcbankQ3
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A woman in Jaipur , 34, working in HR, started trading during COVID. Small account, ₹50,000.
First six months were fine. Up ₹8,000, down ₹5,000, up ₹7,000. Learning slowly.
Then March 2023. She found a Telegram group. "90% accuracy calls." Free for first month.
First call: "Buy XYZ at 380." She bought. Went to 412. She made ₹2,800. Amazing.
Second call: "Buy ABC at 225." Went to 248. Made ₹3,100.
She was hooked. For two months, she only traded their calls. Made ₹23,000 total.
Then the calls started failing. Lost ₹4,000 one week. ₹6,000 the next. She kept following because "they were right before."
By June, she was down ₹19,000 from her peak. And here's the worst part: she had no idea why.
When her own trades failed, she knew what went wrong. Setup didn't confirm. Volume was weak. She learned something.
When tip-based trades failed, she learned nothing. Because it wasn't her analysis. Just someone else's call that didn't work.
She left the group in July. Went back to her own research. Her win rate dropped from 68% (with tips) to 49% (her own trades).
But she was learning again. Understanding why things worked or didn't.
Took her four months to get back to breakeven. Then slowly positive.
She's at ₹71,000 now. Smaller gains than those two lucky months with tips. But she sleeps better.
Because she knows why her money moves. That's worth more than quick profits.

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The #Budget2026 may remove the old tax regime in Income Tax
What's your reaction?
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@tejaskhoday Thank you @tejaskhoday !! Was requesting for XIRR value of my mutual fund investment to be displayed, and now it's live on the app!! Now we can easily judge our investments!!
Thank you for listening!! 🤘😇
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Before news breaks on new headlines or social media, companies are required to disclose all material updates directly to the exchanges. These filings are the first and most accurate record of what actually happened; whether it’s a board decision, financial results, a corporate action, or a regulatory update.
As shown in the image, the Company Filings tab inside Analytics brings all these disclosures into one place, exactly as filed. It's a place to analyze raw information with no noise, no opinions, or interpretations. Learn more about it here -
fyers.in/community/blog…

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